Contact: SuAnne Hoffman Phone: 801-360-3900     Rambler/Ranch, Single Family - Santaquin, UT Listed at 314900     Send To   Subdivision   Category Homes Type Single Family Re-Sale Sq Footage 3586 Bedrooms 5 Bathrooms 3 Half Bathrooms 0 Lot Size 0 Short Sale No Year Built 2006 Home Address 1236 S FOOTHILL DR. W Santaquin, UT 84655         Home DescriptionThis house is quality through out. Granite counter tops in kitchen. Marble counters and showers in upstairs baths. Spacious bedrooms. Large master suite with master bath. Master bath with two sinks, jetted tub, separate shower, walk-in closet. Full fencing with RV pad. Unbelievable family room downstairs with wood stove, wet bar, room for pool or game table, surround sound. You will love this home!!! Neighborhood close to recreational... 02/14/2017

Origination points are a fee paid to the originating lender which is part of the profit margin for the services that they provide.  Both are measured as a percentage of the loan amount and both are factored into the loans APR.  Generally, points are deductible as long as the seller didn't pay for them and origination fees are tax deductible provided they are expressed as a percentage. Discount points enable you to lower your loans interest rate.  They are basically prepaid interest, with each point equaling 1 % of the total loan amount.  When you pay a point on a 30 year mortgage, you can lower your interest rate by .125 of a percentage point.  When comparing loan rates, ask lenders for an interest rate with 0 points and then see how much the rate decreases with each point paid.  Discou... 06/05/2009

By: Robert A. Hulme - Realtor - Loan Officer -Utah County, Including Provo, Orem, Pleasant Grove, American Fork, Lehi, Highland, Alpine and Cedar Hills, Eagle Mountain, Payson, Saratoga Springs, Spanish Fork, Springville, Mortgage Xpress, Agent When looking for homes for my buyer clients, I have found that the Seller's Motivation can have a dramatic affect on the price of the home.  The most common "Motivated Seller" is someone who has already bought his or her next home or is relocating to a new area.  They will be under the gun to sell the home quickly or face the prospect of making two mortgage payments at the same time.  Since that can drain a bank quickly, most sellers want to avoid such a situation and may be willing to give up thousands of dollars to avoid the possibility. Family... 02/17/2009

By: Robert A. Hulme - Realtor - Loan Officer Typically a First Time Home Buyer is considered to be someone who has not had an ownership interest in a home for 3 years or more.  Some home loan guidelines are longer than that.  There are many Down Payment Assistance grants, low interest loans and credit assistance programs available for First Time Home Buyers.  First Time Home Buyers should consult a Mortgage and Real Estate Professional early in the home buying process to learn all they need to know about is available to them. Several criteria are considered when evaluating the loan programs for First Time Home Buyers, Credit History, Income vs. Debt, and equity or investment in the subject property being the most important. 12/30/2008