Homes in Silverdale were selling for a March median price of about $265,000,  13% lower than a year ago and 2% lower than last month. Silverdale's more stable 3 month moving average median closed sale price was $268,333, 5 percent higher than last month and 2% higher than a year ago.  The Kitsap County 3 month moving average median price is about the same as it was a year ago. The 3 month moving average for Silverdale's number of closed sales is 12% lower than a year ago. The 3 month moving average of closed sales is down 12% Countywide from a year ago. The 3 month moving average of Silverdale pending sales in March was 28% lower than a year ago. The number of active listings in Silverdale (98) is 7% higher than a year ago. The inventory turnover (total homes on the market divided by nu... 04/13/2011

First Quarter 2011   The first quarter of 2011 saw a decrease of 22% compared to the first quarter of 2010. The average selling price was seven percent higher. Sellers accepted 6% less than they had originally asked. Historically, selling activity has increased in the second quarter, and there is no reason not to expect this to happen this year.  If you'd like the selling details of the home that closed in your neighborhood, send me an email. I'll be happy to send them to you.     04/13/2011

Understanding the FICO Scoring Model Building good credit is a balancing act. If you have too much debt, then your scores will suffer. If you have no credit then your credit scores will suffer as well. There are 5 factors that determine your overall creditworthiness. Any of these five factors will affect your credit score either positively or negatively. Your credit report will show all 5 of these factors in what is called a tri-merge report. This report is produced by each of the major national credit bureaus. Equifax, Experian, and TransUnion all use versions of the Fair Isaac Co (FICO) scoring model to determine your score in this report. Most banks use this risk model for determining approvals. There are other scoring models available, but FICO is the standard with most creditors. K... 04/12/2011

How Much Does It Cost You If You Choose To Do Nothing About Your Credit? The short answer is it will cost you your life; the life you should be living, the life you were meant to live, and the life you need to start living. Are you living with the emotional cost of bad credit?      The fear of going without because you are afraid to apply.      The embarrassment of being turned down for a new car, and being told you need to choose from among their used inventory.      The humiliation of trying to purchase new home furnishings and being told by the clerk that you'll have to pay cash.      The increasing sense of anxiety while waiting to find out if you've been approved.      The frustration of knowing that if you get approved you will pay a higher interest rate. Do your kids get to run o... 04/12/2011

This quality well-maintained home is situated on a quiet near acre lot in the highly desirable Crystal Creek neighborhood in Silverdale WA. Though just minutes from top rated Central Kitsap schools, the Bangor Subase (South Trigger Avenue gate), and the popular Kitsap Mall, this 3 Bedroom 2.5 bath home offers Pacific Northwest rural living at its finest. Located off Old Frontier Road on Hosman Circle, Crystal Creek is predominantly a Chaffey-built development of 40 homes started in the early 1990's. All homes are served by a community well locally operated by Washington Water Supply. Unlimited water usage costs homeowners a flat fee of $44 per month. Due to the ample level lot sizes, each individual property  in Crystal Creek has its own private gravity flow septic system. Electricity ... 04/10/2011

Silverdale: Closed Transactions in March   Please note: we are comparing closings during this year's March and last year's March.   50% fewer homes closed in March this year.   Transactions closed 12 days faster.  The average selling price was higher by fifteen percent.      Sellers accepted 6% less than they originally asked. There are plenty of homes in inventory at all price ranges (the highest listing is $4.25M).  Average listing  price is $428,267) , with half the 143 homes under median price of $320,000.    If you would like details of the home that closed in your neighborhood, call or email me.     04/06/2011

Homes in Silverdale were selling for a February median price of about $270,000,  6% higher than a year ago and unchanged from last month. Silverdale's more stable 3 month moving average median closed sale price was $256,667, 2 percent lower than last month and 1% higher than a year ago.  The Kitsap County 3 month moving average median price is about 1% higher than it was a year ago. The 3 month moving average for Silverdale's number of closed sales the same as a year ago. The 3 month moving average of closed sales is down 7% Countywide from a year ago. The 3 month moving average of Silverdale pending sales in February was the same as a year ago. The number of active listings in Silverdale (94) is 31% higher than a year ago. The inventory turnover (total homes on the market divided by nu... 03/10/2011

Silverdale Closed Transactions Month of February   Please note: we are comparing closings during this year's February and last year's February.   February this year saw no change in the number of Silverdale closings.   The four homes that sold were on the market for less than five months.  The average selling price was up by 20%.   Sellers accepted 8% less than they originally asked.   There are 93 Silverdale homes in inventory at all price ranges ($118,000 - $3,900,000).  Average asking price is $414,900, with half the homes under $303,425. Factoring out the rare $2.9M homes leaves 90 homes with an average listing tag of $299,500 and a median (half above, half below) price of $232,200.   If you would like details of the home that closed in your neighborhood, call or email me.         03/04/2011

Annual Transaction Report for 2010 Here are last year's statistics for Silverdale. 2010 saw a decrease of twenty-two percent in closed transactions compared to the previous year.  The average sale price fell four percent.  Market time decreased by one and a half months.   Silverdale is moving towards a seller's market.  As of this date (February 22), there are 95 single family homes in inventory.  Average list price is $409,712, but there are homes in every price bracket. Half the homes on the market are below the median list price of $299,000 (three above are listed at over $2.7 million).   If you'd like the selling details of the home that closed in your neighborhood, just ask.               02/21/2011

Homes in Silverdale were selling for a January median price of about $270,000, a big jump to 41% higher than a year ago. Silverdale's more stable 3 month moving average median closed sale price was $261,667, less than a percent higher than both last month and a year ago.  The Kitsap County 3 month moving average median price is about the same as it was a year ago. The 3 month moving average for Silverdale's number of closed sales was down 15% from a year ago. The 3 month moving average of closed sales is down 18% Countywide from a year ago. The 3 month moving average of Silverdale pending sales in January fell 9% from a year ago. The number of active listings in Silverdale (92) is 42% higher than a year ago. The inventory turnover (total homes on the market divided by number sold last m... 02/14/2011

   Closed Transactions Month of January  Please note: we are comparing closings during this year's January and last year's January.   One more closed transaction. Transactions closed slower, but T\he average selling price was ten percent higher than last January's average.      Sellers accepted 7% less than they originally asked.    Inventory in Silverdale is steady.  It is still a buyer's market. Note that interest rates are starting to creep upward.   If you would like details of the home that closed in your neighborhood, call or email me.                       02/14/2011

Fourth Quarter 2010   The fourth quarter of 2010 showed 22% fewer transactions than in 2009, but the average closing time was slightly less than two months.   The average sales price decreased by 20%.  On the average, sellers accepted 7% less than their original asking price.   If you are a buyer, now is the time. If you are a seller, be patient.   As of this date (January 31), there are 93 single family residences on the market, ranging in list price from $120,000 to $3.9 million. The average list price is $416,86.   If you'd like the selling details of the home that closed in your neighborhood, send me an email. I'll be happy to send them to you.               01/31/2011

Homes in Silverdale were selling for a December median price of about $230,000, 16% lower than a year ago. Silverdale's more stable 3 month moving average median closed sale price was $259,667, about 6% lower than a year ago.  The Kitsap County 3 month moving average median price is 3% lower than it was a year ago. The 3 month moving average for Silverdale's number of closed sales was down 20% from a year ago. The 3 month moving average of closed sales is down 21% Countywide from a year ago. The 3 month moving average of Silverdale pending sales in December fell 23% from a year ago. The number of active listings in Silverdale (90) is 45% higher than a year ago. The inventory turnover (total homes on the market divided by number sold last month) is 11.3 months,  slower than the 9.7 month... 01/11/2011

Silverdale Homes for Sale Are you thinking about a new home in Silverdale Washington? Well, you have come to the right place! ACCURATE REALTY GROUP has set up a website just for you! We are known for our easy to navigate websites with the most current information available and are happy to offer you our Silverdale Homes for Sale site! Simply click on any of the highlighted keywords and you will discover all Silverdale homes for sale with plenty of photos and even area maps to help you find your next home. Once you have browsed our site, you have the opportunity to set up your own CUSTOM SEARCH that matches your exact criteria. You will be notified of any new homes that meet your requirements via email. You can also request information from one of our local experts on Silverdale Homes fo... 01/10/2011

  One of the Best Hair Salons for Women’s Hair Cuts, Highlights, Styling, Coloring, in Central Kitsap, Silverdale, Bremerton WA, Rhonda Jacobs Stylist, Salon Central   After a long day of helping people buy and sell homes in Bremerton or Silverdale, there’s nothing I like better than making a good first impression it’s making a great last impression, which frequently involves a good hair cut.  I hate when I’m looking a little scruffy.   Also, don’t you sometimes just feel good after a good hair cut and some styling?  I head to One of the Best Hair Salons for Women’s Hair Cuts, Highlights, Styling, Coloring, in Central Kitsap, Silverdale, Bremerton WA, Rhonda Jacobs Stylist, Salon Central.   My favorite   Hair Salon is Salon Central, located right in Silverdale.   It has many full time s... 12/19/2010

Homes in Silverdale were selling for a November median price of about $285,000, 4% higher than a year ago. Silverdale's more stable 3 month moving average median closed sale price was $269,667, about 2% lower than a year ago.  The Kitsap County 3 month moving average median price is 3% lower than it was a year ago. The 3 month moving average for Silverdale's number of closed sales was down 33% from a year ago. The 3 month moving average of closed sales is down 26% Countywide from a year ago. The 3 month moving average of Silverdale pending sales in November fell 20% from a year ago. The number of active listings in Silverdale (97) is 20% higher than a year ago. The inventory turnover (total homes on the market divided by number sold last month) is 9.7 months,  same as reported last mont... 12/09/2010

 Silverdale  Closed Transactions Month of November Thirty-six percent fewer closings in Silverdale last month than there were last year during the same time period.  Transactions closed much faster.  The average selling price was down by thirteen  percent.   Sellers are pricing their homes much more realistically as evidenced by the fact that they are conceding only eight percent of their original listing prices. Inventory in Silverdale is still good.  It's still a buyer's market. If you would like details of the home that closed in your neighborhood, call or email me.   12/06/2010

  What is the chance of having short sale success is the question on most people’s mind. A successful short sale could be considered a success when the home owner sells his/her home before a foreclosure happens and walks away without a deficiency judgment from the lender. Short Sales are not uncommon to Banks and Lenders there are short sale and foreclosure statistics from Realty Trac that suggest distressed properties are one third of the listings for sale. In fact in some areas like Arizona and Las Vegas they are almost half of the sales. In fact Banks and Lenders are becoming proactive and mailing letters out to their customers explaining the short sale program. They have delegated entire offices and staff to Loss Mitigation. They want to take the quickest route to get the non perfor... 11/18/2010

Homes in Silverdale were selling for a October median price of about $264,000, 5% lower than a year ago. Silverdale's more stable 3 month moving average median closed sale price was $255,633, about 7% lower than a year ago. The Kitsap County 3 month moving average median price is 1% higher than it was a year ago.  The 3 month moving average for Silverdale's number of closed sales was down 40% from a year ago. The 3 month moving average of closed sales is down 24% Countywide from a year ago. The 3 month moving average of Silverdale pending sales in October fell 19% from a year ago. The number of active listings in Silverdale (97) is 20% higher than a year ago. The inventory turnover (total homes on the market divided by number sold last month) is 9.7 months,  quicker than the 14.2 month ... 11/09/2010

 Closed Transactions Month of October   Twenty-five percent fewer closings this October than last year.   Transactions closed faster but the average selling price down by twenty-three percent.    Inventory in Silverdale is strong: 97 homes to choose from. It's still a buyer's market   If you would like details of the home that closed in your neighborhood, call or email me.   11/05/2010