Tyler, TX Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
We offer a Special Government Home Renovation Loan Program with Tyler TX FHA 203k Home Loans.     The Federal Housing Administration (FHA) offers a special government loan program that a lot of people are not aware of. Existing home owners or potential home buyers can remodel and update their homes without having a higher cost second lien because of this FHA loan program.         However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even a add a room to an existing structure (which will increase the value of the homes square footage).         This loan program has many advantages but one of the biggest is that...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  Ok, every now and again I just have to vent. I watch as people attempt to trash our Supreme Court and Hobby Lobby over the recent landmark court decision and wonder out loud, WHY?   Where you work is a choice and if you don’t like the benefits they offer, don’t work there. Hobby Lobby has not changed their view in light of Obama Care. They have remained consistent in the face of this over burdensome law. Besides, you can still buy birth control for around $10 on your own each month, they just didn’t want to pay for it. Obama promised the private business owner would pay for it and clearly overreached.   If you work for a company and know the rules going in, then what’s the problem?   The liberal justices said it would open up all kinds of challenges to the law. SO!!!! If it’s wrong it...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  A dream team in Texas! As most everyone knows I love Real Estate and my second love in business is entertainment. Last Year Bob Mauldin of 31 West Productions and I developed Extreme Real Estate for TV and had a blast. Extreme Real Estate got kicked up the line for National consideration, but we still wanted a uniquely Texas show. So Bob and I created “Terry Miller’s Texas”.   We’ll today we added Trent Spalding who is one of the best promoters in the country to Terry Miller’s Texas. Trent is amazing and will handle all of the marketing and promotions for both shows and future media projects involving myself.   You see, I believe Real Estate is a contact business and people need to know their real estate agent in more than a business sort of way. Terry Miller’s Texas follows a similar...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  Look around for a minute in your community. How many good small businesses do you see? I mean good ones, not the ones that are clearly not going to make it. How do you support them and does your own business stack up well against them?   My wife and I buy local every chance we get and if we do by from a franchise we try to make it one that is 100% locally owned. I know, you can’t avoid Walmart, but we try all the time. As I look around in the markets we are in at Miller Homes Group and the ones we are expanding to I see franchises with little or no local ownership. I see agents with horrible splits in the name of recycled training and outdated marketing principles. It seems to me that the numbers the big franchises are posting in agent count are actually going down in total and they a...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
Yep, you're a real pro! You don't answer your phone and your voice mailbox is full and has been for as long as anybody knows, but you will show up and get your check after we do all the work. Does this happen in all markets? OK, I'm just kidding, I know it does and I know we all wonder how these type of agents stay in business. The office got a call the other day because we have some lots listed in the same area and one of these agents couldn't be bothered, for a lot. Two hours later we were writing a contract and preparing to send them to a builder. The sad part is, the seller of the other property has no idea why their lots aren't selling. Keep in mind, I know we aren't perfect, but we try to do the things that are easy, like answer the phone and return messages as fast as possible. ...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  Buy local and know who you’re dealing with!  Competition is a good thing and we have an abundance of it in East Texas. As the Real Estate market heats up we are seeing a familiar trend raring its head again. Builders from Dallas and other areas coming into our area to build. You see, when you deal with a local builder you know which ones pay their subs and suppliers and build a quality product. When we have builders coming in from smoking hot markets to build here, alarms start going off in my head and I ask why? Are they not doing a good job in their own market or are they trying to do a hit and run in our market? Or maybe both.   An out of town builder could not have paid his subs or suppliers or may build an inferior product, but you can’t verify it because he has no local track r...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
Miller Homes group is honored to have been chosen by the developer of the Cascades in Tyler Texas to finish selling phase one and the market over 300 home sites in phase two. The Cascades has been the premier golf community in East Texas for many years and has hosted the Texas Open several years  in row. Customers can expect on site sales and benefits exclusive to the community by working with Miller Homes Group. Real Estate has been in a kind of unknown area while partners settled differences and now the community shows great promise for the future under secure ownership and an aggressive real estate company on the property. If you have questions or need information, feel free to contact anyone at Miller Homes Group or call Terry Miller direct at 903-504-9543. http://millerhomesgroup....
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Tyler TX Veterans Loans and 100% Tyler TX VA Loans - the best loan program in Texas!     VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.     Here are some of the great features of this fantastic program:     - Zero Down Payment, 100% financing.   - Monthly mortgage insurance is not tacked on to your payment.   - Easier credit qualifying compared to other types of mortgage loans.   - VA Mortgage Rates are low compared to other types of home loans.      How do you know if you qualify for Tyler TX Veterans Loans?     You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  Are buyers and sellers under siege?  As I look at HUDS from deals that our agents are closing I see an alarming trend and it’s mainly from franchised offices, but a few independents are doing it as well.   FEES, FEES and more FEES! By now we’ve all read that transaction fees are a no-no, but it appears a name change was in order, not an elimination of said fees. We have one office in town charging a buyer minimum and not taking what the selling agent has to offer in commission. No, I am not talking about reduced commission; it’s on homes under a certain price they want a flat fee in addition to the average 3% they would normally receive.   Here are some examples:   Processing fee- 200- to 750 Extra for doing your job!   Termination fees- 500-1000 Getting paid not to do your job!   Gua...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
What’s your hobby or hobbies? Yard work? Fishing? Hunting? Golf? You name it, this is the time of year to get outside.  For me it’s golf! I love the smell of fresh cut grass (that I didn’t mow) and the feeling of being outside with some good friends and add to that chasing that #$%&^% ball all over the place. I do a lot of business on the golf course for Miller Homes Group and I get to enjoy myself in the process. I don’t take it as serious as I used to so some days I break par and on others I may shoot 7 or 8 over par, but fun is had by all. Ok, the point is, all work and no play make a REALTOR a dull person and if you can do something you love and do business why not. No matter what your business is, you can enjoy it and develop business. One thing though, when the 1st tee goes in th...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  Are we on solid footing in the United States economy? Ok, before I go any further, please understand that if you’re the sensitive political type, you should stop reading now.   The short answer is no, not really! We have been down so long that any glimmer of upward movement is called a recovery. While it should be noticed and appreciated, it should also be recognized for what it is and that’s a weak, miniscule movement of the economy and by no means a recovery. For those who have never experienced a recovery take it from someone who has, this aint it!   Now to the real estate end of the equation. You see, jobs drive 1st time home buyers into the market and move 2nd time buyers up in the market. With weak employment and high unemployment (don’t kid yourself, its high) people don’t mov...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
  Wow, what a start to the year! Can you believe it’s almost May? Real Estate in Texas is like no place else right now. Miller Homes Group has offices in Tyler and Longview Texas and is expanding because of great agents and a market that never crashed as bad as most did around the country.  After years with the “big corporate” franchise, it feels good to truly have an agent centered company that thinks about community.   We learned a lot from the franchise, but never truly felt we got our money’s worth and therefore felt we failed the agents and the buyer and seller. We devote our time to our business now and not someone else’s business ideas that has never seen our office or market.   Miller Homes Group is an invitation only office, which means that a family member has to invite you to...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Tyler TX VA Home Loans and 100% Tyler TX VA Loans - the best loan program in Texas!     VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans.     Here are some of the main features of this great program:     - Up to 100% financing, with no down required.   - Monthly mortgage insurance is not tacked on to your payment.   - More lenient credit qualifying standards than other types of mortgage loans.   - Low rates compared to other loan programs.     Here's how to qualify for Tyler TX VA Home Loans:     The first step is to verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA ...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
There is Special Government Home Renovation Loan Program with Tyler Texas FHA 203K Rehab Loans. l FHA 203K Renovation Loans in Tyler. This article will explain the little-known special government loan program that is part of FHA (Federal Housing Administration- a department within HUD). Thanks to this special FHA loan program, a buyer or home owner can do meaningful amounts of remodeling or updates to their new or existing home without the higher cost of a second mortgage. "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA loan program. You can repaint, remodel cabinetry in kitchens and bathrooms, replace appliances and flooring, add wallpaper, or even add a room to an existing structure (which will increase the value of your home because of more square footag...
Comments 0
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
VA Mortgage Loans in Tyler TX and 100% Tyler TX VA Loans - the best loan program in Texas!     Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.     Here are some of the highlights of this incredible program:     - Up to 100% financing, with no down required.   - No monthly mortgage insurance added to your payment.   - More lenient credit qualifying standards than other types of mortgage loans.   - Low rates compared to other loan programs.     So how do you qualify for VA Mortgage Loans in Tyler TX?     You must first verify your eligibility. Eligibility is verified by ordering your Texas Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or y...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Special Government Rehab Program- FHA 203K Renovation Loans in Tyler TX. Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program. You are not allowed to finance  Items such as a hot tub or swimming pool through this FHA loan program. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even add a room to an existing structure (which will increase the value of the homes square footage). Many advantages exist with this government loan program but the biggest is the a...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
VA Mortgage Loans in Tyler Texas and 100% financing on VA Loans - the best loan program and loan payment in the country!     VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans.     Here are some of the main features of this great program:     - 100% financing, no down payment required.   - Monthly mortgage insurance is not tacked on to your payment.   - Compared to other types of mortgage loans, easier credit-qualifying requirements.   - Low fixed mortgage rates result in a low monthly payment.     So how do you qualify for Tyler TX VA Mortgage Loans?     You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for ...
Comments 0
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Tyler TX VA Loans and 100% financing on VA Loans - the best loan program and loan payment in the country!     Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.     Here are some of the highlights of this incredible program:     - Zero Down Payment, 100% financing.   - No monthly mortgage insurance.   - Compared to other types of mortgage loans, easier credit-qualifying requirements.   - Low fixed mortgage rates result in a low monthly payment.     Here's how to qualify for Tyler TX VA Loans:     The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. An approved Texas VA loan lender can order your COE for you, or you can ...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
A Consumer Reports survey looked at the difference in services between an independent broker agent and a Franchise agent and the variances they found are, overall, fairly negligible.   What might be surprising to learn is that independent real estate brokers, despite their "boutique" image, often offer cost savings over the big-name franchised agencies. Because autonomous firms do not have to split their commission with a franchise or charge additional unnecessary fees.   Statistics show that franchised agents don't sell more properties than non-franchised ones. The track record of the individual agent or broker you work with matters far more than the name behind them when it comes to getting results Independent real estate brokers have gained ground in the market over the last decade, ...
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By Terry Miller, Miller Homes Group and Tyler Apartment Locator
(Miller Homes Group)
Are we doing enough for our community? At Miller Homes Group in Tyler Texas we ask this everyday. Simply put, we want to do as much as possible and do it from the heart. For almost 2 years, Homes for Heroes was available and no one in our market touched it. The greed took over and no agent or company wanted to pay a referral. When Miller Homes Group opened we acquired the territories within hours. You see, we viewed it as a win-win and knew it was good for all involved. I would give a share of my commission to a Hero in the community to assists with the selling or buying of a home and in turn I get business I normally would'nt get. Sounds just like a referral that agents do every day. I can help civil employees, police, fireman, military, health care and so many folks, it made sense to ...
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