Mortgage and Lending |
RAINMAKER 340,141 |
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Karen Cooper | ||
Helping Homeowners w/Home Loans in 27 US States | ||
location_on The Villages, FL — Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL | ||
NMLS 223305 | ||
web Your Central Florida Financing|Housing Resource |
Landing in the gorgeous Hill Country of Central Texas in 2014, followed by my supportive husband|best friend, it is exciting to be living and working in this dynamic area! This California Native relocated to Oregon, enjoying 10 years experiencing the wonderful quality of life the Rogue Valley has to offer while riding the ups and downs of the housing market 2004-2014. Now, I get to help others relocating to this booming Austin Metro area. Having had the opportunity to hone my skills in the high-cost Southern California markets working with first-time home buyers in need of down payment assistance, tax credits and special loan programs designed to give them a leg-up into becoming homeowners, I also enjoy working with my many repeat and referral clients who started out using these programs, then came back when the time came to move up, expand their homes and businesses, send their kids off to college, and expand their real estate holdings to include investment property. I believe that Quality Service means service for life, and found myself not only helping clients with their real estate financing needs, but helping homeowners in my community hang on to their homes when facing financial crisis. Homeowners are enjoying historic low interest rates. From Conventional financing to Veterans using their VA entitlements to FHA to Purchase Transactions for First Time Homebuyers and "boomerang" homeowner re-entering the real estate market after experiencing foreclosures using Conventional, Jumbo, FHA, VA and USDA loan programs as the tools to do so, I'm still loving what I do for a living!
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Homeowners in southern Oregon facing financial hardship, there are resources available. If you are looking for assistance with your mortgage, contact ACCESS' Homeownership Center at (541)779-6691
HUD Homebuyer Education Instructor 2005-2014
NeighborWorks Certified Housing Counselor 2010-2016
NeighborWorks Certified Default & Foreclosure Intervention Specialist 2010-2016
Oregon Association of Realtors Continuing Education Instructor 2012-2014
On time purchase and refinance closings, FNMA|FHLMC Conventional loans, Low|No down payment FHA|VA home loans, FHA Streamline refinance, VA Interest Rate Reduction Loan, Down Payment Assistance, First Time Home Buyer programs, Mortgage Credit Certificates, Jumbo High Balance Financing, Home Equity Lines of Credit|Loans
Patty Frausto |
03/07/2014 |
Karen – thank YOU, for being in our corner, when we needed it the most. As my husband and I are both working, we did not qualify for legal representation and therefore we had to represent ourselves. We could have never done it with out your knowledge and guidance. YOU were our Rock in all this. YOU were God sent and we appreciate everything and anything you have done for us in order streamline this forward. |
David Bonner |
01/01/2009 |
"It is hard to believe we have been doing business together since 2001. I love meeting your clients as their document signer. They have been fully informed of the details of their loan before I get there. I never encounter the "unpleasant surprise situations". The one thing that impresses me most is how highly your clients speak of you, your integrity, your caring as their loan officer. They tell me that you take what can be a very trying experience and turn it into something very positive. I guess that is reflected by the fact that almost all of your clients seem to be repeat or referrals from other clients. Your clients truly believe that you are working hard to get them the best deal in real estate financing that meets their financial goals." ~ David Bonner - Relevance, Mobile Notary Signing Service |
Todd & Teresa Sankey |
01/01/2009 |
"Thanks for helping us sort through the tremendous challenges we encountered while buying our first house. Your knowledge while going through this process was invaluable. We couldn't have done it without you. From start to finish, you handled all the paperwork and walked us through what we needed to do step by step. The process of getting a loan in these complicated times is made simple by you. Thanks again." - Todd & Teresa Sankey |
Michael & Monica Guzman |
01/01/2009 |
"Karen Pierce (Cooper) is what people mean when they say ' right place at the right time'. When my Wife and I were first starting out and looking to purchase our first home, Karen was introduced to us through a mutual friend. Karen understood our desire and goals from day one, and guided us through the myriad of paperwork and questions to come. Everything, and I mean everything, that she said would happen did. She explained everything to us, from start to finish. She was always on point by following up without us asking, and making sure we were always comfortable with what was going on. On the strength of that one transaction Karen became our only choice for our home purchasing/financing needs (the sale of that first home, purchase and sale of our second house, all financing needs in between). My only wish is that I could have taken her to Texas with me. After being spoiled, I truly appreciate all she did for us. Karen is the absolute best!" - Michael Guzman 940-206-3875 |
Krista Laulainen Walker |
01/01/2009 |
"As a Realtor since 1994 in Oregon, I have worked with dozens of lenders. Most were pretty good, but Karen is the most efficient and on-top-of-things lender I have worked with. Before I can even think of a questions, concern, or "to-do", she has already started it, thought it, or better yet- just done it! I can stop thinking about lending and just think of doing my job- selling real estate." Sincerely, Krista Laulainen ABR, CRS, TRC, AMPI Principal Broker |
Darlene & Bob Johnson |
01/01/2009 |
"Put away your Suze Orman and Donald Trump books, Karen Cooper is the expert you want. Throughout many years of home purchases, re-financing and just plain financial advice, Karen has been incredibly knowledgable, helpful and above all trustworthy! We've never been faced with pre-payment penalties or hidden costs and we always get the best rates possible. No sub-prime problems here. We love Karen! ~ Darlene & Bob Johnson, Northridge, CA |
Jonathan & Jennifer Friedman |
01/01/2009 |
"We have been working with Karen for almost 10 years now, and we have never been happier! From our first home, and now our second, Karen has helped us become knowledgeable homeowners. Her knowledge in finance, real estate, and the mortgage industry is truly amazing. Karen has always strived to help us get the best possible loan(s) and rates. She is always efficient in her timelines/deadlines, and has always been committed to prompt customer service. We recommend her to all of our family and friends and they all have been happy. Karen is truly an amazing gift to us...we wouldn't be homeowners if we didn't have her beside us....every step of the way!" -Jonathan and Jennifer Friedman |
Len Greenberg |
01/01/2009 |
Karen - I want to say I wouldn't consider getting a loan with anyone else. I've used you several times and each time you were invaluable. You held our hand from beginning to end and were always there for us with perfect advise, even on issues that you were not directly involved with. You've worked with several of my collegues at GE, who all were equally satisfied with your service, and you continually earn my referrals. ~ Len Greenberg |
Helping homeowners buy|finance|keep their homes as their mortgage loan officer, real estate broker and certified foreclosure intervention specialist since 1983