VA Home Loan Program in Centereach, New York The VA Home Loan program in Centereach, New York is one of the most powerful mortgage tools available today for veterans and other qualified borrowers. It is actually the best home loans you can get. VA Home Loans typically come with low interest rates and looser credit requirements than other mortgages.  VA Loans do not require a down payment at all, which makes them very attractive to many first time borrowers.VA Loans came about in the G.I. Bill of 1944, and the VA Home Loan program has helped more than 18 million veterans become homeowners. In the last year alone, over 489,000 VA Loans were guaranteed with a total of more than $63 billion. Are you ready to become a homeowner with the help of the VA? Here is a look at the VA Home Loan prog... 06/14/2016

FHA Government Loans Centereach, NY - The Mortgage Outlet Did you know you can Apply Online for an FHA Home Loan?  FHA home loans have been helping borrowers become homeowners in Centereach, NY since 1934.  The Mortgage Outlet offers a better interest rate then most commercial lenders in Centereach, NY. Our FHA Elite Home Buyer's Program is typically 1/4% to 1/2 % below market see if you qualify here    How does the process work: We determine the best FHA loan that fits your needs.Complete an easy 60 second form HERE!.A Loan Specialist for The Mortgage Outlet will respond within 1 business day.Review with no obligations your loan pre-approval and interest rate.     Here are some of the advantages of an FHA Home Loan in Centerach, NY:Lower Credit requirements Easier Income verificationNo... 06/10/2016

VA loans a are great way to buy a home in Centereach NY 11720.  You have served our country proudly let us help you with your new purchase.  A VA loan's have an option for no down payment and Seller or Lender assistance with your closing costs. These VA loans have no mortgage insurance premiums which means your payment should be less than any Conventional or FHA insured mortgages. Check out our short video explaining VA loans.  Call us today to see what we can do for you  631-589-3600. VA Home Purchase Loans VA Purchase loans and current low interest rates are a winning combination to help Veterans such as yourself buy your dream home. Loans insured by the Veterans Administration offer great features like no money down payments and credit scores as low as 620.  Today's competitively low... 04/02/2016

The Mortgage Outlet  has noticed that many first time home buyers come to us confused by the various first time home buyer programs availble in Centereach New York that are available to them for financing their first home.  This is due to the multiple changes that the Federal Government has made to the mortgage industry making it harder and more confusing then every.  Hopefully our short video will show some of the new programs that might be available to help you get your dream home in Centereach New York.   We look forward to answering any questions you might have, you can reach me directly on my cell at 631 767 8948 or at the office at 631 589 3600.   02/20/2016

Centereach Feng Shui NY Consultation Is the energy in your home, apartment or buisness feeling stagnant or stuck?  Or perhaps you are simply looking to renovate or redesign your space utilizing the principles of Feng Shui.  This beautiful ancient practice can help awaken your higher consciousness thus teaching you how to follow and listen to your intuition, which gives great  insight into life's challenging situations while at the same time offering resolutions. Approaching Feng Shui wholeheartedly allows you to be honest with yourself and see areas of your life that need to be addressed which allow you to see doors of opportunities with clearer eyes.  Feng Shui creates a unique "plan of action" for life and makes any redesign or renovation project that much easier to implement.  During... 01/28/2014

    I’m all about cross-promotion! As a result, I have a blog series called "Stager of the Week." I'll showcase a Professional Stager so that you can "meet" them. Stagers are an excellent way to not only help a property look its absolute best, but to get that property sold as quickly as possible and for the highest price possible.   This week's featured Professional Stager is Carmela Abella of Abella Home Staging & Redesign in Centereach, New York. Here’s my interview with Carmela:   How long have you been in staging?Since 2009.   What is your most effective marketing strategy to get Realtors or sellers to use your services? The office presentation.   What is one fun thing about yourself that most people don't know??I'm funny( or at least try to be!!) and I try to make people laugh when... 08/20/2013

​Looking for summer fun on Long Island that has something to offer everyone? Then visit the Tiki Action Park in Centereach New York...   Tiki Action Park 1878 Middle Country Rd. Centereach, NY 631-471-1267 Here's a fun-filled day at Tiki Action Park where your family can enjoy Hawaiian-inspired miniature golf with waterfalls, caves, streams, Hawaiian music, and a 10-foot Tiki fountain.  “Mission Impassable Laser Maze” is a fun game within Tiki Action Park’s arcade that allows participants to try to pass through the web of laser lights. Go-karts are another favorite sure to add to a fun day for the whole family. Visit their website for info on “Two-For-Tiki-Tuesdays” which allows kids under 12 half-price arcade games, “Play on Your Birthday for Free,” which allows the birthday kid lots o... 05/23/2013

Current mortgage lending rates are at record lows in Centereach, New York.  Low rates combined with an FHA insured loan are giving qualified home buyers in Centereach, NY an opportunity to take advantage of the current real estate market.  The Mortgage Outlet has some of the best FHA mortgage Rates in New York State. Call us today to see what you quailfy for 631-767-8948   What is FHA?  The Federal Housing Administration, generally known as FHA, was created in 1934 and is the largest government insurer of mortgages in the world. The FHA insures that loans made by mortgage brokers such as The Mortgage Outlet, would allow greater flexibility for a home buyer to qualify for a loan.  Higher qualifying ratios, less than perfect credit scores and low rates help first-time home buyers and othe... 04/25/2013

FHA Mortgage loan programs in Centereach New York   FHA Mortgage Loan Programs in Centereach New York are subsidized by the Federal Governments mortgage insurance program (MIP).These types of loans vary form one lender to another and The Mortgage Outlet can help you navigate these troubled lending times. It is important to that you understand the advantages and disadvantages of this great program and how important it is to be pre-approved prior to you starting your search for your new home.   There are many advantages of Loans offered by the FHA   3.5% down payment, which helps many of today's home buyers Gift funds can be used for down payment and all closings costs Sellers allowed to contribute up to 6 percent towards buyers closing costs Lending limits are higher then conventional lo... 04/12/2013

  The Mortgage Outlet has discovered that there a lot of misinformation and mortgage myths about Reverse Mortgages in Centereach  New York.  A reverse mortgage is a home equity loan which allows homeowners 62 years or older to convert some of their home-equity into tax-free income without having to make any repayments on any part of the loan as long as they will continue to live in the home.  The tax-free proceeds from a reverse mortgage can be used for any purposes.  Reverse Mortgages were created to enhance the lifestyle of the borrower for the rest of their life.     Myth # 1:  The Bank will own my home. Fact:  Your title will not change until you sell your home and you will maintain ownership of your property. The lender will place a lien against your property just like a regular mo... 03/31/2013

THE MORTGAGE OUTLET would like you to compare mortgage rates in CENTEREACH, NEW YORK.  For over 25 years we have been providing mortgage rates equal to most banks with superior customer service.  We charge No Points or Origination Fees.  You are important to us, unlike many lenders, you are assigned one person to work with throughout your entire mortgage process.  Contact DAVID BAILEY at 631-767-8948 to see how much The Mortgage Outlet can save you.   The first step to home ownership in CENTEREACH, NY is to arrange for financing by getting a pre-approval before you begin shopping for your new home.  Getting a pre-approval (as opposed to a pre-qualification, for which your information is not verified) not only takes the guesswork out of whether you qualify for a mortgage, it can mean the... 03/01/2013

I have noticed that many first time home buyers come to me confused by the various First Time Home Buyers in Centereach New York, that are available to them for financing their first home.  This is just the tip of the ice berg as there is so much industry-specific terminology to learn and understand that the home buying process can be very intimidating to most new comers.I will try to explain in this article the most common First Time Home Buyers  in Centerach New York so that you might better understand the options and requirements more clearly.  As always I am available as a reference if you have more specific questions about how these specific programs might get you your new home.Conventional Loans are typically processed through Fannie Mae and Freddie Mac. Typically they require a 5... 01/31/2013

The 2010 Color trend from Benjamin Moore is available for viewing. And I think it's worth taking a look at. Do you know that Benjamin Moore goes to many different trade show to see what colors are being used the most? From fashion show to cars show, they compile their findings and put it out in a 2010 Color Palette. It's called Envision Color 2010. It seems "Going Green" has made an impact on our lives, since we can see the affect it has made on the color palette. Benjamin Moore's new colors are rich and vibrant and come from nature, giving us a soothing affect. Now I know some of the colors are bold, but what a great pop of color they would be when used as accessories. The 2010 Color Trend from Benjamin Moore is worth taking a look at.  As a redesigner and stager I think it's important... 05/24/2010

Should you paint kitchen the cabinets? I've tossed with that idea plenty of time. I'm of the old school that you don't paint wood. However, I've seen kitchen cabinets that the only thing that is going to save them is a paint job. The biggest problem, I think is the paint job itself. If it's done right, it can look amazing but if it's done by an amateur, well lets just say not so nice. The other problem is what color to paint the kitchen cabinets. Dark? Light? Medium? I know many of you are going to say it depend on the appliances, counter, space and so on. And you would be right of course. The problem I have is, I think that light colored kitchen cabinets look cheap to me. They look like they were painted. I prefer dark colored paint, like black or expresso brown.The only exception is w... 03/08/2010

Real Estate Investors and Builders who forgo on furnishing their houses are losing potential thousand of dollars. It's easy to understand why they would forgo this last step, over budget, out of time, just to name a few of the problems, puts a crimp in your wallet. But don't under estimate what Home Staging can do for you. Vacant homes don't sell. And here are some of the reasons why. 1) People buy homes, Not houses. 2) Without furniture, there is no frame of reference. 3) When a room is empty, buyers focus on the negative because there is no other details to focus on. 4) Only 10% of buyers can actually visualize the potential of the home. 5) When a house is empty, they start to wonder under what hardship is the owner under? Can I low-ball an offer since they can't afford to furnish the... 07/31/2009

We all look forward to the 4th of July where we celebrate our freedom, have a barbecue and watch the fireworks. But not everyone in the world is free. And some people see fireworks of a different kind. I'm talking about the pain and suffering that goes on in Africa in places like Darfur. I know this is a heavy topic but its one I feel very strongly about. We've all seen movies like Rwanda, Rising Sun and many more that touch upon the barbaric cruelty of humanity. But I recently read a James Paterson book where Alex Cross went to Darfur and describe the horrific torture he saw. Now I know it's only a book, but it did touch upon some truths. It was a difficult read to say the least. But it brought things into perspective. We are home stagers, we try to beautify the world one home at a tim... 07/05/2009

   I 've been toying with the idea to get a logo for my home staging company. I've talked to a few people and have gotten mixed response. Some say branding is very important to your company. It's a graphic representation of your company. Some say it's not important in our business. I think it is. Here why, it's part of your marketing message. It not just about what you say but how you say it, and it's not about what you show but how you show it. That said, if you're going to go with a logo get it done right and hire a professional graphic designer.  Why you ask, because the logo represents your company and if your logo looks like an amateur designed it, then guess what? You won't be seen as true professional. We are a visual society. If we don't like what we see we walk away.  What do y... 06/24/2009

Your REALTOR:Steve Azzopardi November 2007 "We Make It Happen, You Make It Home."Copyright © 2007 Realty TimesAll Rights Reserved. It's A Buyers Market. So, When Are You Going to Buy?   A buyer's market is technically defined as: "A market condition characterized by an abundance of goods available for sale."       The in-depth definition from the same source is: "When a buyer's market exists in commodities, the buyer is able to be selective in purchasing contracts, as there are many individuals wishing to sell. Furthermore, these buyers will generally be able to purchase contracts at lower prices than those that were previously prevalent."       The simple version is: when no one else wants a product of value -- buy it, because the price will be Mortgage Rates U.S. averages as of Octob... 11/01/2007

Cynthia McKenna | Prudential Douglas Elliman | 631-278-6987 cell 75 Pleasant Avenue, Centereach, NY IGP 4 Bdrm Single Family House offered at $399,000   Year Built 1971 Sq Footage Unspecified   Bedrooms 4 Bathrooms 2 full, 1 partial   Floors 2 Parking 1 Car garage   Lot Size 14,374 sqft   HOA/Maint $0 per month     see additional photos below      PROPERTY FEATURES Hardwood floorLiving roomOffice/DenDishwasherRefrigeratorStove/OvenWasherDryerYardSwimming pool       ADDITIONAL PHOTOS Seller contact info:   Cynthia McKennaPrudential Douglas Elliman631-278-6987 cell  For sale by agent/broker   Equal Opportunity Housing Posted: Aug 17, 2007, 6:02pm PDT 08/17/2007