Home Loans in Virginia, Maryland, SC, GA, & DC

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Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329
RECENT BLOG POSTS
We’ve all heard of spring cleaning – that time of the year when you’re supposed to empty out your closets and cabinets, reorganize, and get rid of everything you don’t really need. Spring cleaning is an important way many of us mentally prepare to leave winter behind and fully embrace what the ne...
03/24/2022
First Heritage Mortgage Named one of the Best Mortgage Companies to Work For in National Ranking 4 Years Running.FHM has been recognized in the National Mortgage News list each year since it started the program.First Heritage Mortgage (FHM) was named to the 2022 Best Mortgage Companies to Work Fo...
03/23/2022
FHLB Grants are available to first-time homebuyers, community partners, veterans, and returning veterans.First Heritage Mortgage is proud to offer the Affordable Housing Program to provide eligible low-to-moderateincome families and individuals with a grant of $7,500 to $10,000 towards their home...
03/17/2022
Did you know that the first International Women's Day was held March 19, 1911?The event grew from there, and has been celebrated annually since. The focus is upon women workers, and advancing women's rights in  the workforce, politics and society.Be unique and feel special this day. Celebrate bei...
03/08/2022
 26% of my current home is too small.When it comes to purchasing a home, what’s more important: the size or the location? While both are crucial factors, the one that’s most important to you will depend on your specific needs.  17% to fulfill dream of homeownership.As it always has been and very ...
03/04/2022
Everyone is experiencing the pinch of inflation right now. The U.S. inflation rate is at a 40-year high of 7.5%, as of January 2022. Let’s dig deeper into understanding all the ways inflation can affect your home buying process1.Home Appreciation: Real Estate Values Usually Rise in Line with Infl...
03/02/2022
 At this point, you’re well-versed on the process you’ll encounter when buying and selling at the same time. The next phase of your planning will focus on making the financials of the two transactions work.There are a few different scenarios you might find yourself in. Your current home is paid o...
02/25/2022
An ARM offers a fixed interest rate for a set period. Once the initial rate period expires, your interest rate will adjust at designated intervals to follow. You will often see these terms expressed in fractions, indicating the number of years your rate will be fixed, followed by the adjustment p...
02/19/2022
 More Affordable. Buying a townhouse is usually more affordable than buying a detached single-family home. If you compare a townhome to a single-family home with similar square footage in the same area, the townhouse will typically be less expensive.Less Maintenance. A major benefit of townhouses...
02/17/2022
Closing costs include a variety of fees for services that are needed to get your loan executed. Both buyers and sellers pay for closing costs when you’re purchasing a home, but the amount each party pays will depend on several factors. These range from the location of the sale, your loan program,...
02/12/2022
Rainmaker
389,906

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733