Every home buying experience is different. Each has its own twists and turns. But there are general guidelines as to how the home buying process works. Keep these in mind before you buy a home. Deciding to Be a Homeowner Owning a home at some point in your life is a good decision. Mortgage payments help to increase the equity in your house, as opposed to rent checks. Plus, rent usually increases with inflation, while mortgage payments are generally more stable. But owning a home is also a long term decision, so there are several things you have to carefully consider in deciding whether you’re prepared to take the plunge. Costs There are lots of costs associated with buying a home. One of the first considerations to keep in mind is the physical aspects of the house you aspire to own. May... 12/04/2012

Spring is here and most of us are getting ready for spring clean up. Some of us may want to do a long awaited remodeling project for our house.  Avoiding scams when hiring a contractor. Here are few tips from the National Association Remodeling Industry.    * Check references.  Look at photos of past projects to determine quality of service and products.   * Make sure the contractor has insurance.  Request a copy of the certificate or get the carrier's name and inquire directly yourself.   * Compare estimates.  Make sure they all cover the same scope of job.  Beware of the cheap estimates that fall far below the others. You may not receive the quality results that you're looking for.   Such projects require a certain level of trust as virtual strangers move in to take over a portion of ... 03/19/2012

Are you a young professional who's recently landed a job in Oklahoma City or working for Federal Government at Tinker AFB, or active military personnel PCSing to Tinker AFB, OK, and are considering purchase of a house or condo-apartment close to your new work place?  If so, this could be an opportune time to snare a great deal on a place in Oklahoma City or nearby areas.  Saving By Buying Buying a home can seem costly when you consider down payment, closing costs, property taxes, and the cost of maintenance. Happily, the rewards of homeownership can significantly offset these perceived drawbacks.   As the years pass and depending on the market, you'll be gaining equity-the part of the home you actually own. This contributes to your future borrowing power, enabling you to secure a loan o... 05/07/2011