There are only two kinds of real estate markets, buyer's markets and seller's markets. It's easy to sell a house in a seller's market, practically any Realtor can do it. In a buyer's market it takes skill and determination. I don't believe we are experiencing a true buyer's market (at least not yet). It's more likely that we're between the two in a neutral market. Sales are down 30% from a year ago, prices seem to be down a little but the inventory of homes for sale is still as low as last year. A glut of homes for sale, the 3rd important ingredient for a buyer's market simply doesn't exist in Guelph. While there are some negative market indicators for October, the fact that 11% of homes sold for full price or more proves that the outlook isn't all doom & gloom. A well-conditioned, well... 11/18/2008

Many economists in Canada are expecting the Canadian Banks to hold their Prime Rates, despite the Bank of Canada decision today to drop the overnight lending rate by a quarter point to 2.25%.  The Canadian Banks earlier this month followed a similar trend when the Bank of Canada lowered their rate to 2.50% and the Banks did not pass on the full extent of the cut when the Banks lowered their Prime Rates at that time. Some economists forecast that the Bank of Canada will lower their overnight lending rate to 2.00% by year-end. Prime Rates are used as a benchmark to set most consumer loan rates in Canada, such as mortgages and lines of credit.  Unlike Canada, many US banks peg mortgage rates off LIBOR, the rate on inter-bank borrowing. That means US banks can match a central bank cut and d... 10/21/2008

   For Sale By Owner (FSBO) Statistics Did you know? FSBO Methods Used to Market Home: Yard Sign . . . 50% Friends/neighbours . . . 29% Newspaper ad . . . 31% Open House . . . 25% Listing on the Internet . . . 21%   Most difficult things FSBO's Found Getting the right price . . . 15% Understanding paperwork . . . 18% Preparing/fixing up home for sale . . . 15% Attracting potential buyers . . . 9% Having enough time to devote to all aspects of the sale . . . 7% Source:  2007 National Association of REALTORS® Profile of Home Buyers and Sellers   HomesByOwner.com/Guelph can help with all these factors. Over 80% of people begin their home search on the Internet. We list your Home on FOUR websites. You need expossure to sell your Home. We can also help with pricing, paperwork etc. FSBO is th... 10/11/2008

Selling a home with an agent costs approximately 5% + GST. 5% of your home’s value usually ends up costing the home owner $15,000 - $20,000. Ouch! But is that 5% the correct amount? What percentage does using an agent really equal when you compare that to your actual home equity (ie - without your mortgage). Let’s do some more real estate math… Your home is worth $400,000 Your mortgage is $250,000 Your equity is $150,000 So if you sell your home with an agent at 5% commission, you will need to pay $21,000 in commission and GST. Now you have $379,000 from the sale of your home, but you need to pay back your mortgage of $250,000. So the amount of money that you have in your pocket is $129,000. How much did that agent cost you? What was the actual commission rate? You actually paid more th... 10/11/2008

FSBO site operators must be going through difficult times as they are resorting to marketing hype that should cause one to question everything they say. In a recent post one FSBO operator claimed that the true commission you pay on a sale of your home could be as high as 60% or even 90% not 6% or less. Their rational is that you are really only paying commission on your equity. That is like saying the GST and PST paid on your purchase is really double to who knows what on anything you purchase because the person selling the product only has so much equity in the product being sold. After all don't most retailers finance their inventory.  Just imagine the savings on that new car you just purchased if you only had to pay GST and PST on the dealers mark up (equity), or the savings on all t... 09/29/2008

HomesByOwner.com ,  the Largest For Sale By Owner network in North America has Come to Guelph and Wellington County. We Know what it takes to sell Your Home your self. With our "MAXIMUM EXPOSURE PACKAGE" for only $549. your Home will be shown on FOUR Websites, you get a TWENTY Photo Virtual Tour PLUS so MUCH MORE. Visit us @ www.HomesByOwner.com/Guelph or call Rob Statz @ 519-766-1988. We're not like the other "GUYS" who put your Home on Facebook to be seen by Teenagers and students who barely can afford their next meal much less buy your Home. We're not like the other "GUYS" who will show a home as being SOLD by the owner when actually it was listed and sold by a Realtor. Why not Trust the Largest FSBO Network in North America since 1995. We are the biggest for a reason, Honesty and In... 06/24/2008

For Sale By Owner Guelph!. Welcome to HomesByOwner.com/Guelph. We are the newest For sale By Owner Guelph Marketing company. Affiliated with HomesByOwner.com, the largest for sale by owner network in North America. We Offer NO AGENTS, NO COMMISION, NO CONTRACTS. You sell your home your self and save THOUSANDS OF DOLLARS!!. We are independantly owned and operated and offer our services throughout Wellington County. We offer you Maximum exposure for your Home. When you sell your Home with us, your home will be shown on a minimum of 4 Websites! Can MLS do that for you?? Can other For Sale By Owner sights do that for you? Call ROB STATZ today. 519-766-5245 Guelph@HomesByOwner.com 06/03/2008

Why Choose HomesByOwner.com? HomesByOwner.com has been the choice of For Sale By Owner professionals since 1995! We are the oldest and most established FSBO web site in existence. We have assembled the largest network of For Sale By Owner affiliates ever... representing nearly 985 major metropolitan areas in North America.More than half of the nation's For Sale By Owner Magazine Publishers choose HomesByOwner.com to display their properties. These FSBO Professionals represent the oldest, largest, and most successful 'By Owner' companies ion the Continant ... and they've been using this site since 1995! You can rest assured that HomesByOwner.com provides the best value for your advertising dollar. When the FSBO experts choose HomesByOwner... so should you. We have Now arrived in Guelph a... 05/19/2008

Here are seven good reason to sell your Home yourself. Call HomesByOwner Guelph and we will help you sell your Home and SAVE THOUSANDS!! 1.   LESS HASSLE AND FRUSTRATION:  When selling by owner, you don't have to leave the house because an agent wants to show it, or clean it every morning before leaving "just in case". You know when people are coming, and can prepare accordingly. And when a buyer makes an offer, there's not all that frustrating back-and-forth telephone tag between agents to reach an agreement. It can be done in minutes, and end with a friendly handshake and smile between owner & buyer.   2.   YOU CAN "SELL" YOUR HOME BETTER THAN ANYONE ELSE:  You know your home best. The schools, the neighborhood, what is special about the area and the house, as well as other details ab... 05/17/2008

The motivation to buy a home directly from a homeowner can save a thousands of dollars.  To effectively compete, a seller will price a home at, or slightly below the market value of the home.  The seller is aware that he/she has anywhere from three to seven percent "negotiating room" because a commission will not be paid on the transaction.  Therefore it’s in the sellers best interest to sell FSBO because he/she can sell faster (because the home should be more competitively priced than those listed or sold by full priced real estate agencies) and ultimately net more from the sale.  Sound confusing?  It's really not.  Take the example of a $200,000 home.  Assume a full service agency commission for the sale is seven percent, or $14,000.  In this scenario, the seller will only net $186,0... 05/17/2008

1.   SAVES YOU MONEY!Buying directly from the homeowner in a "For Sale By Owner" transaction can save you the cost of  the real estate commission. The 6-7% commission that is typically charged by real estate agents will often times be added to the total cost of the home. When this is done, YOU (the buyer) are the one that will end up paying the commission. Buying a home in a "For Sale By Owner" transaction can cost you less money and you can get MORE HOME FOR YOUR MONEY!! 2.   SAVES YOU TIME!You deal directly with the homeowner rather than through a third party. Communication is more direct, faster, and to the point. You will get more accomplished in a shorter length of time which means YOU CAN BE IN YOUR NEW HOME SOONER! 3.   EASY TO DO!Some people think that purchasing real estate fr... 05/17/2008

Do you want to sell your Home "For Sale By Owner" in Guelph? Become one of the growing number of FSBO Guelph residents. Call  519-766-1988 or visit HomesByOwner.com/Guelph and find out how you can sell your home yourself getting maximum exposure and saving THOUSANDS of dollars on commission. With our MAXIMUM Exposure Package you get the most marketing and assistance with your For Sale By Owner Home than any other For Sale By Owner company out there. Check our Website, www.HomesByOwner.com/Guelph to see what the MAXIMUM EXPOSURE package includes. You will see how easy it is to sell your own Home. It's just like selling your car! Give us a call. You won't be disappointed! 05/08/2008

FSBO Guelph, the newest For sale by Owner company in town. Open May 2nd. Contact us to help you with your For Sale by Owner Guelph Home. We can show you how to SAVE THOUSANDS and sell your home yourself. With our Maximum exposure package you get more for less than the other GUYS. We give all the tools and exposure you need to sell your Home yourself. HomesByOwner.com is the Largest For Sale By Owner Network in North America. Now Locally owned and operated in Guelph. You get local experts with National exposure. See our website and check the packages availabel for sellers. With the Maximum exposure package you get all you need to market your Home and help from experts you need. You will soon see how easy it is to sell your own Home and SAVE THOUSANDS. Call us today@ 519-766-1988 and chec... 05/04/2008

Advertising has now started for the New FSBO Service in Guelph. For Sale by owner Guelph residents should contact us to see how we can help them sell their home with maximum exposure and save Thousands. For Sale By Owner Guelph or FSBO Guelph is here to stay and growing. Join the Growing number of educated consumers who will be selling their own Home and saving their money.  05/03/2008

Well today is Monday and I am getting my strategic alliances in place for the weekend. I will be ready to offer my customers the services of all the professionals they need to sell thei own Home.The HomesByOwner.com/Guelph clients will see how easy it is to sell your own Home.I heard of someone saying that selling your Home is like selling your car. I you can sell your own car you cansell your own Home!! 04/28/2008