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If you’re a new homeowner, you’re likely asking the common question: When will your first mortgage payment be? There is often a considerable gap between your closing date and your first payment. So long, sometimes, that you might actually wonder if you’ve missed it!If you’re wondering when your f...
Debt-to-income ratio, or DTI ratio, is used by lenders to calculate how much of a mortgage payment they can justify giving you. You will want your DTI to be on the lower end in order to qualify for a larger mortgage. This article will cover how to calculate your DTI ratio, and the ideal ratio in ...
When the GI Bill of Rights was signed into law in 1944 by President Roosevelt, the VA loan program began opening doors for military veterans and their families. In the United States today, more than 25 million veterans and service personnel are eligible for financing through the VA loan program, ...
The Department of Veterans Affairs (VA) offers appealing home loan options to qualifying service veterans. However, there are some strict requirements that must be met before a veteran can qualify for a VA loan. Once qualified, though, VA loans can offer many benefits and advantages for borrowers...