Cold weather preparations in Sandy UT We made it to 40F today with a promise of 26F tonight in Sandy UT. Tomorrow promises a few degrees less. Definitely a test for winter. A time to check more substantial clothing and for special contents of my chair bag. Because I move little more than my right thumb, I do not generate enough body heat to keep me comfortable during sudden temperature plunges. My bag has space blankets and a supply of hand and body warmers. It's amazing how even one warm pocket can be quite comforting overall. Lighting is becoming more miniaturized. It is not hard to imagine me as a mobile Christmas tree. I intend to be active in all extremes. I always hope for the easiest; but plan for most difficult situations. My wife is more solicitous of my welfare, trying to get ... 11/04/2013

The odd challenge in Sandy UT not likely to be fatal Announcement at 7am in Sandy UT: "and this is the warmest it's going to get all day..." Checked out the window to be greeted with snow flakes. Daylight Saving just ended with 2am becoming 1am, as if by msgic. Most of the clocks changed. Nobody told the cats. An earlier morning let out had involved all the doors, one by one, No one had told them either about the cold front, or the ensuing briskness greeting them outside every door.. Early morning church meeting did not fare much better. Some attendees experienced being an hour early. (The Lord must have been pleasantly surprised). The message of the miracle of the clocks had not had universal understanding. Others explaining a half hour of tardiness were without real vindication in the... 11/03/2013

Daylight saving to end in Sandy UT, and other places too Spring forward.. Fall back was supposed to take us into a better system of time keeping. Or is it change for change sake. Have we achieved anything? It's called daylight saving. It could have been called time theft. An hour of our time stolen last spring by government edict, and now re-bestowed on us, seemingly quite arbitrarily. Anyway it ends in the morning A couple of years ago, the return of the hour in Sandy UT was tied to General Conference ~ the first weekend of October. Now it is decreed as the first Sunday in November. Sunday morning 2am becomes 1 am, when most of us are asleep. The extra month of wrong time was supposed to be of major benefit. For whom? Not a single person has been able to give me a benefit. Not even les... 11/02/2013

Trunk or Treat in Sandy UT, another source of candy After all these years I still find the ferocity of the celebration of Halloween more than a bit strange, macarbe even. All the weird bits coming so close together. Halloween, The Day of the Dead, All Saints, All Souls. Mixtures of religion and superstition, costumes and CANDY. I believe we spend considerable time warning our children of the dangers of accepting candy from strangers, and yet at this time of the year we set  them loose to maraude neighborhoods and monster hapless people for sweet treats. And then the sugar rush... After an afternoon in the city tangled in witches, goblins, zombies, princesses, ninja and super heroes, (and let's not forget the pumpkins) it was more of a relief to observe our local children in Sandy UT enj... 11/01/2013

A perfect Fall day for a ramble in Historic Sandy UT Some days are pure perfection. I am biased towards Historic Sandy UT. This is where I live. Some days make you glad you are alive; and we have plenty of them. We excel at perfection. A warm day. Fall colors. Leaves shimmering in their individual Autumn splendor. Some still attached, some falling, others giving a last swirl of recognition in light breezes. Sunlight bringing out the best in everything. Peaceful, unhurried surroundings. Pure bliss, so inviting of a neighborhood ramble. My power chair makes an ideal camera platform from which to record everything in digital detail. And I don't mind sharing. Don't you wish you were here? Come for a visit to Sandy UT. I might even convince you to make it your home. ps: if I had more of a po... 10/28/2013

Do you love Pinterest? Come to the Pinners Conference in Salt Lake City.     When: Friday October 25th and Saturday October 26th Time: Saturday 9am - 7pm Where: South Towne Expo Center, Sandy Utah 84070  (9575 S. State, Sandy, Utah) Price: $20  (babies in arms are free)  **For a coupon click here and scroll to the bottom***   FREE Classes All Day ThatThat'ss right! I know you love Pinterest so now come meet some of the biggest and the best Pinners out there.  They are offering FREE classes all day long.     Want some tips on what to do with the zillion photo's you have on your phone? Well there's a class for that. Want some tips on Health and Fitness? There's a class for that. Want to see all those cool Hair and Beauty tips up close and in person?  Guess what! There's a class for that t... 10/25/2013

FHA Mortgage Rates Sandy Utah FHA Mortgage Rates in Sandy, Utah A Federal Housing Administration (or FHA) Loan may be the best choice for you if you're thinking about buying a home in Sandy, Utah. If you: - Have less than perfect credit. - Want a low down payment. - Are contemplating whether or not you can even qualify for a loan. - Have never bought a home before. Then you just might be the perfect candidate for an FHA Loan! Don't get confused. The FHA Loan is not a loan granted to you from the FHA. It's a loan that is simply approved by the FHA. Because the FHA backs this loan, your lender can offer you even lower monthly payments and interest rates. To determine your eligibility for an FHA Loan and find rates in Sandy you can apply here: http://www.spencerstott.com/apply-now/. And re... 10/16/2013

FHA Loans in Sandy Utah FHA Loans in Sandy, Utah. FHA Loans A Federal Housing Administration (FHA) Loan may be right for you if you're thinking about buying a home in Sandy, Utah. If you: - Imperfect credit. - Want a low down payment. - Think you don't qualify for a loan right now. - Are buying your first home. Then an FHA Loan is an amazing option! The FHA simply backs the loan your local lender offers you. Because your lender is backed by the FHA, your monthly payments and interest rates can be low. For more benefits of an FHA Loan go to: portal.hud.gov. Requirements for an FHA Loan aren't as strict as other home loans. FHA Loan Requirements: - 3% Down Payment. - Flexible Income Requirements. - Your credit doesn't need to be great. FHA Loans allow lenders to look at each unique case ... 09/27/2013

A big, bright moon over Sandy UT The Harvest Moon shines in a clear cool sky over Sandy UT. It appearance marks the end of the blazing heat, in record amounts this summer. This full moon heralds the autumnal change into Fall. Pronounced color changes of leaves will soon be upon us, as we tidy up the end of harvest, our reward for tending our gardens, and for keeping up the water during thr dry, hot months. My search for a jacket to observe the moon's brilliance in comfort indicates a major wardrobe shift is imminent. Enjoy your harvest, and look forward to Fall. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 09/19/2013

FHA Loans Sandy Utah FHA Loans in Sandy, Utah. Sandy, Utah FHA Loans Thinking about buying a home in Sandy, Utah? Then a Federal Housing Administration(FHA)Loan may be right for you. If you: - Your credit score isn't perfect. - Need to have a low down payment. - Think you can't qualify for a loan. - Are looking to buy your fist home. Then one of the best options for you is an FHA Loan! The FHA simply backs the loan your local lender offers you. This means your lender can offer you lower monthly payments and interest rates because of the backing of the FHA. For more information about how an FHA Loan works click here: portal.hud.gov. Qualifying for an FHA Loan is much easier than other home loans. FHA Loan Requirements: - About a 3% down payment. - Income Requirements are flexible. - Cre... 09/12/2013

Refinance Mortgage Sandy Utah Refinancing your home in Sandy, Utah Refinancing your home in Sandy, Utah. Refinancing your Sandy, Utah home can be a great option for you! Most people want to refinance when: - They want a lower monthly payment. - To take a portion of the home equity out for a big purchase. - They want to get rid of their Private Mortgage Insurance (PMI). - And to avoid paying balloon payments (requires you to pay the entire balance at the end of the short life of the loan). Want to know what your current mortgage looks like? Use this simple Mortgage Calculator. Refinancing has many benefits! Your credit score has probably improved if you've been meeting your monthly payments. This means you could qualify for a lower interest rate and lower monthly payments. This could sav... 09/04/2013

Home Loan Sandy Utah Mortgages near Sandy, Utah. Here's your guide to mortgages in Sandy, Utah. The most popular of all Mortgages near Sandy, Utah are Conventional Fixed Rate Mortgages. These Conventional Fixed Rate Mortgages, or FRM, provide a constant interest rate and monthly payment. Usually this loan requires a 20% down payment, but it is not always required! The life of this mortgage ranges 10-40 years. Adjustable Rate Mortgages or "ARM" (cool acronym, huh?) are ever-changing. That's why they call it an 'adjustable rate'. The interest rate you pay changes as the market changes. Your interest rate is recalculated yearly. Monthly payments also change when your interest rate does. The benefit of ARM is that your interest rate is generally lower than what you'd pay for a FRM (however,... 09/02/2013

VA Loans in Sandy Utah VA Loans near Sandy,Utah Veterans Affairs Loans are an excellent way to finance your home in Sandy, Utah; provided that you are a service member, a surviving husband/wife, or a veteran. Here are the awesome benefits of using Veterans Affairs Loans (VA) in Sandy: - No Down Payment! - Other loans have strict credit standards, but VA Loans are much more laid back.    Because of competition, interest rates may be low. All of these benefits are great, but you need to qualify for them! Here are the qualifications for a VA Loan in Sandy, Utah: - Your credit score has to be decent. - Certain service requirements must be met. For example, you must have a certain length of service. - You need a sufficient amount of income. - And a Certificate of Eligibility (COE).   Once th... 08/26/2013

Sandy UT Housing Sales Info 2nd Quarter This Sandy UT housing sales info for the 2nd quarter shows some pretty interesting numbers. Those of you thinking selling your Sandy house will be especially interested to note that homes are selling almost twice as fast as they did during the first 3 months of the year. The stats from the 2nd quarter are all positive for home owners and for the Real Estate industry as a whole. These stats represent the quarterly report offered by the Salt Lake MLS that evaluates activity about all of the homes for sale in Sandy UT and provides us meaningful information about what is happening in that segment (Sandy Utah) of the Salt Lake market. The stats and this report are designed to give information to home buyers and sellers as well as Real Estate agents to ... 08/04/2013

Swat That Fly ~ the game is on My hobby of observing seismic events (earthquakes) in the Intermountain West ( Utah to Yellowstone) in weekly intervals, has me thinking again of a game my wife keeps to entertain visiting grandchildren (and herself, when the mood arises) called "Swat That Fly". "Nyah, Nyah, Ya missed me" is certainly appropriate for me in Sandy UT. Missed us but not so Park City, West Valley City (two events) and Magna, close-by Utah cities. My map provided by University of Utah Seismic Stations, just up the road at the "U", shows 60 events for the Intermountain West, this time all in the micro range (less than 3.0). These maps are updated regularly and come with other interesting data (for those who might enjoy a similar hobby). I comment on regional seismic events to in... 07/16/2013

Top end choice in Sandy UT to suit all tastes Sandy UT is a great place to visit, even better to make your home We have it all: high altitude desert living with its attendant scenery. All year the mountains provide spectacular scenery, from the russets and yellows of summer to the white and charcoal of winter. Sports for all seasons. Utah is a great State for self starters. This is the time for you to sit up, take notice, and to make decisions. Now that you are decided on Sandy UT as your permanent home, I am happy to show you around. Call me 760 576 9000 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 07/14/2013

July is very festive in Sandy UT July is a month of strenuous celebration in Utah. Summer heat does not diminish any of it. Utah threw itself into 4th of July celebrations to celebrate the founding of this Country. Flags everywhere; gatherings in parks, and  at homes; food, lots of food; spectacular displays and beautiful fireworks that went of for hours, complete surround light and sound. If the 4th of July is a patriotic big event, a mere three weeks later Utah outdoes itself with Pioneer Day (24th July). This is the celebration of the entry of the first Mormon Pioneers into the Valley of the Great Salt Lake, the foundation of the State of Utah (named for the Ute Indians who lived here). Originally called Deseret, the Pioneers were responsible for making the desert "blossom as a rose"... 07/08/2013

It has rained at last in Sandy UT Rain dances, supplications oft, and long suffering patience have paid dividends in Sandy UT. Some decent rain at last. Thunder, lightening, swirling breezes, drumming rain. The works... The trees are happy; the sere grasses are a little revived. Dust has been washed from foliage. Vegetable plants are a little more upward pointing, free at last from the sustained heat stress. Cleaner vehicles, tidier roads and less blowing dust. We are happy for what we have received; we are respectfully anxious for a little more ~ just to be sure. We are pleased with the evident moisture and for the comforting drop in temperatures. Pleasant relief. And as with all bestowed gifts, necessary gratitude will be evident in Sabbath Services and prayers tomorrow. ~~~~~~~~~~~~~... 07/06/2013

Going through the motions for some rain in Sandy UT. The temperature has dropped a little, dark clouds appear, the rustle of hot breezes, dimming of light. All these few things together might signal the approach of rain. We need some; we are due some; we want some. All for a few drops before the light breaks through again. Fooled once more. At least the mountains are still dark. Perhaps a storm later. Plenty of lightening, so anything is possible. If we go through the preparations often enough, something is sure to haappen. I could resort to praying for rain. According to my father, a farmer, if I go that route, and fail to carry an umbrella, then I am a hypocrite. I always take my umbrella. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 07/05/2013

Sandy UT celebrates the 4th of July with the best of them It may have been hot, a few degrees below century figures, after an early morning shower, but it is 4th of July, and who can resist an outing, especially displays by our Emergency Services - medical helicopter, fire vehicles and command vehicles. And the police dogs. What an event to watch. Eager, well trained dogs, enjoying every minute of their performance, finding drugs or ready to take down a felon (easily recognized in their padded suits with a dog attached to each arm. And of course, a return to their own air-conditioned vehicles. Sun hats and liberal sunscreen definitely the order of the day. Along with plenty of water. Prams and strollers aplenty. Bands, singing/dancing groups, vendors stalls, playground, and plenty of pr... 07/04/2013