Being a First Time Homebuyer in Celina TX makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Celina TX greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the old... 02/28/2020

The benefits of a preapproval (not prequalification) for Celina TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Celina TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education    The steps necessary to purchasing a home in Celina, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose ... 02/17/2020

Being a First Time Homebuyer in Celina Texas makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Celina Texas greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value t... 01/23/2020

The benefits of a preapproval (not prequalification) for Home Loans in Celina TX. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Celina TX and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education    The steps necessary to purchasing a home in Celina, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should c... 01/15/2020

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 VA loan benefits in Celina TX in 2019. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Affairs, ... 01/07/2020

Special Government Home Renovation Loan Program using Celina TX FHA 203k Rehab Loans.Many people are not aware of a special government loan program that is part of the Federal Housing Administration or FHA (a department within HUD). A buyer or existing home owner can do meaningful amounts of remodeling or updates to their existing home without having a higher cost second lien thanks to this special FHA loan program.However, this loan program doesn't allow for "luxury items" in your home such as a swimming pool, hot tub, or other accessories. Although, you can repaint, replace flooring and appliances, add a room to an existing structure (which can add to value tremendously as you increase the square feet of your home) as well as remodel cabinetry in kitchens and bathrooms.This loan progr... 12/12/2019

Being a Celina Texas First Time Homebuyer makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renew.Buying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a Celina Texas First Time Homebuyer greatly outweighs renting for the following reasons:          Greater privacy.          Homes typically increase in value the old... 10/29/2019

There are many benefits to a VA home loan. It’s important to know how these loans can help you. First, thank you for your service to our country. According to the Mortgage reports, VA loans stand apart for its combination of low rates, lenient underwriting, and secondary benefits. These are 10 VA loan benefits in Celina Texas in 2019. These are:        No down payment on a VA loan        No mortgage insurance        VA loans have a government guarantee        Your ability to shop and compare VA loans        VA loans don’t allow a prepayment penalty        They come in many varieties        It’s easier to qualify for a VA loan        VA loan closing costs are lower        The VA loan offers funding fee flexibility    VA loans are assumable Backed by the U.S. Department of Veterans Affair... 08/29/2019

Veterans now have access to a new VA renovation loan to refurbish or remodel their homes.  This loan program is available for new home purchases as well as for remodeling homes currently owned by the veteran.  It is estimated that over 50% of homes nationally are 40 years or older, and in the current housing market many homes are in need of updating, addressing deferred maintenance, or improving the energy efficiency of homes to lower utility costs.VA loan benefits include the following unique advantages:  a.  up to 100% financing, b.  no mortgage insurance, c.  up to $ 35,000 in renovation funds escrowed, d.  all renovations must be completed within 60 days of closing, e.  you can close on a purchase or refinance in the “as is” condition, f. you can borrow against the future value of t... 02/27/2019

Celina TX VA Loans - the best loan program in Texas!  VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel.  Here are some of the great features of this fantastic program:  - Zero Down Payment, 100% financing.  - Monthly mortgage insurance is not tacked on to your payment.  - Easier credit qualifying compared to other types of mortgage loans.- VA Mortgage Rates are low compared to other types of home loans.   How do you know if you qualify for Celina TX VA Loans.  You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Texas VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. If disch... 12/13/2018

The benefits of a preapproval (not prequalification) for Celina TX Home Loans. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Celina TX Home Loans and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Celina, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You should choose a... 11/21/2018

The benefits of a preapproval (not prequalification) for Home Loans in Celina Texas. Many consumers are not informed on the proper way for buying a home. No question, this is a big decision, and one that can be either immensely stressful- or immensely enjoyable- depending on how you go about the home buying process of Home Loans in Celina Texas and the surrounding areas. The key is to take the proper steps to educate yourself on your buying power, initial investment, and taking some time to think about your lifestyle choices. This article will cover all of these.   Education   The steps necessary to purchasing a home in Celina, Texas starts with getting pre-approved for your home loan. Notice we did not say get prequalified- in today’s world a prequalification is not meaningful. You sho... 06/07/2018

Being a First Time Homebuyer in Celina, TX makes you have to consider your options before you buy. The first thing you will need to consider is what your long-term goals are with being a home owner  and how your goals fit in with that plan. One goal could be to stop paying rent that just increases after every lease you renewBuying your own home first is one of the happiest times of your life! However, a lot of paperwork and time goes into it and finding a lender with great reviews will ease much of the stress. But, the satisfaction you get from your first home closing is something you will never forget! The benefits of being a First Time Homebuyer in Celina, TX greatly outweighs renting for the following reasons:           Greater privacy.          Homes typically increase in value the ... 05/30/2018

December 2016 Real Estate Market Summary for Celina, TX (MLS Area 60)   Month Year to Date   2016 2015 % Change 2016 2015 % Change New Listings 35 22 -37.1 581 524 -9.8 Closed Sales (Reported) 47 28 -40.4 358 379 5.9 Closed Sales (Projected) 47 31 -33.1 358 382 6.8 Listings Under Contract 23 15 -34.8 381 365 -4.2 Average Sales Price $305,143 $335,482 9.9 $308,016 $385,861 25.3 Median Sales Price $281,800 $345,750 22.7 $271,580 $343,668 26.5 Percent of Original Price Received 97.2 93.4 -3.9 96.4 96.5 0.2 Days on Market Until Sale 34 71 110.6 46 60 29.5 Inventory of Homes for Sale 76 117 53.9       Months Supply of Inventory 2.5 3.7 45.4       In Celina the number of reported houses sold this month experienced a drop of 40.4% from 2015, with 28 sold total. Year to date there were 379 rep... 02/06/2017

November 2016 Real Estate Market Summary for Celina, TX (MLS Area 60)   Month Year to Date   2016 2015 % Change 2016 2015 % Change Closed Sales (Reported) 26 23 -11.5 311 346 11.3 Closed Sales (Projected) 26 26 -0.6 311 349 12.2 Listings Under Contract 27 21 -22.2 358 349 -2.5 Average Sales Price $314,018 $384,632 22.5 $308,450 $390,606 26.6 Median Sales Price $265,017 $365,000 37.7 $269,900 $343,335 27.2 Percent of Original Price Received 95.7 95.5 -0.2 96.2 96.8 0.6 Days on Market Until Sale 45 59 32.0 48 58 21.1 Inventory of Homes for Sale 86 124 44.2       Months Supply of Inventory 3.1 3.8 22.9       This month there were 23 residential housing sales recorded, which was a down-slide of 11.5% in contrast to 2015. Property sales year to date in Celina reached 346, a growth of 11.3% ... 01/11/2017

February 2016 Real Estate Market Summary for Celina, TX (MLS Area 60)   Month Year to Date   2016 2015 % Change 2016 2015 % Change Closed Sales (Reported) 22 25 13.6 32 46 43.8 Closed Sales (Projected) 22 28 27.7 32 49 53.4 Listings Under Contract 25 28 12.0 46 61 32.6 Average Sales Price $280,377 $337,876 20.5 $281,242 $356,366 26.7 Median Sales Price $218,600 $302,000 38.2 $229,500 $300,950 31.1 Percent of Original Price Received 92.7 97.8 5.5 93.7 97.6 4.2 Days on Market Until Sale 79 49 -37.3 75 62 -17.6 Inventory of Homes for Sale 77 100 29.9       Months Supply of Inventory 3.4 3.2 -6.1       This month recorded homes sold was 25 total, an uptick of 13.6% relative to the same period last year. Property sales reported year to date was higher 43.8% from February 2015, with 46 prope... 04/15/2016

This year, houses sold are at 10 total, which is a 100% upturn from a year ago. This January, there were 10 housing sales in Celina, which is a 100% growth from the previous month. Year-to-date, new homes listed have reached 43 total. New home properties listed climbed 43% relative to the same month last year. New home properties listed this January in Celina grew 43%, with 43 houses listed this month. Year-to-date, homes sold gained 57% compared to the same month last year, with 33 properties sold. Celina listed houses under contract reached 33 homes this month, which is a 57% growth from a month ago. During January, the average price for a home for homes in Celina was about $381,329, which is a 35% surge from the previous month. The average price for a house was about $381,329 year-to... 03/15/2016

During 2015, home sales have reached 261 in all, which is a 37% increase from a year ago. Housing sales this month in Celina rose 92%, with 24 homes sold in December 2015. New housing properties listed year-to-date grew 70% relative to the same period last year, with 261 homes sold this year. During December, 33 new houses were listed in Celina. New home properties listed this December in Celina increased 65%. Listed homes under contract in Celina increased 6% this December, with 17 houses currently listed under contract. Year-to-date there have been 374 listings under contract overall, which is a 42% upturn compared to the same month last year. The average home sales price this month in Celina increased 14% . Overall this year, the average home sales price for houses in Celina was abou... 02/16/2016

Home sales in Celina went up 44% in November of this year, with 18 properties sold this month. Overall this year, homes sold grew 31% relative to the same period last year, with 237 houses sold this year. New housing properties listed this November in Celina climbed 16%, with 29 houses listed this month. Cumulatively this year, housing sales climbed 71% relative to the same month last year, with 237 homes sold this year. The number of listings under contract in Celina went up 35%, with 23 homes currently listed under contract during November. Year-to-date there have been 355 listings under contract overall, which is a 43% rise relative to the same period last year. The average price for a house in total for this year gained 0% relative to the same month last year, the average price for ... 02/04/2016

Home sales in the Celina area were up 94% in June 2014 compared to last year, with 33 homes selling this month. So far this year, overall home sales have an increase of 56%, with 122 homes sold. New Celina real estate listings increased 6% from last year, with 35 homes listed this month. For the year-to-date, home listings have increased 0%, with 167 homes listed. The number of current listings under contract this month was up 35%, at 27 homes. Listings under contract for the year-to-date have increased 59%, with 146 homes under contract. Click here to view homes in Celina. Celina Home Values Report Register online for monthly home value updates on your city and neighborhood, automatically emailed to you.   07/26/2014