The Main Line (Devon, PA)
By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
This week Shawn DeAngelo of Prosperity Home Mortgage and I discuss five things that affect your credit score and your ability to qualify for a mortgage and get a great rate at the same time. Check out the video of our conversation and don't despair if you have some negative events in your life, we discuss those as well and be aware you may still be able to qualify for a mortgage even after a bankruptcy. For mortgage help contact Shawn DeAngelo of Prosperity Home Mortgage at 484-297-2192 or ShawnD@PHMLoans.com. Buying or selling on or around the Main Line, contact Nick Vandekar, Selling the Main Line with Long and Foster Real Estate Inc., office 610-225-7400, cell or text 610-203-4543, or Nick@VandekarTeam.com.
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By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
We all know what we should do, most of us though, don't do what we know we should or we even sometimes do the opposite. Where a mortgage is concerned that can be disasterous if you want to buy a home.I had a conversation with Shawn DeAngelo of Prosperity Home Mortgages this week about some do's and don'ts when applying for a mortgage, watch our video, admittedly a litte long but packed with information and share any that you can think of that might derail a mortgage in the comments.Interested in buying a Main Line home, contact Nick Vandekar, Selling the Main Line with Long & Foster Real Estate, office 610-225-7400, cell or text 610-203-4543, Nick@VandekarTeam.com, need a mortgage contact Shawn DeAngelo, email ShawnD@PHMLoans.com or 484-297-2192.
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By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
We all know that in today's hot, hot buyer's market that an offer needs to stand out and be a little different. Prosperity Home Mortgage has been offering a great product the Propserity Buyers' Advantage; this is a program where buyers get fully approved for a loan, barring the appraisal and the title work. All paperwork from the buyer is reviewed by an underwriter and a commitment is issued with only the purchase details needing to be completed.I had a great conversation today with Shawn DeAngelo of Prosperity Home Mortgage about this program and some other things about preapprovals and mortgages. Enjoy the video below. Shawn's contact details are at the end of the video.If you are looking to make your offer stand out, then contact Nick Vandekar, Selling the Main Line with Long & Foste...
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By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
As agents for years we have been telling our prospective clients to speak to a mortgage provider and to get preapproved as the first step in searching for and buying a home.Most prospective buyers know this and dutifully speak to a mortgage provider and get their preapproval for a mortgage and with this in hand then contact a Realtor to help them buy a home.But something has happened over the last few years that no longer makes that pre-approval of any value. For the past three years, agents have been talking about the low inventory of homes for resale, as well as the lack of new construction as well. This combined with low interest rates has made it very difficult to buy a home in today's market. The low inventory, combined with low interest rates has created a very strong sellers mark...
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By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
I am very happy today to announce the addition to our team of Sindhu Manchester. Sindhu has been hosting my Open Houses at the end of last year and I asked her to join my team after watching her professionalism and style during a very difficult time. Originally born and raised in Zambia, Africa, Sindhu came to New York in 1997 as an international student to pursue a bachelor’s degree in International Business, and later, a higher education in Accounting. Sindhu always knew that she wanted a vocation that would allow her to help others, and found her true calling here, in East Norriton, PA within real estate.  Sindhu recognizes and values the trust our clients place in her, and strives every day to exceed their expectations while guiding them through one of the biggest investments of the...
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By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
I have been thinking or pondering about this recently on my walks. What am I looking at? Is it the whole picture or just a part? I had seen some photos of a listing recently, selling a life style they were wonderful, selling the house, not so much as they were all close ups of a wonderful bed with beautiful sheets and pillows, but that was all you could see, not the room at all. Sometimes we need to focus on the details, and other times we need to step back and see the whole picture. A small detail can derail a whole transaction if it is allowed to become the focus, but when you zoom out it shows for what it is a samll detail not worth worrying about. Negotiations for a house can get bogged down in the small minutae of detail, you are buying a $500,000 home and are willing to walk away ...
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By Nick Vandekar, 610-203-4543, Tredyffrin Easttown Realtor, Philly Main Line
(Long & Foster Real Estate Inc 610-225-7400)
We all know things are going to be different. But how different they will be, is just starting to reveal itself as we are allowed to show homes in PA. Remember those days, when you would preview a home on a Thursday with showings beginning at the weekend with an open house on Saturday and Sunday with maybe 30-70 groups coming through each day.  FORGET IT!  But imagine, as we have in PA, a regulation to leave time between showings, in other words limited showings per day. Now, what do you do with that "hot property"?   You need to have special forms completed and keep records. Do you let everyone in before accepting offers? You need a schedule to be completed making sure there are spaces between showings. What if the agent has to be present? Where does the seller go for the day?  It is o...
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Devon, PA Real Estate Professionals