All About Connecticut Real Estate

By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Which will Get More Attention?” Ever began, or received, a letter addressed to, “To Whom it May Concern”VagueWeakIgnorableNext time use, “To Whom it Will Concern.”OminousStrongAlarming It is not what you say, it is how your say what you say! 
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“A Lawyer would Never do Such a Thing” A Mafia Godfather finds out that his bookkeeper, Guido, has cheated him out of $10 million dollars.His bookkeeper is deaf. That was the reason he got the job in the first place.It was assumed that Guido would hear nothing so he would not have to testify in court.When the Godfather goes to confront Guido about his missing $10 million, he takes along his lawyer who knows sign language.The Godfather tells the lawyer, "Ask him where the money is!"The lawyer, using sign language, asks Guido, "Where's the money?"Guido signs back, "I don't know what you are talking about." The lawyer tells the Godfather, "He says he doesn't know what you are talking about." The Godfather pulls out a pistol, puts it to Guido's head and says, "Ask him again or I'll kill him...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
What’s My Waterbury CT Home’s Value July 2022Waterbury CT is the second largest town in New Haven County with a population of app115,000. It is 33 miles southwest of Hartford, 25 miles north of New Haven and 77 miles northwest of New York City. The larger factories that once dominated the Connecticut manufacturing economy are no longer in Waterbury, essentially changing form the brass meals they used for raw materials and converting to cheaper and lighter aluminum or plastic. Currently in Waterbury CT there are 118 active residential listings for sale, with 56 new listings being added in July. The homes for sale in Waterbury CT range from a 1,024 square ft, 2-bedroom townhouse style row house listed at $40,000 to a 3,630 square ft, 4-bedroom  ranch listed at $749,000. These listings are...
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By Westchester Modular Homes Inc, Serving NY, NJ, PA, CT, NH, RI, MA, VT & ME
(Westchester Modular Homes Inc)
JOIN OUR NEXT LIVE GUIDED INTERACTIVE VIRTUAL TOUR Register for the Live Virtual Factory Tour: Wednesday August 10th, 2022 @ 5:30 PM EST.... sign up at www.vt-sign-up.com Experience a live virtual tour of our actual factory & models located at the factory, as well as custom homes that our customers have allowed us to shoot in 3D and share with you.What will you learn by attending the Live Virtual Factory Tour? The Benefits & Advantages of Modular Construction The Design Software & how you can take a 3D walkthrough of your home before its built 3D Tour of our Factory & Sample Homes Q & A Session after Presentation A review from a recent participant:I watched your webinar this evening. Very impressive session. I have to say that when I saw it was 2:00 long I was skeptical, but I watched ...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
Mother Nature Appreciates it as WellFor all the Friday nights in July we have been attending the Hartford Symphony Orchestra's summer concert series, Talcott Mountain Music Festival under the stars in Simsbury.This year there were no postponed concerts due to rain, which in one way is good, but we do need the rain.The theme of the last evening was the Queens of Soul which showcased songs from some great singers past and present. There were 3 singers that each added their flavor to the songs that were presented.Early into the evening, while still light, one of the singers started to sing the Etta James Classic, 'At Last'.With no moisture in the air, there was a flash of a rainbow right over the shell as even the heavens appreciated the series and the song.It was a fine rendition and a wo...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
Friday Flags in Waterbury CT Western Hills GCI had the opportunity to play in a 2-day tournament, part of which was played at Western Hills Golf Course, a municipal course in Waterbury CT.The course is most challenging, with lots of hills and small fast greens protected by deep bunkers.Just as one enters the grounds the flag flies proudly right next to the club house.I had a good round with a net of 68 just not good enough to place as my previous round the day before was not so good.It is almost a certainty that a flag would fly at a golf course, and at the very least, I am willing to make the sacrifice to find another course to keep the Friday Flag flying.Friday Flags in Waterbury CT Western Hills GC
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By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Thank you again to Anna Banana Kruchten, KathyStreib, and Carol Williams for this months fun contest which gives us the opportunity to spend our ActiveRain POINTS!!!  I have always wanted to spends my points and this was the perfect opportunity to do so.The first part of this challenge was to pick from among the amazing choices one of them I would most want to spend my points on.  As a previous golfer who after 50 years has once again recently taken up golfing again, I choose Carol Williams golf package for a mere 20,000 ActiveRain points. The second part of the challenge is for us to come up with our own package for a future Point Store offering.  I gave this a lot of thought and decided to make my offering a trip to my homeland the Azores in Portugal.Our trip will begin by taking the ...
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By Westchester Modular Homes Inc, Serving NY, NJ, PA, CT, NH, RI, MA, VT & ME
(Westchester Modular Homes Inc)
BRD Builders of Hartford CT is happy to announce the opening of it's residential building division which will be offering in conjunction with westchester Modular Homes, Inc. high quality custom designed modular homes in all styles, sizes and layouts. Please visit our residential building website at www.brd-builders-residential.com for more details.
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By Westchester Modular Homes Inc, Serving NY, NJ, PA, CT, NH, RI, MA, VT & ME
(Westchester Modular Homes Inc)
JOIN OUR NEXT LIVE GUIDED INTERACTIVE VIRTUAL TOUR Register for the Live Virtual Factory Tour: Wednesday August 10th, 2022 @ 5:30 PM EST.... sign up at www.vt-sign-up.com Experience a live virtual tour of our actual factory & models located at the factory, as well as custom homes that our customers have allowed us to shoot in 3D and share with you.What will you learn by attending the Live Virtual Factory Tour? The Benefits & Advantages of Modular Construction The Design Software & how you can take a 3D walkthrough of your home before its built 3D Tour of our Factory & Sample Homes Q & A Session after Presentation
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Judy Collins would be Upset” A friend of mine plays piano in a local restaurant. One night, I listened to him play "Send in the Clowns", one of my favorite songs. As he finished a woman approached him."Can you play, ‘Send in the Clowns?’, she asked.My friend shook his head sadly and replied, "Apparently not."
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
Waterbury  CT Mid Year 2022 Real Estate Market AnalysisThe past 2-plus years have been extraordinary for real estate across the country. It has been consistent here in Connecticut as well. In the world of real estate, the exuberance of the business that had started in 2019 started to slow as people became wary of venturing into homes not knowing who was there or their state of health. Likewise, sellers were wary of having people come into their homes and possibly bringing in a bacterial issue that would infect their families. As people became more confident in going outside and held to precautions, the market began to flourish. In 2020, the market sales or absorption rate was 78 sales per month, with a median sales value of $154,900 and median days on market of 36. In 2021, the market s...
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By Joseph Orabona, Your defense against the IRS
(Vector Tax & Accounting LLC)
Unpaid payroll taxes are a serious matter to the IRS and are some of the worst kinds of back taxes you can owe. If you’re a small business owner with a payroll tax problem, read on to learn what you can do to avoid the IRS crippling your business or worse, shut your business down completely. Already in payroll tax trouble? Contact us to schedule a free, no-obligation consultation and let’s get your payroll tax issue resolved. Why Small Business Owners Get into Payroll Tax Trouble in The First PlaceIt’s hard being a small business owner today, trying to pay your employees their paychecks every week, and pay the IRS all those payroll taxes! A lot of times when money is short, you pay the employees first. It’s a natural thing to do—you need to take care of your employees, even if you have ...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Mr. Petrowsky, Your name was given to me by Jill XXXXX one of my co-workers. She told me you did her mortgage a few months ago. In any case I contacted the bank that my husband and I do our regular banking left two messages wanting to get qualified for a mortgage, unfortunately have never heard back from anyone. Can you help us?” I just don’t understand it, you would think that quality customer service is imperative. Apparently, that is not the case.Prospective home buyers have more challenges these days. Higher interest rates, increased costs for everything, a continued shortage of available homes and the list goes on.Additionally, many financial institutions are reducing staff.We’ve done just the opposite and added staff. We know that when times are tough, being financially secure i...
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“Joe, I can’t tell you how excited we are, WE ARE HOMEOWNERS! When we originally spoke a few months ago, I truly didn’t believe we would be buying a home anytime soon. When you told us that we qualified for a mortgage it was overwhelming. Sure, you pointed out that a couple of our credit cards had high balances that we should pay down, which we did immediately, and we had three collection accounts that were report on our report each month which hurt our scores. We had spoken to two other loan officers last year, no one coached us as to what to do to improve our scores. All we heard was negative BS. Thank you for making us feel good about ourselves. One more thing, the Realtor you referred to us was amazing, we will continue to refer both of you!!” What a good feeling, becoming a homeow...
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By George Souto, Your Connecticut Mortgage Expert
(George Souto NMLS #65149 FHA, CHFA, VA Mortgages)
Thank you to Anna Banana Kruchten, KathyStreib, and Carol Williams for this months fun contest which gives us the opportunity to spend our ActiveRain POINTS!!!  I have plenty of points, and could easily afford to choose to purchase all of the amazing choices being offered in this months challenge, but in fairness all members who do not have the abundance of points I do, I will only choose one.As a previous golfer who after 50 years, yes you heard that correct, 50 years, I have once again recently taken up golfing again.  So Carol Williams golf package for a mere 20,000 ActiveRain points (this is a steel for this amount of points) which includes a:"Weekend for 4!  Friday Happy Hour at the Tap room, dinner to follow! Saturday morning enjoy a 3 hour golf lesson plus lunch. The afternoon is...
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
Friday Flags in Watertown CTIt seems that a perfect location to find a flag proudly waving would be at any type of recreational area. While it is a given for state and federal buildings, it is a rare site at businesses.I was at Crestbrook Golf course on Wednesday morning for a senior's league event and the flag was proudly fluttering at the top of its pole.That little bit of breeze made the flag look striking, but it would raise havoc with the flight of the golf ball.The first fairway is a tough walk, all uphill, but the par at the end made it worth the effort. The rest of the round was acceptable as well.Friday Flags in Watertown CT 
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By Joe Petrowsky, Your Mortgage Consultant for Life
(Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709)
“AH”A motorcycle police officer stops a driver for shooting through a red light. The driver is a real jerk, steps out of his car and comes striding toward the officer, demanding to know why he is being harassed by the Gestapo! So the officer calmly tells him of the red-light violation. The motorist instantly goes on a tirade, questioning the officer's ancestry, sexual orientation, etc., in rather explicit offensive terms. The tirade goes on and on without the officer saying anything. When the officer finishes writing the ticket, he puts an "AH" in the lower right corner of the narrative portion of the ticket. He then hands it to The 'violator' for his signature. The guy signs the ticket angrily, and when presented with his copy points to the "AH" and demands to know what it stands for. ...
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By Grant Schneider, Your Coach Helping You Create Successful Outcomes
(Performance Development Strategies)
With so many different adventures offered in the point store I want to add my offer for those who love cruise.  Instead of Caribbean cruises or river cruises how about cruising the shores of the Long Island Sound.So lets get started as we leave on our yacht carrying 10 Active Rainers as we leave  from the Brewers Marina in Stamford Connecticut.  As we leave the shore we cruise the beautiful blue water.  Our first stop is across the Sound to the Beautiful Harbors or Northport, Centerport. and Huntington.  Here we disembark from food and adult libations.Back on the yacht we head east along the Long Island shoreline.  We disembark in Port Jefferson Harbor for some ice cream and then eastward along the shore of eastern Long Island.  We finally reach the north end of the Island--Orient Point...
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By Dee Toohey, Broker, ABR, AHWD, CIPS, FMS, ePro
(Innovative Realty Solutions Group)
Looking for someone who is good at what they do, thinks outside the box, is creative and professional.Seller is upset with the agent he just parted ways with. He's the brother of one of my good customers. He speaks Spanish and English.Send me a message or email, if you are interested or send me your favorite area agent.   
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By Ed Silva, Central CT Real Estate Broker Serving all equally
(Mapleridge Realty, CT 203-206-0754 )
Friday Flags:  Listen to the MusicFriday evenings in July, the grounds of the Meadows in Simsbury CT come alive with music lovers gathering to listen to the music of the Hartford Symphony Orchestra in its summer series, The Talcott Mountain Music Festival.The first performance of the series is the Tribute to America with an acknowledgement to the services and veterans of each, along with songs glorifying out country with orchestra and a full choral.Adjacent to the amphitheater our flag flies proudly as all stand for our National Anthem.The first concert of the summer is the largest and the fields capacity of 10,000 is pushed along with those that stand along the sidewalk adjacent to the field.This is also special as the night ends with an  impressive fireworks display that goes on for a...
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Connecticut Real Estate Agents and Real Estate Professionals