In a competitive housing market there is a saying that you may have heard before which is "Cash is King".  The meaning of this is that a cash offer is considered a done deal without financing or an appraisal contingency that are common in many offers.  Cash deals are often viewed as the superior offer but many times a cash buyer offers less than the asking price because they use their cash offer as a powerful negotiating tool and in a lot of sellers minds accepting a cash offer is a guaranteed sale.However, there is another way to compete with cash offers and you can beat out most offers that have a financing contingency by using something called an 'Approval Gap Coverage".  The ideal behind an appraisal gap coverage is that you make a great competitive offer and you agree to cover an s... 10/01/2024

The housing market is experiencing a shift that few people are talking about but that doesn't mean it isn't happening.  Over the last 20 years the Columbus, Ohio and Central Ohio housing market has experienced a 136% appreciation.  What is going to be hard for a lot of people to believe is that the 136% increase includes the down market that we experienced between 2006 through 2011 when home values actually went down.  That makes the 136% increase in appreciation even more impressive.  The photo above clearly shows that during the last 13 years the Columbus, Ohio and Central Ohio housing market has experienced significant levels of appreciation in home values by a much as 15% in a single year.  Take a close look at the 2024 numbers on the right side of the photos and you will see that t... 09/30/2024

Apple Valley Lake, located in Knox County, Ohio, is rapidly becoming a top choice for homebuyers looking for a unique blend of scenic charm, leisure activities, and a vibrant community spirit.  We, Sherrie and Joe Toth, leading realtors with www.AppleValleyLakeOhio.com, specialize in this idyllic area, offering our expertise in waterfront, water view, golf course, and full-time or second homes.  Here's a detailed look at what makes Apple Valley Lake OH Homes for Sale, Apple Valley Lake OH Lakefront Homes for Sale, and Waterfront Homes for Sale at Apple Valley Lake OH a standout in Ohio's real estate market. A Prime LocationApple Valley Lake is conveniently near major Ohio cities like Columbus, Cleveland, and Akron. This prime location offers residents the tranquility of lakeside living ... 09/25/2024

Finding your dream home in Apple Valley Lake, Ohio, is exciting. This community is renowned for its beautiful lakefront homes and recreational amenities. As seasoned real estate professionals, Sherrie and Joe Toth, we're here to guide you through property viewings and help you find your perfect home.The Allure of Apple Valley LakeApple Valley Lake is more than just a location; it's a lifestyle. Located in Knox County, Ohio, this community offers scenic beauty and a range of activities. Apple Valley Lake has something for everyone, whether you're into boating, fishing, golfing, or simply enjoying nature. Our specialty is providing various properties, including waterfront homes, golf course residences, and cozy second homes. Since 2017, we've been top real estate team in Apple Valley, and... 09/03/2024

Apple Valley Lake, Ohio, is excited about the latest real estate developments. From stunning waterfront properties to charming lakeside cottages, this vibrant community has something for every homebuyer. We are Sherrie and Joe Toth, the leading realtors in that area. We focus on waterfront homes, lake views, and golf course communities.  Let's explore what changes have taken place in this perfect location. Waterfront Wonders The allure of waterfront living is undeniable, and Apple Valley Lake offers some of the most breathtaking properties in the region.  Picture yourself awakening to the soft ripple of waves against your private dock or spending lazy afternoons soaking up the sun on your spacious deck overlooking the water.Charming Cottages and Cozy CabinsApple Valley Lake offers plent... 09/03/2024

It's been a vibrant period for real estate in Apple Valley this 2023! The market in Apple Valley has been particularly dynamic, especially for those interested in the exclusive offerings at Apple Valley Lake.  Here, waterfront properties, typically valued at over $1 million, epitomize the premium segment with their direct access to the lake. Meanwhile, lake homes within the community offer diverse options at various price points. Are you enthusiastic about owning a property in Apple Valley Lake, Ohio? That's wonderful!  It's understandable, though, if the process initially seems a bit daunting. Investing in a property in Apple Valley Lake is more than securing a place with stunning views. It’s a journey filled with learning.  I've curated five essential questions to guide you through th... 08/27/2024

Investing in Apple Valley Lake isn't just about buying property; it's about investing in a vibrant community and a fulfilling lifestyle. From scenic beauty and abundant recreational opportunities, Apple Valley Lake, Ohio, beckons homebuyers seeking a retreat from the ordinary and where the real estate market is as vibrant as the shimmering waters that grace its shores. With high demand, reasonable prices, and unique amenities, this area offers endless opportunities for homeownership and rental properties.Is Apple Valley, OH Right for You?Imagine stepping onto your private dock, the gentle waves serenading you as you enjoy your morning coffee. With numerous lakefront homes for sale in Apple Valley Lake, OH, this dream can become your reality. Experience waterfront living at its finest, w... 08/25/2024

Are you ready to turn your dream of lakeside living into a reality? Look no further than Apple Valley Lake, Ohio. With its stunning views and vibrant community, Apple Valley Lake offers the perfect backdrop for your new home.At RE/MAX Consultant Group, we're here to make your home-buying journey as smooth as possible. Our team connects buyers with new construction homes that match their unique needs and preferences. Whether you're looking for a cozy cottage or a spacious family home, we've got you covered.As the #1 authority in Apple Valley sales since 2017 and lakefront sales since 2006, Sherrie, Joe, and our dedicated team are here to guide you every step of the way.Here’s a glimpse into what awaits you in your search for the perfect home at Apple Valley Lake:Discover Your Options: Ne... 08/25/2024

At Apple Valley Lake, you'll find a mix of homes to suit different tastes and needs. You can find everything here, from luxurious lakefront homes and spacious new constructions to cozy cottages. 1. Lakefront Properties If lakefront living is your dream, properties like the one on Highland Hills Drive are perfect, offering direct lake access and personal boat docks. These homes provide extensive outdoor spaces, ideal for enjoying serene water views and a tranquil environment.2. New Builds and RanchesIn Apple Valley, you can discover new construction homes, such as those on Apple Valley Drive, featuring modern amenities like granite countertops, open floor plans, and large living areas. These properties often have four bedrooms, three bathrooms, and finished lower levels to give you even ... 07/14/2024

The internet has made it super easy for scammers to take advantage of unsuspecting people.  I made this short 1-minute video to create an awareness of 7 red flags you should watch out for when it comes to online rental advertisements. When the person whop is renting the property doesn't want to meet with you in person at the property. They seem pushy and want you to move in immediately without walking through or taking a tour of the rental property. They try to get you to send them money before you sign a lease. You look at the online photos and the rental looks way too nice for the price. The online photos of the rental look like they were taken of a house or property in another state or country and the photos of the rental don't look like something you would find in your community. Th... 07/10/2024

Selecting the right listing price can make or break your home sale.  The way people search for homes is very different today than it was 25 years ago.  There was a time when many real estate agents would want to list your home for $199,900 instead of listing it at $200,000.  People used to believe that the $199,900 sounded better and created in illusion that the home was more affordable.  Technology and online home searches have changed the way buyers shop for homes and it should change the way you price your home.This short 1-minute video gives you some insight into why $200,000 is a MUCH better listing price than $199,900 and the reason is so simple that many people will overlook it.  If your goal is to make your home appeal to twice as many buyers then you will want to watch this vid... 07/02/2024

Are you looking for the perfect blend of serene living, vibrant community, and endless recreation? Apple Valley Lake, Ohio is the answer to your search. Here, you'll experience a lifestyle that offers everything from peaceful waterfront views to a tight-knit community spirit. Let's dive deeper into the reasons why Apple Valley Lake stands out as an exceptional home choice.1. Wake Up to Waterfront WondersThere's something magical about living near water. It brings a certain peace of mind that's hard to find elsewhere. At Apple Valley Lake, waterfront living is the essence of the community.Here, embracing the water's edge means starting each day with tranquility, surrounded by nature's serene beauty. The calming effect of water, breathtaking scenic views, and the health benefits of such a... 07/01/2024

When it comes to buying a home, most people utilize a bank or mortgage company to complete the transaction.  For those who don't qualify for a traditional mortgage, many look to alternative ways to secure a home.  Many people who can't qualify for a mortgage will explore a land contract with the owner of a home as a way to get into their first home.  This isn't typically a wise approach so if you are considering a land contract...BE CAREFUL.    This short video explores two of the major pitfalls when it comes to buying a home on a land contract.If you found this video helpful, you may want to consider subscribing to our channel because we produce helpful videos that are short and easy to understand.Thanks for watching!Sam Miller of REMAX Stars Realty 740-397-7800 SamMillerSells.com 06/27/2024

Are you mulling over selling your home in Apple Valley Lake, OH? You're at a pivotal decision point! Apple Valley Lake is more than a location. It's a lifestyle cherished by all who live here. This picturesque area is always a hotbed for real estate discussions. Every home in Apple Valley Lake tells a story. Selling yours could be the start of an exciting new chapter. Knowing the market is crucial, whether you're changing lifestyles or seeking something new. And that's where we come in!We'll guide you through the intricacies of selling in this unique area.The Current Vibe at Apple Valley Lake's Real Estate MarketThere's always something new in Apple Valley Lake's real estate scene. From the latest buzz to the hard facts, we've got a deep dive into the current trends and market dynamics.... 06/13/2024

Looking to elevate your outdoor spaces? It's all about crafting areas perfect for relaxing with family and friends. Outdoor living spaces have become a key focus for homeowners, especially since 2020. Many have invested in turning their yards into personal oases, enhancing their use of these areas. Envision cozy seating on your patio and design elements that seamlessly merge indoor comfort with the natural outdoor ambiance. The trend is moving towards creating comfortable outdoor living areas. Here in Ohio, especially at Apple Valley Lake, adapting these trends can transform your home into a delightful year-round retreat. Let's explore how you can bring these inviting ideas to life right in your outdoor haven!How Can You Assess and Utilize Your Outdoor Space Effectively?Most homeowners,... 05/24/2024

Getting a home ready to list and sell can seem like an overwhelming task but it doesn't have to be if you follow these easy steps.1. Declutter: The first step to preparing your home for sale is to declutter. We all have accumulated items over the years that we no longer need or use, and these items can make our homes feel cluttered and overwhelming. Take some time to go through each room in your home and get rid of anything you no longer need or use.  Storage tubs can become your new best friend.2. Spotless Clean: Once you have decluttered, it's time to deep clean your home. Spotless clean will make your home more attractive to potential buyers and showcase its best features.  Don't forget to clean hard-to-reach places like inside your oven and refrigerator, ceiling fans, baseboards, wi... 01/08/2024

Apartment living and renting a home can be a very difficult experience for a lot of people now and in the future. You may not be aware of this but there are a lot of huge financial investors and corporate hedge funds that have been buying up residential homes and apartments. This is changing the landscape of housing because they have been buying up a sizable portion of the available housing inventory and making them into rentals. Some of these investors would love for you to become their tenant now and for years to come.Imagine buying a home when you are 30 years old and taking out a fixed interest rate mortgage. You pay the same monthly house payment for 30 years (principal and interest never change because you have a fixed rate loan). You never make another house payment for the rest ... 01/05/2024

It is important to understand that not every home successfully sells during it's initial listing period with a real estate agent. There is a term in the real estate industry for homes that don't sell and they are called an "Expired Listing" because they expired during their listing term. When a property expires and doesn't sell it usually leaves the homeowner disappointed and many wonderful what caused their home to not sell.Here are 3 of the most common reasons why a house fairly to sell1. The home wasn't spotless clean and or wasn't staged in a way that made the buyers want to schedule a showing appointment to see the property in person. Remember, your first showing happens online so if your presentation isn't great you won't likely attract many serious buyers. Having high quality, pr... 01/04/2024

When considering purchasing a bank owned home, it is important to understand that these types of properties are not for everyone. While they can offer great deals and potential profits, there are some key things you should know before making a decision.Firstly, many bank owned homes may not be in the best condition. As foreclosures, they may have been neglected or damaged by previous owners. Many of these repossessed properties won't pass traditional financing and even more won't pass government loans such as FHA or VA due to the condition of the home and repairs that are needed.Secondly, you won't typically be dealing with the prior owner of the home since the bank now owns it and this means the prior owner won't be completing a residential property disclosure form. You won't be able t... 12/22/2023

 For those who just purchased a home in 2023, the real estate tax bill can be a bit confusing.  It is likely that if you just bought a home this year that you received a property tax proration credit at your closing.  This means that the seller paid for their time of ownership to you in the form of a credit.  The title company or closing firm may have given you a check for the property taxes or more likely they gave you a credit which would reduce the money you needed to bring to closing.  I mention this because it is natural for someone who has only owned the property for 2 or 3 months to wonder why they are receiving a tax bill for the entire year. If you or your lender have set up an escrow account and have your taxes and insurance included into your monthly payment, this won’t likel... 12/20/2023