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I'm an agent, not a lender ... but I always caution my buyers not to make any significant financial moves one way or the other without asking their lender. While I don't think this will be an issue for you, the only answer that counts is the one you get from your lender on Tuesday. Good luck!
White Plains, NY
If you are worried about it... maybe should think twice, but if you didn't creat a new account or larger balance you should be good
You really should speak with your mortgage broker about this. I don't think it's about the $100 but rather your debt to income ratio, so you've made that worse (assuming you applied for credit). For some, this is a non issue; fot others, it could make a big difference. and, in general large purchases before closing are not a good thing.
Call your mortgage broker tomorrow. Then, you'll know.
If they pulled your credit you may have to explain the inquiry with a formal letter of explanation. If you just paid the $100, and will not be financing the washer/dryer but paying cash for the balance, that will be fine as long as the $100 wasn't needed for closing funds or reserves. If you will be financing the waster/dryer you may still be OK, but would have to qualify with those payments if there was a credit inquiry that is resulting in new debt.
Check with your lender...STAT.
I would normally say check with your lender before making any purchases prior to closing. If it does not show up on your credit, and you still have the funds to close, you should be fine. I can understand why you made the purchase and it sounds like you are probably okay.
Call your loan officer right away and ask the question.
From what I understand, it is not a good idea to purchase anything prior to closing. Make sure the store did not run a bureau.
It's not good to buy anything until closing, unless you pay cash.
If they took any credit card info or your social security numbers they may run your credit. If the store is just holding without that then you are probably fine.