Ken 's Blog

Mortgage and Lending - FAIRWAY Independent Mortgage Corp
Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.
  Pending home sales are up. Homes are selling! Real estate inventory is down. We're shifting out of a buyer's market and into a seller's market. Real estate continues to be a great long-term investment, despite the troubles of the last several years. The #1 financial reason people buy homes is ...
  Fairway Independent Mortgage has new options for Jumbo loans (loan amounts over $417,000)!   Mortgage rates have been on the move upward.   Want to be more productive, reduce stress, be more efficient, have more success and be happier?  Join us May 22nd from 6:30-7:45pm for one of our more pop...
Mortgage rates have been attractive over the past few weeks making now an excellent time to buy a home. And many of you many not know that last week I climbed Mount Whitney in California. If you don't test your limits, how do you know how high you can go? Picture of me on Mt. Whitney
Three common myths about being able to buy a home are: 1) I need a lot of money to buy a home... False. There are still low down payment loan programs available, helping plenty of home buyers afford the home they want. 2) I need to have perfect credit to qualify for a mortgage... False. It's tru...
Tuesday April 9th in Lancaster, PA, we are holding a continuing education class on a topic that doesn't get nearly enough attention. There is a new designation: Certified Military Residential Specialist. Learn how you and your professional community can best serve our veterans and active militar...
Realtors, are you aware that when your buyers contact us and we pull credit, an inquiry is registered by the credit bureaus - who turn around and sell what's called a 'trigger lead.' This means the credit bureaus sell your clients' names, addresses, phone numbers and credit scores. Within 24 hou...
Compare and choose for yourself... old FHA, new FHA, conventional 3% down payment... see these programs side by side: click here Also, April 9, 2013 we're hosting a brand new continuing education class for Realtors, and a brand new designation: Certified Residential Military Specialist. Learn to...
FHA Changes?  The photo depicts a comparison on a $175K purchase price home, comparing the current FHA in column 1 to the new FHA (on/after April 1, 2013) to a 3% down conventional loan.  Credit scores will obviously have an impact, however, most buyers with scores in the high 600's and 700's for...

Ken Pederson

Certified Mortgage Planner
local_phone(717) 431-9299
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Ken Pederson, a mortgage lender and Certified Mortgage Planner in Pennsylvania, talks about wealth accumulation and mortgage advice.