IF you live in Hiddenbrooke, a gorgeous neighborhood in Vallejo,CA and have a Bank of America Mortgage and you are in the foreclosure process, did you know BofA has halted all foreclosures? in all 50 states?  Some of the other big name banks, like Chase and GMAC, have halted foreclosing on delinquent homeowners in 23 states but not expanded to Hiddenbrooke Vallejo, CA...yet. What does this mean to you?  With a halt in this process you might have an opportunity to get out from under the mortgage debt by short selling your home.  You might have thought there is nothing more I can do, "just let the home go back to the bank."  Foreclosure damages your credit and damages it for a longer period of time than a short sale. Why not find out what it would mean to short sale your Hiddenbrooke home... 10/09/2010

Why women are falling victims to the housing market-HIDDENBROOKE REAL ESTATE Short sale or walk away? Women are among those most affected by the housing crisis. I estimate that 75 percent of my clients are women who are the only mortgage holder on their home. The remaining 25 percent are couples.  Most of my clients are professional women who were recently laid off or unexpectedly separated from a partner and are having trouble making their mortgage payments.  I see a lot of situations where a couple's relationship suffers because of economic issues, and married couples may even go through divorces. Lately I've had a lot of women coming to me and asking for help. Alternatives to foreclosure I want my clients to know there are alternatives to foreclosure. If you want to stay in the home,... 10/06/2010

SEPTEMBER 2010 HOME SALES FOR HIDDENBROOKE CALIFORNIA Here is a list of the actual homes sold in HIDDENBROOKE, California in the month of SEPTEMBER.  The average list price for the month was $407,875 with an average list price of $131 per square foot.  The average sale price was $424,500 with an average square foot price of $136. There were a total of 4 homes sold in HIDDENBROOKE this month. The HIDDENBROOKE real estate market is heating up. Knowing what is going on with regard to sales in HIDDENBROOKE is important for making a buying or selling decision. Finding comparables for determining price for either a listing or a purchase can sometimes be tricky because of the flucuating inventory. For a complete list of Homes for Sale in HIDDENBROOKE, California, please call or visit me at ww... 10/02/2010

Vallejo, CA and Sonoma State University have something in common as of September 27th 2010.  There is a now a joint venture between Solano Community College's Vallejo campus and Sonoma State University where by local students can pursue a bachelor degree without leaving town. Vallejo, CA is a hidden jewel for higher education.  In August 2010 I highlighted Vallejo CA's Best Kept College Secrets. This agreement came about because of Measure G Bonds campaign, that students taking classes in the Solano College satellite campus in Vallejo could continue their studies to obtain a liberal arts bachelor degree from Sonoma State University. My daughters currently attend Sonoma State University in Rohnert Park where the main campus is located.  They love Sonoma State.  Now more students can take... 09/28/2010

Do you love cats? Big cats, little cats, wild cats, domesticated kitties. For a Purrrfectly Great Time come to Vallejo, CA! Don"t miss the Wild Cat Adventure this Sunday!!  See 5 live wild cats on stage, learn fascinating facts about how they live, view their beauty and different personalities, and help support Wild Cat Conservation. Coming on Sunday Sept 26 there is a Wild Cat Adventure program presented by the Wild Cat Education and Conservation Fund.  It will be held at the Foley Cultural Center located at 1461 Camino Alto Vallejo from 3PM-4PM. Cost is $10 for Adults and $5 for children under 12.  You can reserve your tickets by calling 707-874-3176 or email wildcat@wildcatfund.org 09/24/2010

I had blogged this past week about an event orchestrated by the Vallejo Naval and Historical Museum as a fund raiser on Saturday Sept 11.  It was our own local version of the "Antiques Roadshow". My daughters helped me lug down a table and gently hold my favorite bowl.  Both antiques were from my father's home in London, Ohio.  Growing up he was a local who bought and sold antiques and other sundry items. When getting my dad's estate ready to sell, I found a table in the corner covered with other antique glassware and a green shawl.  It looked very frou-frou to me, but it was quite unique and I like unique.  When I spoke to the auctioneer about it he said he was not sure and we put a top bid of $500 on it.  IF it did not get that, I would haul it back to California.  Well it did not sel... 09/12/2010

2010 BRIDAL SHOW AT HIDDENBROOKE-REAL ESTATE HOMES FOR SALE Come to Hiddenbrooke Golf Club on Sunday September 26th from noon to 4pm for the Bridal Show.  There will be a bridal fashion show by Vianett Bridal boutique.  Each bride in attendance will receive a special gift, a wedding day emergency supply kit. There will be lots of wedding day sample, travel certificates and lots of ideas to help you create the wedding of your dreams.  Tickets are $10.  50% of the proceeds will be donated to breast cancer research. Hiddenbrooke Golf Club is proud to be the only wedding venue in Solano and Napa Counties to receive the 5-star WeddingWire Bride's Choice Award. Call the Times Herald to purchase tickets to the Bridal Show at 707-553-6809. Call 707-558-1153 to find out about Hiddenbrooke as you... 09/11/2010

Every summer is marked by the passing of the Relay Weekend at the St Patrick-St Vincent High School in Valleo, CA this past August.  A benefit for the American Cancer Society these events are held in cities nationwide.  Whether I am visiting Ohio in the summer or here in California, there is a relay taking place at any one time. Coldwell Banker Solano Pacific has a team every year, camping the whole weekend, selling sno cones and popcorn and running a bean bag toss to raise money. I was so excited to hear the goal of $250,00 was exceeded and $281,508.45 was raised. Congratulations to all who helped, contributed, sent prayers, and walked the track.  It is a community team effort by all. 09/11/2010

Once a month the public can visit the Mare Island Shoreline Heritage Preserve.  This Saturday, Sept 11th is the day for September!  Our September weather is usually mild and perfect for an outing before the chill of fall descends upon us. There will be an ice cream social at 2pm, just in time for an afternoon break.  The Preserve is open at 9am and ends at 7pm.  Starting at 930am a Sierra Club hiker-leader will take participants on a hike to the historic south shore.  The hike lasts about 2 hours so make sure you dress appropriately with good shoes for walking. Bring water so you do not get dehydrated. Mare Island is rich in history as it was a naval base for many years.  It is a beautiful getaway for a day adventure and picnic.  Gather your friends and family and make your way there.  ... 09/09/2010

No this is not the PBS's Antique Roadshow one can watch on TV, but almost!!  Here is a chance for us to take our treasures and get it appraised for the nominal fee of $10 for the first item and $5 for each additional item.  It has to fit through the Vallejo Naval and Historical Museum doors at 734 Marin in Vallejo, CA. This is a fund raiser for the museum so in addition to finding out if your special item is worth a fortune it helps the museum fund their day to day operating expenses.  The coordinators for this event have worked very hard to get competent appraisers for any treasure that may be brought in. This event is scheduled for this coming Saturday Sept 11th from 10am to 3pm, 734 Marin St Vallejo, CA.  For more information you can call 707-643-0077. I am so excited and this is wha... 09/09/2010

Several years ago there was a lovely home for sale in North Vallejo.  Out the backyard was a panoramic view of some rock outcroppings and rugged hills/mountains.  The agent who had the home for sale said she had a bet with her seller as to what was the name of those hills/mountains. As my husband worked for the city of Vallejo for many years and knew everything, I called him.  His immediate answer was Sulphur Springs.  So the agent won her bet and advertised the home for sale with view of Sulphur Springs Mountains. People hike the area and in the early evening you can see someone hand gliding from the peaks.  Columbus Parkway winds around the bottom of Sulphur Springs and there is a park called Blue Rock Springs close by. We have some beautiful areas in Vallejo with many different micro... 09/07/2010

HIDDENBROOKE HOMES FOR SALE SEPTEMBER 2010Wondering what homes are for sale in Hiddenbrooke today?   Here is a list of the current homes... Price Address Beds Sq.Ft. Lot/Acres         239000 Carlisle 3 1665 2614 / 0.060   254000 Bennington 3 1665 2614 / 0.060   255900 Carlisle 3 1665 2526 / 0.058   270000 Ashwell 3 1996 3223 / 0.074   272800 Carlisle 4 2350 5184 / 0.119   275000 Newhaven 3 1996 3398 / 0.078   285000 Carlisle 3 2026 3398 / 0.078   299000 Bennington 3 2026 6665 / 0.153   299900 Rose Arbor 3 2198 4008 / 0.092   304000 Bennington 4 2350 3267 / 0.075   314900 Carisbrook 2 2401 9278 / 0.213   341900 Staghorn 2 2419 4138 / 0.095   344900 Nottingham 4 2652 5009 / 0.115   370000 alder creek 5 3112 4792 / 0.110   380000 Landmark 5 2828 10890 / 0.250   385000 Bennington 4 2646 836... 09/02/2010

SAOR Cleanup August 25th The Solano Association of Realtors performed a neighborhood cleanup right after the Weds morning meeting. The target was Springs Road in Vallejo Those who contributed were Realtors, Title reps, Home Warranty reps, Lenders as well as Web Solutions/ Marketing. Of course a heat wave hit the day before so even early morning was fairly warm (requiring a fresh shirt right afterwards). It was great to see the positive community responses during cleanup (at least two verbally saying Thank you) while we were cleaning up. Make a difference in your community today! http://www.youtube.com/watch?v=3l8lVu9CfkI http://www.youtube.com/watch?v=BWLe43ZzG0I http://www.youtube.com/watch?v=a7uWcVq9zJ4 http://www.youtube.com/watch?v=kkPX32DphVM http://www.youtube.com/watch?v=wFDALh1X... 08/25/2010

Right in Vallejo, CA's back yard there are three post-secondary schools to choose from.  Each one different and special in its own right.  This is an incredible opportunity for local citizens to take advantage of increasing their employ-ability skills without a commute. First school to be highlighted is California Maritime Academy (also known as Cal Maritime). It is California State University 's smallest campus but huge on educational offerings.  Located on a bluff with the best views in town, this college is on a growth spurt. Over the course of the next few years a new Residence Hall, Physical Educations Building , and state of the art Simulation Center will be built.  Recently complete buildings include the Technology Center and Engineering Lab. The school offers bachelor's degrees ... 08/21/2010

I'M A NURSE AND I NEED TO SHORT SALE MY HIDDENBROOKE HOME Hey fellow nurses.  Do you find that mortgage is adjusting and you have to work overtime just to keep up on the payments?  Are you recently separated from a significant other who was helping you with the mortgage and has stopped contributing, leaving you to make payments on your own?  Has your position been downsized and your take home pay just isn't what it used to be?  Are you stressed at home and work trying to figure it all out and not sure where to turn?  Tired of trying to work with your bank, only to be met with rude people and inconsistent answers? As a registered nurse and real estate agent, I found myself in the same boat.  I was working so much overtime to pay for a home I wasn't able to enjoy because I was never there... 08/01/2010

Tips on how to handle low-ball offers on your Hiddenbrooke Home For Sale From Nicole Monary Hiddenbrooke Realtor-Coldwell Banker If your home has been on the market for months (three to six) and the price was already reduced, you are probably beginning to wonder how much lower you can go. A potential buyer may come along and present a low-ball offer, which can be 10 percent or more below the list price and involves some sort of strategic negotiations. Before slamming the door on such an offer, review these helpful tips from Nicole Monary at Coldwell Banker® to help guide you through the process:Don't reject the offer right away. It is important you recognize this is a negotiation game and the buyer is serious or s/he would not have put in the bid. Analyze your own goals and needs. How m... 07/26/2010

HIDDENBROOKE HOMES FOR SALE JULY 2010Wondering what homes are for sale in Hiddenbrooke today?   Here is a list of the current homes...HIDDENBROOKE HOMES FOR SALE JULY 2010Wondering what homes are for sale in Hiddenbrooke today?   Here is a list of the current homes... Street Price Beds Baths Sq. Feet  Ashwell Way Vallejo, CA 94591 270,000 3 3 (2 1) 1665 Alder Creek Road Vallejo, CA 94591 370,000 3 3 (2 1) 1665 Willow Creek Cir Vallejo, CA 94591 299,000 3 3 (2 1) 2026 Sheffield Way Vallejo, CA 94591 339,500 3 3 (2 1) 2026 Red Oak Ct Vallejo, CA 94591 270,000 3 3 (2 1) 1996 Deerfield Dr Vallejo, CA 94591 304,500 3 3 (2 1) 1996 Bennington Ct Vallejo, CA 94591 319,000 4 3 (2 1) 2350 Carlisle Way Vallejo, CA 94591 249,000 4 3 (3 0) 2259 Rose Arbor Way Vallejo, CA 94591 329,900 5 5 (4 1) 3112... 07/19/2010

Hiddenbrooke Homes--Tips for Single Home Buyers from Nicole Monary at Coldwell Banker- Today's housing environment has more single home buyers entering the real estate market than ever before. With inventory levels high, interest rates near record lows and affordability up in many areas across the country, many people who may have never considered buying a home in the past are recognizing that a mortgage payment on a house can actually be the same or less than what they would spend on renting an apartment or home. For most people, buying a home is the most significant financial investment they will ever make, and perhaps even more so for singles who are making the transition on their own. With that in mind, Nicole Monary at Coldwell Banker Solano Pacific has come up with five tips to he... 07/13/2010

Hiddenbrooke Real Estate- Caught in between selling and buying a home? Nicole Monary of Coldwell Banker® has tips on what to do. Trying to sell a home and buy one at the same time can be a challenging task. Many home buyers find themselves caught in a difficult position as they often cannot place an offer on a desired home and simultaneously sell their current one. Below are some tips from Coldwell Banker Solano Pacific on how to close the gap between buying and selling a home:Consider bridge loans. A bridge loan means borrowing from the current home's equity until the proceeds from its sale are obtained. Some bridge loans require that only the interest be repaid; others mandate a single payment of interest and principal when the loan needs to be paid back. If protracted, bridge loans c... 07/12/2010

GLEN COVE HOMES--My bank says I don't qualify for a permanent modification.  What now? More and more, I am getting calls like this from clients.  These clients have entered into a temporary loan modification program with their lenders under the Making Homes Affordable Program (HAMP).  They made their three months worth of trial payments at a payment they could afford.  They thought this would be permanent.  Now they are being told that they do qualify, but the payment will be much higher.  For example, I have a client whose payment prior to modification was $4800.  For her temporary modification, it was $3500.  After the trial period, the bank increased it to $4300.  Due to a recent divorce and lack of income, she cannot make that amount. When she spoke with her bank, they told her that... 07/06/2010