While you've been waiting for the housing market to "hit bottom" a few things have happened: The number of bank owned homes on the market in our area (Macomb County MI) have fallen drastically. This means that suppy and demand is now on the demand side of the equation. Want to buy a foreclo
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08/28/2009
I am currently working with several 1st time home buyers in my area (Macomb County MI) and there is one thing that they also have in common: They do not want to miss out on the first time home buyers tax credit that expires at the end of November. As of todays writing there are only 69 business
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08/21/2009
HUD and FHA are currently running a program here in Michigan (and other states) in which you can purchase a home with a $1 down payment. That sure gets the phones ringing if you advertise "$1 down HUD homes!" but it certainly doesn't tell the whole story: HUD requires $1000 earnest money depo
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08/16/2009
I don't know if everyone is aware of it or not, but there are big changes coming to the way FHA will insure condos as of October 1st. After reading HUD mortgagee letter a couple of things stand out that I know will affect my Macomb County MI condo buyers, and they may or may not affect your lo
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08/16/2009
Most first time home buyers know that the process to purchasing their first homes start with talking to a mortgage lender, and then choosing a buyers agent. However, I feel that the most important part of the process isn't often talked about: Creating a budget that is comfortable. One of the
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08/14/2009
I think I may have the answer as to why some listings in our area are so difficult, if not impossible, to obtain showing request confirmation let alone a return phone call back from some agents. A few weeks ago I was contacted by a home owner in my area to put their home on the market. (No specif
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08/10/2009
One of the first questions that I am asked by first time home buyers in my area (Macomb County MI) is "What does it mean when I see subject to Short Sale on the listing?" I always send along this informational sheet that I typed up late last year, and now am counselin
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08/10/2009
I recently had the pleasure of working with a first time home buyer in Macomb County as she realized her dream of becoming a home owner. Nicole found me via my blogging and contacted me when she was ready to start the home buying process. She was also on the ball in regards to the first time home
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08/06/2009
Macomb Township MI has 2 of the most beautiful and state of the art municipal buildings for its residents. These buildings for Macomb Township are located south off 25 Mile Road on Broughton Road. (Approximately 1/2 mile east of Romeo Plank) The main municipal building houses
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08/04/2009