My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia including Wirtz, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.Are you looking for cash out for a major purchase or are you needing a small amount of money for a project around the house that a home equity line might be better suited to handle ?   Are you wanting to do a refinan... 04/02/2016

My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia including Wirtz, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans.   I am Nationally Licensed (#268590) by the NMLS.I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".I represent American National Bank and Trust Company, a local community bank based here in Virginia.   The bank has been in business for over 100 years serving the banking and financial needs of Virginians.The bank has three branches across Franklin County, Virginia including Westlake, Southlake and Rocky Mount, Vi... 03/05/2016

My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia including Wirtz, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans.   I am Nationally Licensed (#268590) by the NMLS.I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".I represent American National Bank and Trust Company, a local community bank based here in Virginia.   The bank has been in business for over 100 years serving the banking and financial needs of Virginians.The bank has three branches across Franklin County, Virginia including Westlake, Southlake and Rocky Mount, Vi... 03/05/2016

Smith Mountain Lake’s W.E. Skelton 4-H Educational Conference Center is an educational retreat for all ages. The center, comprised of 120 acres bordered by SML’s shoreline, features a wide array of group facilities, outdoor recreational amenities, lodging and meeting space. The 4-H Center hosts retreats, corporate gatherings, weddings and reunions and educational programs all year long. One of the best aspects of having this treasured facility at Smith Mountain Lake is the ongoing education programs it offers not only to children but to adults of any age.    The 4-H center’s Road Scholar program gives adults near and far the opportunity to learn more about favorite subjects through its multi-day schedule. The program is for participants that live anywhere. Learn more about Virginia hist... 04/09/2013

The restaurant scene at Smith Mountain Lake is one of the most rapidly changing industries here. New places to dine are popping up every couple of months and old favorites are going strong and getting updated. No matter what your family is in the mood for - American grill, Italian, Asian, Mediterranean, European or down-home southern fare - Smith Mountain Lake has a place where it’s cooked up right.    Not only do Smith Mountain Lake dining locations offer tasty menu items, many also take advantage of a scenic lake atmosphere and fun entertainment. Several restaurants have added live bands, musicians or karaoke nights to their services. A few have waterfront outdoor seating with live music or a well-stocked bar to enhance the enjoyment of a long summer evening. In the cooler months, th... 05/19/2011

  Brooks Mill Winery- Wirtz, Virginia There are many small wineries in the Smith Mountain Lake area, but up to now Franklin County, Virginia hasn’t been known for its wine (though it is well known for distilled spirits……but that’s another story). In December, 2008, H.T. and Rhonda Page opened the first winery in Franklin County to bottle fruit wines: Brooks Mill Winery in Wirtz.                                      Blackberry and plum are the varieties currently available. Blueberry and pear are aging in the barrel and have not been bottled as yet. Bottles are $10 plus tax and wine tastings are available by appointment.   For more information, call (540) 721-5215 or visit their website at www.brooksmillwinery.com   03/07/2009

Sunrise over Smith Mountain at Smith Mountain Lake Virginia-Are you an early riser and enjoy the peace and quiet time of early morning?  If so, living at Smith Mountain Lake can offer you some fantastic morning sunrise views as the sun rises over Smith Mountain.  See photo's below: 04/27/2008