The Truth In Lending Act of 1968 (TILA 1968), also known as Regulation Z was designed to protect consumers by requiring full disclosure of all lending fees to a potential buyer prior to purchase and settlement. How Will Amended Regulation Z Changes Affect Buyers and Sellers?  Regulation Z has recently been amended, and will apply to loan applications filed on or after July 30, 2009. It’s a law and a fairly complex one at that. I included the full amended link here.The tiny print just reminds me to get my eyes checked. “Say What?” is a fairly common response to the question of, “How are you preparing to respond to the new provisions of Reg Z? For more about how to advise Buyers and Selllers about the new lending provisons of Regulation Z in the Truth In Lending Law see MainLinePaToday R... 09/02/2009

Home Owners “Green” Tax Benefits Offer Savings Ideas Tucked Away in The First Time Home Buyers American Recovery and Reinvestment Act of 2009 You all know about the $8,000 First Time Home Buyer tax credit that’s chasing down the November 30th 2009 deadline, right? But did you know that the American Recovery and Reinvestment Act of 2009 has a nice little tax benefit and some bright ideas for current home owners if you improve your home’s energy efficiency on items like skylights (who has a skylight that doesn’t need improving?) doors, windows, and some metal and asphalt roofs. Could be as much as 30% of the cost of the project up to $1,500. And the “green” tax credit also covers installation costs for See MainLinePaToday for additional information about Green Tax Credits and how Pennsylv... 08/27/2009

First Time Condo Home Buyers/Investors Find Good Choices Town Homes and Condos offer some good choices for First Time Home Buyers, Seniors downsizing and Investors because of the attractive lifestyle. The Community of Chesterbrook in Wayne 19087 Tredyffrin Township PA is one of Chester County’s most popular Town home and Condo locations. New Condo Townhome Buyer Tips and Tricks See Main Line Pa Today for more Nw Condo Town Home Buyer Tips: Chesterbrook TownHome Tredyffrin Market Update 08/14/2009

766 Hedges Lane Sunday Open House 8/16/2009 2-4pm 766 Hedges Lane in Wayne Tredyffrin Township, PA 19087. This a wonderful neighborhood, quiet cul-de-sac location just minutes to the R5  Strafford Train with easy access to Philadelphia, all major corporate centers such as Great Valley, King of Prussia and Chesterbrook. 766 Hedges Lane is a very spacious home featuring 5 bedrooms, 3.5 baths and a first floor Master Bedroom Suite. There are 3 bedrooms plus 2.5 baths on the first floor providing the potential for either an in-law or au pair suite. A formal dining room and formal living room with fireplace and picture window views to a large slate stone patio plus a paneled family room comprises the overall generous square footage. Two additional spacious bedrooms are located on See MainLin... 08/14/2009

In June, I had the chance to attend the US 422 Corridor Master Plan Update Public Meeting held at the  Spring Ford Senior High School in Royersford. "The US 422 Corridor Master Plan will provide a long-term vision for the future land use and transportation system of the area." The planning area actually covers parts of three counties: Chester, Montgomery, and Berks, with all expecting future growth of between 22% and 25% by 2030.  Anyone traveling Rt 422 today recognizes the need to update and renew the existing infrastructure as well as expand and plan for the future. Future transportation/ growth and the associated funding options can take many paths.  The focus of the meetings was on sustainability.   Based on past surveys, solutions focused on Mixed-Use Development, Revitalized Olde... 07/14/2009

This is the beginning of a new series I decided on today as I was driving around that there are masses of places I like, that you may not have tried.  Some are restaurants and cafes, some are stores, some are just cool places like the Philadelphia Museum of Art, always worth a visit. Today I discovered a really cool little place to eat. Gateway Shops just off the 202 and 252 supposedly Wayne but more like Devon and really close to Chesterbrook is a place I like to hang out. it has cool shops and cafes aplenty. It is one of those places that is a raging success, always busy with some anchor stores like Staples, TJMaxx and of course Trader Joe's. I was walking along and discovered this nice little place for a bite to eat. It does not look much, how many of the best places to eat look like... 07/14/2009

Still Sitting On The Fence With Your Home Ownership Dreams? If you’ve been puzzled and sitting on the fence when it comes to your home ownership dreams all I can say is ouch! Now is the time to get off of the fence and take advantage of this opportunity for your  potential First Time Home Buyers $8,000 Tax Credit*. We all crave our own space, good neighbors to share a back yard barbecue with, a place for the kids, some flowers and a few tomato plants. Many of my first time home buyers can’t wait to say goodbye to “broker beige” and decorate in their favorite colors to express their personal style. Check out my 7 Point First Time Home Buyers Quick Summary at Main Line Pa Today: First Time Home Buyer Tax Credit 2009 Update 07/10/2009

Tredyffrin Summer Concert Series at Wilson Farm Park in Chesterbrook This FREE Concert series held in Wilson Farm Park in Tredyffrin Township  500 Lee Road in Chesterbrook Pa , promises to be fabulous. Cliff hanger economic events make this series even more special since it was uncertain IF there would even be a Tredyffrin Easttown Concert Series at Wilson Farm Park this year. Budget constraints plague all of our Townships (Townships depend heavily on real estate transactions and transfer tax revenues . . .  us too :-). See MainLinePaToday or the following link for more dates and times for the Summer Concerts in Wilson Farm Park, Chesterbrook Wayne Pa: Chesterbrook Wilson Farm Park Summer Concerts 07/02/2009

July 4th 2009 Fireworks, Parades and Fun in the Chester County Main Line Pa Area The 4th of July is the traditional start of Summer,  in Philadelphia and the Western Suburbs of Chester County, Montgomery County and Delaware County. There will be many back yard picnics a few parades and some spectacular Fireworks displays for you to enjoy. I’ll be taking my best ever “secret recipe” deviled eggs to a party. Actually, I just make them the way my Mother did with a little pinch of this and that (except for the hot sauce and curry). But they really are the best ever! Everyone likes to call their Fireworks the best ever. What do you think? Do you have a family fav? *Philly 4th Fun, Fireworks and Parade – Philadelphia offers a week long celebration beginning June 25th with The July 4th Parade ... 06/29/2009

emorial Day Fun For May 2009 will include many back yard picnics throughout the areas of the Philadelphia Main Line and Western Suburbs of Chester County, Delaware County and Montgomery County. As a youngster, I recall going to  Woolworth’s Five and Dime Store to buy some flags (2 for a nickel) to line the path to our front door.  Flags were intertwined with some beloved rose bushes that made our Philadelphia Twin Style home look very grand! *Monday 5/25/2009 Radnor Memorial Day Parade begins at 9:45am “Rain or Shine” at 150 N Radnor Chester Road and proceeds West on Lancaster Avenue with a Memorial Day Ceremony at the corner of Aberdeen and South Wayne following the Parade. See MainLinePaToday.com for more fun things to do:   Memorial Day Fun M... 05/23/2009

Even if you’ve never ridden a horse or you don’t even have any intention of riding a horse you must gallop on over to the Annual Devon Horse Show And Country Fair in Devon, Chester County, Pa 19333  for a rollicking good time. Special equestrian events and Country Fair Events offer something for everyone. There are so many fun things to do at the Devon Horse Show in Devon, Pa, that you won’t be sorry that you took my advice. Bring or borrow your favorite child to make the day all the merrier! Here are some of my photos from last year when I visited with my precious Granddaughter and her Mom and Dad. See MainLinePaToday.com for a Devon Horse Show and Country Fair Slide show: Gallop On Over To Devon Pa-Devon Horse Show 05/23/2009

You’re Invited To 766 Hedges Lane, Wayne Pa 19087 Sunday Open House 5/3/2009 2-4pm Directions: - Route 30 West to right on Old Eagle School Road, right on Mancill Road to766 Hedges Lane Wayne Pa 19087 OH 5/3/09 first left on Hedges Lane to 766 Hedges Lane, Wayne Pa, 19087. Enjoy a quiet cul-de-sac location that’s just minutes to the Strafford Wayne Train Station and downtown Wayne Shopping. Sought after Tredyffrin Easttown Schools. See Main Line Pa Today for more information and a slide show: 766 Hedges Ln Wayne Pa 19087 Open 5/3/09 05/02/2009

The Real Estate Blame Game Moves On To Appraisers The Real Estate “Blame Game” has become our current national sport.  So far, we’ve raked the Buyers, the Realtors and the Brokers and the Mortgage Companies over the coals.  This week we’re moving on to the Appraisers and legislating the free flow of information. As of May 1, 2009 there will be new property Appraisal guidelines but not everyone agrees that we need new Appraisal guidelines as reported in the Wall Street Journal yesterday. If it’s not the Realtors and the Broker’s fault for pricing and marketing real estate for what it would sell for, then maybe it’s the Appraisers “fault” for appraising the property according to the then existing market activity of what buyers were willing clamoring to pay for property. Of course there is... 04/30/2009

Tredyffrin Chester County Pa Real Estate First Quarter 2009 Real Estate Market Report Our First Quarter Real Estate Market Report for Tredyffrin Township shows that the Median For Sale Prices dropped 2% from $479,900 in March of 2007 to $469,900 in March of 2009 The Median Under Contract Price dropped 8% from Go to MainLinePaToday where you'll find more in-depth Tredyffrin Real Estate Market Report info for the First Quarter of 2009 Chester County Pa Tredyffrin Market Report March 2009 04/17/2009

The National Association of Realtors® (NAR) is working to protect the threatened Mortgage Interest Deduction for homeowners as reported in their April Issue of On The Hill. When it comes to tax deductions, every little bit helps beleaguered home owners. By now, everyone’s heard about the 2009 First Time Home Buyers Tax Credit ( Form available here), one of the 10 key features of the  2009 American Recovery and Reinvestment Act. But, even if your not a First Time Home Buyer and if you are a home owner in Chester County or the Main Line Pa area who has recently purchased or sold a home, don’t forget to ask your Accountant about some of the benefits See Main Line Pa Today for more tips and questions to ask about home owner tax benefits: Home Ownership Tax Benefits 04/07/2009

“Come Celebrate Spring!” The Tredyffrin Township Historic Preservation Trust Tredyffrin Township Historic Preservation Trust invites you to come “Celebrate Spring”. Enjoy a glass of wine, nibble a few hors d’oeurves while viewing fine Antiques at the elegant, award winning   Stonehouse Antiques & Design, 625 W Lancaster Avenue, Wayne, Pa 19087 next to the new Paddock Restaurant in Strafford. This event is part of the fund raising effort in support of The Tredyffrin Historic Preservation Trust Jones Barn Restoration.  The historic 18th century Jones Log Barn is planned to be a living history museum for the community.  As a 501c3 organization, your contributions to the Trust are tax deductible. Saturday April 4, 2009 5pm–7pm Stonehouse Antiques & Design, 625 W Lancaster Avenue, Wayne, Pa ... 03/28/2009

Real Estate Absorption Tredyffrin Township, Easttown, Willistown, Uwchlan and Upper Uwchlan Townships* The Real Estate Market Absorption Rate, Months Supply of Inventory and Days On Market are key indicators that provides historical data about where we’ve been but more importantly also tells us something about future house values, for the short term anyway. For some Chester County Main Line Pa news that you can use, try Calculating the Absorption Rate. Or contact me and I’ll prepare a Comparative Market Analysis for your homes value price range, neighborhood and community. The Table below shows a comparison between     See MainLinePaToday.com real estate blog link for a comparison of the Absorption Rate and MSI for 5 Chester County Communities:   Absorbing Chester County Homes For Sale 03/25/2009

766 Hedges Lane, Wayne, Pa 19087 Tredyffrin Township Sunday Open House 2-4pm Are you a home buyer looking for Wayne Tredyffrin Easttown homes for sale? Come visit  766 Hedges Lane, Wayne Pa today Sunday 3/22/09 Open House from 2-4pm. Wonderful Cape Style Home features 5 bedrooms and 3.5 baths. Need an In-Law or AuPair Suite? Rare first floor Master Bedroom Suite plus two bedrooms and baths on the first floor PLUS 2 very spacious bedrooms and bath on the second floor, formal living room and dining room, country eat-in kitchen,  and family room. A must see Wayne, 19087 Tredyffrin home for sale in a private, end of cul-de-sac location See MainLinePaToday.com for more Sunday Open House information for 766 Hedges Lane: Wayne Tredyffrin Homes Sunday Open 3/22/09   03/22/2009

Chester County Real Estate Comparable “Sold” Properties Comparable sold properties are the “bread and butter” of successful buying and selling homes in Chester County and the Main Line Pa area, or anywhere else. Get it wrong and your real estate bread is likely to wind up butter side down! Why do Realtors® talk about Comps, Comparables, House Values, Comparative Market Analysis, CMA’s? What the heck is a Comparable anyway? 10 Comparable “Price The House Right” Success Tips: See Main Line Pa Today for Comparable Pricing Tips Chester County Real Estate~Comparable Sold Property 03/20/2009

Rita’s Water Ice - A Realtor’s And A Home Buyer’s Oasis Home buyers in Chester County from Rita’s Water Ice in Chesterbrook, Tredyffrin to Paoli to Frazer or Exton, Downingtown or West Chester sometimes need to take a break from our house hunting work, so I often keep an eye out for Ritas Water Ice. FREE Rita’s Water Ice on the First Day of Spring, Friday March 20th 2009: An annual tradition that you won’t want to miss. From 12 Noon to 10pm Rita’s Water Ice will offer FREE Water Ice to help us celebrate the First Day of Spring. Find a participating Rita’s Water Ice near you just by entering your zip code. Rita’s has 500 locations in 17 states. Some locations offer catering for parties (join the Birthday Club) and corporate events.   See Main Line Pa Today for more ideas about fun ways t... 03/19/2009