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Palestine, TX Real Estate News

By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Special Government Home Renovation Loan Program using Palestine Texas FHA 203k Mortgage Loans. Many are not aware of a special government loan program that is actually a part of FHA (Federal Housing Administration- a department within HUD). Existing home owners or potential home buyers can remodel and update their homes without having a higher cost second lien because of this FHA loan program.  "Luxury items" like a hot tub and a swimming pool are not allowed by this FHA loan program. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even a add a room to an existing structure (which will increase the value of the homes square footage).  One of the biggest advantages to this government loan program is you have all of your acquisition...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Palestine Texas VA Loans with 100% financing on VA Loans - the best loan program and loan payment in the country!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the main features of this great program:  - 100% financing, no down payment required.  - No monthly mortgage insurance added to your payment.  - More lenient credit qualifying standards than other types of mortgage loans- Low rates compared to other loan programs.  Here's how to qualify for Palestine Texas VA Loans:  You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. An approved Texas VA loan lender can order your COE for you, or you can contact the VA to ob...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veteran’s Home Loans for Palestine TexasIf you are reading this, you or a family member have likely served in our military.  First off, we would like to say a sincere “Thank You” for your service!  We recognize that not only do our Veterans sacrifice by serving, but their families do as well-, and we owe you all a debt of gratitude!One of the best benefits Veterans and their families receive due to their service to our great country is the VA home loan benefits.  We are going to outline just a few of these significant benefits in this article for you. Here are some of the major benefits you may receive by using your VA home loan benefits:*100% financing available- one of the very few loans available with no down payment!*Lower rates available than most loan programs- which saves you mon...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
The benefits of a preapproval (not prequalification) for Palestine TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Palestine TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Palestine, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
The benefits of a preapproval (not prequalification) for Palestine TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Palestine TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Palestine, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should...
Comments 0
By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Palestine TX VA Loans is the best loan program in Texas! VA loans offer a special opportunity for our Veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA Loans have more lenient underwriting criteria than other loan programs and offer lower interest rates than conventional loans. Plus, no down payment is required for Palestine TX VA Loans.This step by step guide is intended to give you all the quick answers you need to get started with the VA program, explain all the benefits of a VA Loans, and help you navigate through the loan process as an informed Veteran.Some of the information we will be discussing are:• What are VA Loans?• Interest Rates• How you can apply for a VA Loan?• Obtaining your Certificate of Eligibility from the Veterans administration• ...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Palestine TX VA Loans  is the best LOAN PROGRAM in Texas!     Designed for both ACTIVE duty military and honorable discharged Veterans, VA MORTGAGE LOANS are one of the BEST MORTGAGE LOAN PROGRAMS AVAILABLE today.         Here are some of the great features of this fantastic PROGRAM:         - Up to 100% FINANCING, with no down required.     - No monthly MORTGAGE INSURANCE.     - Easier CREDIT qualifying compared to other TYPES OF MORTGAGE LOANS.       - VA MORTGAGE RATES are low compared to other types of HOME LOANS.         So how do you qualify for Palestine TX VA Loans?         First of all, you must verify your eligibility. This is done by ORDERING YOUR CERTIFICATE of Eligibility or COE. You can work with an approved Texas VA MORTGAGE LOAN LENDER to order your COE quickly, or you c...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
Palestine TX VA Mortgage Loans and 100% financing on VA Loans - the best loan program and loan payment in the country!     VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans.     Here are some of the main features of this great program:     - Zero Down Payment, 100% financing.   - Monthly mortgage insurance is not tacked on to your payment.   - More lenient credit qualifying standards than other types of mortgage loans.   - Low rates compared to other loan programs.     So how do you qualify for Palestine TX VA Mortgage Loans?     First of all, you must verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can g...
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By The Legacy Group, The LegacyGroup of CrossCountry Mortgage
(CrossCountry Mortgage)
We have a Special Government Palestine Texas FHA 203K Loan Program that our team offers,    The Federal Housing Administration (FHA) offers a special government loan program that a lot of people are not aware of. This FHA loan program allows the buyer or existing owner of a home to do significant amounts of remodeling or updating to their home without a higher cost second lien.         However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Repaint, remodel cabinetry in kitchens and bathrooms, add wallpaper, replace appliances and flooring and even a add a room to an existing structure (which will increase the value of the homes square footage).         Many advantages exist with this government loan program but th...
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By Tanya Redic, e-Pro, SFR
(CIDER Properties)
The Polar Express is back! Grab the kiddos all clad in their PJs & read along on the train on your way to the North Pole.  Greet Santa, sing some carols and enjoy hot cocoa. Children tickets start at $20 so don't miss the train.  Dec. 7-23 & 26-29.   
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