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Ventura County, CA Real Estate News

By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
When purchasing a new Ventura County home, you must do in-depth research on all facets of the homebuying process. You need to understand how to best protect yourself and your investment if anything were to go wrong. Check out the information on homeowners insurance versus home warranty below to educate yourself on your options.The Difference Between Homeowners Insurance and a Home WarrantyHomeowners InsuranceHomeowners insurance pays for any accidental damages and loss that are caused by fire, lightning strikes, windstorms, and hail. This includes damage from wildfires, which is important for California homeowners who face threats from wildfires every year. However, damage from earthquakes and floods is typically not covered. It also covers the replacement of personal property in case o...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On June 16, 2022, California Association of Realtors (C.A.R) reported that homes values declined 4.2% to an average price of $915,000 in May of 2022 from an average price of $955,000 in April of 2022, but rose 13.5% from $806,000 in May of 2021. While, homes sales decreased 3.6% in May of 2022 from April of 2022, and fell 16.4% from May of 2021 in Ventura County, California.There were 2.0 months supplies of available inventory of homes in May of 2022 higher from 1.8 months in April of 2022, and up from 1.9 months in May of 2021. An average it took 17.0 days to sell a home in May 2022, increased from 15.0 days in April of 2022, but down from 22.0 days in May of 2021 in Ventura County, California.For complete more detailed information about the California Association of Realtors’ May of 2...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, negotiating is necessary to ensure that you are getting the best possible deal for your money. So, what should you negotiate when buying a Ventura house? Well, we're glad you asked.What to Negotiate When Buying a Ventura HouseClosing CostsIn addition to other "hidden fees" when buying a Ventura house, you need to thing about closing costs. Your closing costs are determined by a variety of factors. According to Harbor View Funding, Ventura home buyers pay between 1% and 3% of the purchase price. For a $750,000 home, that means paying anywhere from $7500 to $22,500. And that in addition to your down payment. Ask the seller to cover some or ...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
You’ve most likely heard this rule: "save for a 20% down payment before you buy a home". The logic behind saving 20% is solid. It shows that you have the financial discipline and stability to save for a long-term goal (like buying a Ventura home). It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a smaller down payment—as low as 3%—rather than parting with so much cash up front, even if you have the money available. How do you decide whether the smaller down payment strategy is the right decision for you or not?Which Down Payment Strategy is Right for You?The DownsideThe downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance (PMI) for years. The lower your down payment, the mor...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On May 17, 2022, California Association of Realtors (C.A.R) reported the homes values were gained 4.5% to the price of $955,000 in April of 2022 from price of $914,000 in March of 2022, and rose 10.4% from price of $865,000 in April of 2021 in Ventura County, California. While, homes sales declined 3.0% in April of 2022 from March of 2022, and fell 20.1% from April of 2021 in Ventura County, California.There were 1.8 months supplies of available inventory of homes in April of 2022, up from 1.6 months in March of 2022, and higher from 1.7 months in April of 2021 in Ventura County, California.An average it took 15.0 days to sell a home in April 2022, down from 17.0 days in March of 2022, dropped from 22.0 days in April of 2021 in Ventura County, California.For complete more detailed infor...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Hunting for a new Ventura County home online is a great place to start your search. In fact, the National Association of REALTORS® found that 90% of home buyers used their computers at some point during the home buying process to look at properties for sale. But this should not be your end all be all. Good listing agents are excellent at highlighting the best features of the home, However, you need to keep in mind that there may be more than meets the eye. To make the most of your time and efforts and gather a well-rounded picture when house hunting online, keep the following three things in mind.Top Tips for Ventura House Hunting OnlineStay Up to DateWhen you start your search, make sure you find a site that pulls up-to-date listings directly from the multiple listing service (MLS) whe...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Staging your Ventura home is all about putting its best foot forward for potential buyers. By highlighting its most desirable features, you can draw more interest to your home and leave a lasting impression that is sure to help you sell it more quickly. Here are some staging strategies you should keep in mind as you prepare for your next open house or viewing!Staging Strategies for Your Ventura County HomeHelp Them Visualize it as Their OwnMake it easier for buyers to imagine themselves making your house their home by removing personal memorabilia, knick-knacks, and photos. Instead, replace them with simple décors, such as paintings, nature images, and plants.Think Sleek Instead of ComfyToday's home buyers are leaning toward modern, crisp, clean interiors over comfy, homey looks. When s...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On April 19, 2022, California Association of Realtors (C.A.R) reported homes values gained 3.0% to an average price of $914,000 in March of 2022 from an average price of $887.500 in February of 2022, and rose 18.6% from $770,750 in March of 2021. While homes sales jumped 64.2% in March of 2022 from February of 2022, and increased 6.2% from March of 2021 in Ventura County, California.There were 1.6 months supplies of available inventory of homes in March of 2022, lower from 2.3 months in February of 2022, and decreased from 2.1 months in March of 2021. An average it took 17.0 days to sell a home in March 2022, down from 20.0 days in February of 2022, and dropped from 22.0 days in March of 2021 in Ventura County, California.For complete more detailed information about the California Assoc...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be costs associated with your purchase other than the price of the Ventura home. Here are five hidden fees to keep in mind as you begin to budget.Hidden Fees to Be Aware of When Purchasing a Ventura HomeHome InspectionThis is a crucial step in the home buying process. The findings that come from the inspection can help you negotiate price and repairs. Generally, you can expect to pay between $300 to $500 depending on the home and the location. Manta reports that Ventura home buyers pay between $237 and $535 for a home inspection, depending on the size and location of the property.Title ServicesTitle services encompass the transfer of the ti...
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By Carmela Jacobs, Ventura Co., Los Angeles Co., CA, & Global Realtor
(Carmela Realty)
Review Source Realtor.com Cheryl bought a home in Thousand Oaks, Ventura County, CA with  NACA (neighborhood assistance corp. of America)  a non-profit organization assisting 1st time homebuyers.  She found and experienced Realtor assisting home-buyers in Ventura County. "Carmela is so successful, selling gorgeous multi-million-dollar homes, yet she freely gives back to the larger community through serving folks like me, who came across unavoidable life obstacles and needed to access a non-profit mortgage lender to purchase a very small, little one-bedroom condominium.Carmela always presented herself with a beautiful blend of high-end class and humility, genuine approachability, and respect with an authentically sweet spirit. She made me feel like I was purchasing a multi-million-dolla...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Easter Sunday takes place on April 17th. But the Easter Bunny plans on making a visit to a few locations around our area to hide eggs beforehand. The fun begins this weekend in Ventura's Plaza Park and ends the day before Easter Sunday in Camarillo. Read on to find out more about this year's Ventura County Easter egg hunts.Ventura County Easter Egg Hunts 2022Camarillo Easter Egg HuntStarting this Friday (April 8th), the search for 24 Easter eggs begins at the Camarillo Community Center. Between the 8th and 16th, make your way around the center to look for 16 giant eggs and eight "challenge" eggs. First, download your bingo card to keep track of every egg you find. Find all the eggs in one row of the card to receive a goody bag. If you find all of the eggs to fill out the entire card, yo...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On March 15, 2022, California Association of Realtors (C.A.R) reported the homes values gained 4.4% to the price of $887,500 in February of 2022 from price of $850,000 in January of 2022, and jumped 18.3% from price of $675,000 in February of 2021 in California; while homes sales declined 1.7% in February of 2022 from January of 2022, and fell 16.8% from in in February of 2021 in Ventura County, California.There were 2.3 months supplies of available inventory of homes in February of 2022, higher from 2.0 months in January of 2022, but lower from 2.4 months in February of 2021. An average it took 20.0 days to sell a home in February 2022, unchanged from 20.0 days in January of 2022, but down from 24.0 days in February of 2021 in Ventura County, California.For complete more detailed infor...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
According to wedding blog Maroo, California couples pay an average of $39,000 for their wedding. If buying a Ventura home falls next on your list, you need to save up even more money. For an $800,000 home, that means saving anywhere from $24,000 to $160,000 for your down payment alone. Tack on another 3% to 6% of the sale price for closing costs. That may feel a bit overwhelming. Keep these home buying tips in mind before you start looking for your newlywed pad for a smooth, successful transaction.Home Buying Tips for Newlywed Couples in VenturaWhat's the Score?Most lenders look for a credit score of at least 620 from their borrowers. This is the bottom line for a reasonable rate. However, scores of 740 or higher grant you access to the best terms and interest rates. So, you and your si...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Mermaid Month is back at Ventura Harbor Village. For most folks, March conjures up images of either basketball (Hello, March Madness) or St. Patrick's Day (the parade takes place on March 16th). But for Ventura Harbor Village, March means mermaids! And that includes plenty of mermaid-themed fun all around the village all month long.Mermaid Month 2022Mermaid Meet & GreetLast year, COVID put the kibosh on the Mermaid Meet and Greet. But this year, it's back! From 1 pm to 5 pm this Sunday, March 13th, and the following Sunday (the 20th), come meet our lovely mermaids live and in person. To show your friends that mermaids are real, take a photo with them.Mermaid Chalk ArtOn March 13th, visit with the mermaids and then go see a live chalk demo by local artist Lysa Ashley. She also plans on s...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On February 16, 2022, California Association of Realtors (C.A.R) reported the homes values unchanged 0.0% to the price of $850,000 in January of 2022 from price of $850,000 in December of 2021, but jumped 9.5% from price of $776,000 in January of 2021 in Ventura County, California. While, homes sales fell 36.8% in January of 2022 from December of 2021, and dropped 11.7% from in in January of 2021 in Ventura County, California.There were 2.0 months supplies of available inventory of homes in January of 2022, gained from 1.1 months in December of 2021, but down from 2.3 months in January of 2021 in Ventura County, California.An average it took 20.0 days to sell a home in January 2022, declined from 22.0 days in December of 2021, and lower from 29.0 days in January of 2021 in Ventura Count...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
National Clam Chowder Day takes place this Friday, February 25th. But, really, clam chowder offers the perfect antidote to a chilly winter evening. As a bonus, share your thoughts and photos about this seafood elixir in the Ventura Harbor Village and you might just win a prize.What: National Clam Chowder Day 2022Where: Ventura Harbor VillageWhen: Friday, February 25thCelebrate Clam Chowder Day and Win a PrizeIn a bowl, in a cup, or in some sourdough bread. Clam chowder is divine. And if you eat some in the Harbor Village this month, you could be entered to win a $25 gift card to use at one of the harbor's restaurants later. Ten winners will be chosen at random from all entries received by the end of the month.How to EnterThere are two ways to enter the Harbor Village's Chowder Giveaway ...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
Valentine's Day falls on a Monday this year. So, you might want to celebrate your love a little early. How? By showing our local artists some love at the Ventura Art Market (aka VC Art Market) this Saturday, February 12th. Then, go on a quest for painted rocks with a decidedly "love"-ly theme throughout the Ventura Harbor Village.What: VC Art Market 2022Where: California St & Santa Clara in Downtown Ventura When: Saturday, February 12th, 10 am to 4 pmAdmission: FREEContact: VC Art Market emailVentura Art Market 2022We love our art and artists here in Ventura County. The annual Art and Street Festival takes place every September. And Ventura itself is home to over a dozen fantastic art galleries. So, if you and your love fancy yourself a connoisseur (or just a simple fan) or all things a...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On January 18, 2022, California Association of Realtors (C.A.R) reported that homes values decreased 1.0% to the price of $850,000 in December of 2021 from price of $858,500 in November of 2021, but jumped 14.9% from price of $740,000,000 in December of 2020 in California. While, homes sales declined 8.8% in December of 2021 from November of 2021, and fell 8.5% from in in December of 2010 in Ventura County, California.There were 1.1 months supplies of available inventory of homes in December of 2021, lower from 1.4 months in November of 2021, and dropped from 1.5 months in December of 2020 in Ventura County, California.An average it took 22.0 days to sell a home in December 2021, down from 23.0 days in November of 2021, and from 27.0 days in December of 2020 in Ventura County, Californi...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
When you’re getting ready to list your home, it’s of the utmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and repair some of its possible weaknesses can make a big difference in how fast it sells. Here are our top four recommended repairs to make before selling your Ventura home.What to Repair Before You List Your Ventura HomeRepaint WallsGiving your Ventura home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make sure to cover any walls with scratches and chips and consider updating any accent walls with a more neutral coat.Repair FloorsHardwood floors are a very desirable feature in a Ventura home, so you want to ensure they look their best by fixin...
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By Dave and Patricia Zumbrun
(The "Z" Team 4 RE, Inc.)
If buying a new Ventura area home sits atop your 2022 "to do" list, you need to make sure you get your credit in order first. The higher your credit score, the better your interest rate. It might take some time to get your credit in good shape. Here are a few simple steps you can take to improve your credit score before you start looking for your next Ventura home.Improve Your Credit Score#1 - Pull Your Credit ReportThere are three primary credit reporting agencies: Experian, TransUnion, and Equifax. Not all creditors report your info to all three agencies. Each agency may receive different information to determine your score. Therefore, you may see vast differences in your score between the three. Lenders tend to use the middle score for mortgage loans. Since they vary, you need to mak...
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By John Pusa, Your All Time Realtor With Exceptional Service
(Berkshire Hathaway Home Services Crest)
On December 16, 2021, California Association of Realtors (C.A.R) reported homes values gained 3.4% to the price of $858,500 in November of 2021 from price of $830,000 in October of 2021, and jumped 13.0% from price of $760,000 in November of 2020 in California. While, homes sales increased 3.5% in November of 2021 from October of 2021, but declined 1.0% from in November of 2020 in Ventura County, California.There were 1.4 months supplies of available inventory of homes in November of 2021, lower from 1.8 months in October of 2021, and dropped from 1.7 months in November of 2020 in Ventura County, California.An average it took 23.0 days to sell a home in November 2021, down from 24.0 days in October of 2021, and decreased from 27.0 days in November of 2020 in Ventura County, California.F...
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