Mortgage Rates Will Come Down, It’s Just a Matter of Time This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. And, this month, the average rate for financing a home briefly rose over 7% before coming back down into the high 6% range. But we’re starting to see a hint of what mortgage interest rates could look like next year. Inflation Is the Enemy of Long-Term Interest Rates As long as inflation is high, we’ll see higher mortgage rates. Over the past couple of weeks, we’ve seen indications that inflation m... 11/27/2022

Home Sweet Home: The Emotional Benefits of Homeownership Some Highlights While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if you’re thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud of. Let’s connect today to discuss all that homeownership has to offer. 11/27/2022

Peter Skene Ogden Trail is a Great Fall HikeWe have hiked the Peter Skene Ogden trail many times, but we never tire of doing this when the weather turns cold.  Paulina Creek freezes and the multiple waterfalls along the trail turn into beautiful works of art with ice sculpted into interesting shapes. The sounds of the running water are also muffled when the ice gets deeper and the quiet and isolation of the hike will amaze. On November 26, 2022 we hiked Peter Skene Ogden trail from McKay Crossing campground up Paulina Creek planning on going as far as the early snow permitted.  We we pleased to find we could trek the entire way to Paulina Falls using our micro spikes as the trail was icy; the deepest snow was roughly a foot in a shadowed gully roughly 2/3 of the way to Paulina Falls. Du... 12/02/2022