Shaun Serafini's (moosedawg) Blog

Mortgage and Lending - Shaun Serafini - Mortgage Expert - All Source Mortgages
This holiday season, my thoughts turn gratefully to those people who have made my success possible. It is in this spirit that I say thank-you and best wishes for the holiday season and a very happy new year. May peace, prosperity and joy be with you all!!! All the best! Shaun
Equity (low documentation) and vision (damaged credit) mortgages became more difficult to obtain in Canada this week as Concentra financial announced that it was "temporarily" suspending these programs in response to the current conditions of the economy and credit conditions in Canada. These typ...
Going a bit off topic on this one but thought I'd comment on the jersey retirement of one of my favorite players from my favorite hockey team. Trevor Linden was always a class act and while he may not have put up as many points as some of the games greats, he should always be held in similar rega...
With the recent cold snap that we have experienced in the West, I felt that it was important to provide a few helpful hints to help enjoy a warmer winter and curb the evil heating bill! #1 - Caulk (or re-caulk) around the frames of doors and windows with acrylic latex caulking. #2 - Check for gap...
Here is a summary of All Source Mortgages best available interest rates vs. Major bank posted rates and cost savings on a mortgage of $250,000. Are you sure that your bank has your best 'interest' in mind?? Contact me today for a free, no obligation comparison!   All Source Mortgages Bank Posted ...
 Tough economic times continue to benefit adjustable and variable rate mortgages.  On Tuesday the Bank of Canada reduced the key lending rate by three-quarters of a percentage point in response to the world economic slowdown. It was widely expected that the rate cut would be .50% but the central ...
Looks like the bad economy has caused one of my lender's to lose their marbles! For a very limited time, I have the following rates available on fixed, closed mortgages. If you are ready to pull the trigger or no somebody that may be, I'd be happy to see if I could save some money on a mortgage. ...
Recent changes in federal regulations on mortgages have eliminated the popular zero-downpayment financing programs that were available through the major mortgage default insurers.This does not mean that you will be unable to purchase a home without a minimum of 5% downpayment saved. All Source Mo...
Mortgage rates are expected to be relatively stable throughout the last quarter of this year, remaining within 25-50 basis points of their current levels. Posted mortgage rates will decrease slightly in the first half of 2009 as the cost of credit to financial institutions eases. Rising bond yiel...
Effective October 15, 2008, federal regulations will no longer allow for insured zero-downpayment mortgages or amortizations over 35 years. This change may make it more difficult to become a homeowner.   While some lenders have already stopped offering these products, We are in business to do bus...

Shaun Serafini

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