Mistowski's (mistowski) Blog

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Mortgage and Lending - Horizon Lending Services, LLC - NMLS # 942863



Mortgage rates continued a moderate trend of improvement from mid-week, bringing rates to their best levels of the week on Friday. All of the recent day-over-day changes in rates have taken place on quite a small scale historically as broader markets stay exceptionally contained ahead of the Fisc...
  You are probably wondering what you should do if your identity has been stolen. First, call the 3 national credit reporting organizations immediately, and place a fraud alert on your name and Social Security number. This alert means that any company that checks your credit knows your informati...
We’ve all heard horror stories about HOA fees, but these days condo purchases can come with something worse: looming one-time fees to be used on specific projects. Before you purchase a condo, do some digging into the condo association’s history, budget, and any upcoming repairs. This will help y...
Oddly enough, when you pay off a debt, it can actually hurt your credit! Here is the explanation: On your credit report, negative items are allowed to stay for a maximum of seven years (except for bankruptcy which can stay for a maximum of ten years). So, let us assume you have a charge off or a ...

Sharon Mistowski

Horizon Lending Services, LLC
local_phone(972) 347-9224
smartphone(972) 569-7226
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