When Experience Matters - YOU Can Count On Me.......... 

I am here to help!  I've been in the business for over 18 years and I've seen all kinds of loans and all kinds of credit.  I am very insightful when it comes to getting that 'hard to approve' loan approved, and take pride in solving problems and going the extra mile.  Whether you are a first time homebuyer or interested in a Reverse Mortgage, I can answer your questions.

I'm in the Customer Service Business FIRST and the Mortgage Business second!

"Enjoy the Home Buying Experience"

 Loan Programs:

Conventional 80% investment properties Foreign National Loans Reverse Mortgage Specialist Reverse Mortgage Purchase and Reverse Mortgage Refinance  FHA Loan Specialist Specializing in FHA loans for over 18 years 203-k loans available Approval possible if in Chapter 13 Bankruptcy FHA loans for credit score of 600( when most lenders are 640) and above VA Loan Specialist Specializing in VA loans for over 18 years ZERO down and ALL closing costs paid by seller VA loans for credit score of 600 and above Adjustable Rate Mortgages Disabled Veterans Great Loan Program - Call Me! First Time Home Buyers Home Buyers who qualify for grants or other down payment assistance USDA loans 100% financing - Rural Housing program Construction loans Less than perfect credit

~ ~ ~ ~ Call today for a FREE PRE-QUALIFICATION and a FREE CREDIT REVIEW ~ ~ ~ ~