John F Tuggle, Certified VA Expert Renovation Program Specialist (John Tuggle, Senior Mortgage Loan Originator, Envoy Mortgage, Ltd. ) Mortgage and Lending



John F Tuggle
Certified VA Expert Renovation Program Specialist
location_on Columbus, GA — John Tuggle, Senior Mortgage Loan Originator, Envoy Mortgage, Ltd.
NMLS# 211187
Get to Know John F Tuggle

I am a Senior Lending Officer with Envoy Mortgage LTD, a nationally licensed mortgage bank and lender.   I have been active in the Real Estate and Real Estate Finance business throughout Georgia and Alabama for over 30 years.  I have received many designations and certifications to include Rookie of the Year for The Columbus Board of Realtors, President's Club award and Million Dollar Club Award.  I have also received continuing education in many Real Estate related areas to include The Georgia  Realtor Institute, Commercial Realtor Institute and The American Bankers Association Selling Bank Services Curriculum.  I attended college at The University of Wyoming and Columbus State University in Columbus, Georgia and attended Darlington School in Rome Georgia.  I have six wonderful children, a beautiful wife, three golden retrievers and one cat.

 My professional goals have always been to assist ready, willing, and able purchasers and sellers of Real Estate to achieve their objectives.  I get people to the closing table in an honest, respectful, and professional manner. I offer one of the largest varieties of mortgage services available in the Georgia and Alabama markets today.  Envoy Mortgage is a Fannie Mae and Freddie Mac Seller and Servicer and also a Ginnie Mae Seller Servicer.  Mortgage products include but are not limited to Conventional, VA, FHA, Renovation Lending Programs to include the FHA 203(k) program.  I am a certified “Renovation Ready” loan originator.  I can coordinate a construction to permanent home build or renovation plan and we have a wonderful assortment of Jumbo Lending products available to suit every need.   

I also can originate and participate in First Time Homebuyer programs in both Georgia and Alabama.   I offer programs such as  Georgia Dream Down Payment Assistance, The City of Columbus Georgia Home Down Payment Assistance Program, The Alabama Housing Finance Authority Step Up Program, the USDA Rural Development Program, the Aflac First time Homebuyer Initiative and the Hallock Soldiers Fund initiative and through Envoy, many other programs available in the Alabama and Georgia market places.


Please visit me at or email me at jtuggle@envoymortgage.comYou may also find me on Facebook, Twitter and Zillow.  My direct telephone number is 706.315.2365.

Envoy Mortgage, Ltd – NMLS # 6666 | Envoy Mortgage is an Equal Housing Lender – This is not a commitment to lend | ||  


I specialize in VA, FHA, USDA and Conventional financing. 

NMLS # 211187 GA MLO 25720 AL MLO 50328

Certified VA Expert

Renovation Program Specialist





Reader's Choice Favorite Mortgage Lender Agent and Company 2018 and 2019.

Proclamation from City of Columbus declaring August 7th as "John Tuggle Day" for helping so many Veterans and others become homeowners. 


VA, FHA, USDA and Conventional Residential Mortgage Lender #25720 NMLS #211187 #6666 Licensing and Legal: Equal Housing Opportunity Lender