Michelle's Blog

Mortgage Rates June 29, 2009   CONVENTIONAL      30 year fixed          5.250%       5.443% APR Example: $250,000 purchase price with 20% down or rate/term refinance up to 80% loan to value.   $200,000 loan amount. 360 payments. 740+credit score. Monthly principal and interest payment of $1104.41...

The Fannie Mae Refinance Plus program has been implimented. I know many people are curious about this program and how it works. Please feel free to email me if you would like for me to see if you qualify. Fannie does require that we look up the property address to determine if a property is eligi...

Mortgage Rates April 10, 2009   CONVENTIONAL 30 year fixed           4.750%                    4.936% APR Example: $250,000 purchase price with 20% down or rate/term refinance up to 80% loan to value.   $200,000 loan amount. 360 payments. 740+credit score. Monthly principal and interest payment ...

If you are considering purchasing a home, this is a great time to buy. Ask about the $8,000 first time home buyer tax credit.  A first time homebuyer is someone that has never owned a home, or someone who has not owned a home in the past three years. Please call me for more information.  763.398....

MORTGAGE LOAN RATES IN THE FOURS!   Rates for December 18, 2008 Conventional Mortgage Rates 30 year fixed 4.875%                              5.063% APR Example: $250,000 purchase price.  $200,000 loan amount. 360 payments. Monthly principal and interest payment of $1058.42     15 year fixed 4.87...

VILLAGE BANK DOES MORTGAGES!   Rates for November 25, 2008 Conventional Mortgage Rates 30 year fixed 5.50%                         5.697% APR Example: $250,000 purchase price.  $200,000 loan amount. 360 payments. Monthly principal and interest payment of $1104.41     15 year fixed 5.625          ...

VILLAGE BANK DOES MORTGAGES!   Rates for November 12, 2008 Conventional Mortgage Rates 30 year fixed 5.875%                       6.068% APR Example: $250,000 purchase price.  $200,000 loan amount. 360 payments. Monthly principal and interest payment of $1215.22    15 year fixed 5.875%           ...

VILLAGE BANK DOES MORTGAGES!  Rates for October 1, 2008 Conventional Mortgage Rates 30 year fixed 6.125%                       6.322% APR Example: $250,000 purchase price.  $200,000 loan amount. 360 payments. Monthly principal and interest payment of $1210.24     15 year fixed 5.875%             ...

Know your budget!!  Write down how much you spend on rent, utilities, entertainment, clothing, food and transportation each month. Organize paperwork: pay stubs, W-2 forms, tax returns, and bank and investment statements. If you own a rental property, keep track of lease agreements, deposits made...

  VILLAGE BANK DOES MORTGAGES!    Rates for September 11, 2008 Conventional Mortgage Rates 30 year fixed 5.75%                         5.941% APR Example: $250,000 purchase price.  $200,000 loan amount. 360 payments. Monthly principal and interest payment of $1167.15     15 year fixed 5.50%     ...