WE in the industry know - HUD,  along with the so called "leadership" in the House & Senate and all the members of both bodies miserably failed on many levels to assist toward an end to this economic calamity specifically the housing market. Values continue to drop and sweet heart deals continue on Wall Street. The other group (the investors) including Fannie Mae and Freddie Mac continue to tighten their guidelines. Below is a little tongue and cheek but it really is not so funny. Credit score lending should be eliminated and we should go back to normal risk analysis like 'the good ol' days' but instead we have something like this: YOU WANT A LOAN? Please scroll down for important underwriting changes.         New Underwriting Guidelines out today 3/8/2010:  All borrowers' birth certifi... 03/10/2010

We know what the credit card issuers have been doing but according the FED they have cleaned up and pushed out the final REG Z wording that will be implemented February 22, 2010. "The rule bans several harmful practices and requires greater transparency in the disclosure of the terms and conditions of credit card accounts." Among other things, the rule will: Protect consumers from unexpected increases in credit card interest rates by generally prohibiting increases in a rate during the first year after an account is opened and increases in a rate that applies to an existing credit card balance. Prohibit creditors from issuing a credit card to a consumer who is younger than the age of 21 unless the consumer has the ability to make the required payments or obtains the signature of a paren... 01/15/2010

LinksBuy Now, Seller says let's negotiatePhoto Gallery23 ft. Entry w/Africian Acacia wood floors thru out main floorBack of home viewDescriptionOver $160,000+ price reduction. Seller says sell now.Quality crafted Custom built home with 4000 sq. feet of luxury on 1.30 acres with view of the sunset, Puget Sound, and mountains. Extensive use of white mill work, crown molding and wainscotting.Exterior features include Mountain ledge stone on exterior, pine soffits enclosed with lights around perimeter of home, 9 ft. garage doors on the three car garage, Artreum tinted windows, and a 97% efficient heat pump w/air conditioning. Grand entry with 23 ft. ceilings and a wall of windows with a rock sandstone fireplace that reaches to the ceiling. A rod iron spiral staircase takes your breath away ... 02/24/2009

Premier 55+ Park, Affordable LivingLocation: Cardinal EstatesFabulous home in a premier 55+ park with easy access to shopping and freeways. This three bedroom two bath home offers vaulted ceilings, skylights and plenty of windows for natural light. An oversized kitchen has a breakfast bar, built in range, free standing range, refrigerator and dishwasher. There is a built in computer area and china hutch. This room opens to the family room.The formal areas are spacious for all your furniture and offers a pellet stove. The master suite has dual walk in closets, luxurious bath that includes tub and separate shower. The master is separated from the other two bedrooms.There is an 8 x 14 workshop with power and an 8 x 8 storage shed. A pleasant yard and sunny deck round out this fine home.The... 01/09/2009

FOR IMMEDIATE RELEASEAugust 31, 2007SEATTLE, WA. - Washington State based nwRealty.Net, Inc. today announced the addition of ERA Dan Williams Realty, Inc. to its network of real estate brokers, agents and affiliates.  The internet marketing for ERA Dan Williams Realty and the "Feature Spotlight" of their listings and services is now fully integrated with over 65,000 NWMLS-IDX listings on http://www.nwrealty.com/.  Their website now has the competitive advantage of reaching additional real estate buyers and sellers specifically looking for real estate in Everett, Washington.About ERA Dan Williams Realty, Inc.ERA Dan Williams Realty is located in the beautiful Lake Stevens area, approximately four miles east of Everett and 35 miles north of Seattle. Lake Stevens is the largest lake in Sno... 09/22/2007