Last week marked the 9th week in a row of improving rates, but in reality it was a pretty flat week with Fannies only gaining 3/32nds for the week. Thursday was the scary day where we finally had a rally in stocks and the 30yr auction was not well bid making for a seriously negative day for rates that wiped out the gains for the week. That being said, Mid 4's for a 30 yr fixed with NO POINTS for our average buyer, Not to shabby! This week's calendar has its share of movers to keep an eye on: Monday, June 13: A no news day today and Mortgages went from slightly negative this morning ot slightly positive this afternoon, most likely following the stock markets moves. Tuesday, June 14: May Producer Price Index expected 0.0% with the core +0.2%. As reported this one should be supportive of s... 06/13/2011

Open House in Toms River with photos and maps for Sunday June 12, 2011. Toms River Open House information including school reports, neighborhood data and Toms River housing market trends. Click here for the list of Open Houses in Toms River on June 12, 2011 with easy to access maps and numerous photos. These homes are located in East Dover, North Dover, Georgetown, Shelter Cove, Ortley Beach, Money Island, Green Island, Silverton, Snug Harbor, and throughout Toms River Twp. Toms River Open House Maps: The link to the left provides Toms River Open House Maps for open houses in Toms River with property and location information. OLD ST, TOMS RIVER, NJ - $214,900 MARTIN RD, TOMS RIVER, NJ - $224,900 4TH BAYWAY, TOMS RIVER, NJ - $229,900 PIONEER DR, TOMS RIVER, NJ - $239,900 PARKWOOD AVE, TO... 06/11/2011

 This is a great little cottage at the Jersey Shore....I took some random photos to share...for some inspiration...As we get ready to embrace  summer days at the beach....  When capturing the charm of a property it is not always necessary to capture the entire room - small vignettes  is a wonderful way of artistically capturing the feel....which is much more inviting and mysterious..... 06/10/2011

  What the heck is a "Trigger Lead"???  When a lender runs your credit, the 3 major databases (XPN, TU and EFX) sell your information. This makes your phone ring off the hook with many people that purchased your name. Some of these calls will be more than a nuisance, they can be pushy and I have even had clients that are made to think that they already applied with "brand x". The bad news is there has been a huge increase in Trigger lead activity in the past few weeks, But there is something you can do about it moving forward.  You can OPT OUT: Stop the junkmail. Prevent ID Theft. You can remove your name from marketing lists by Opting Out with a free service honored by the bureaus. Just dial888 5-OPT OUT (888-567-8688) or visit: www.optoutprescreen.com  to register.  This is also somet... 06/08/2011

Last week was the 8th week in a row of improving Mortgage Rates with fannies gaining another 9/32nds for the week we now have Mid 4's available for many buyers.  We are now within spitting distance of the all time lows we saw last fall. The bad news here is that the employment report was much weaker than anticipated and that report was a big part of last weeks gain. This weeks calendar is mostly overshadowed by 3 Auctions pumping a few extra billion worth of bonds into the market. Here is the Calendar: Monday, June 6: A no news day today with Fannies trading in mostly negative territory erasing most of the gains we saw last week. Even stocks are down a bit today which makes me wonder if the markets themselves are pretty confused? Tuesday, June 7: Treasury auction number 1 with $32 Billi... 06/06/2011

Home for Sale By Owner in Toms River, NJ 08753 - Flat Fee MLS Listing $395 63 10TH ST Toms River, NJ 08753 - Realtors welcome, buyer agent commission paid at closing! 5 Bedrooms, 1.5 Bathrooms This beautiful 2200 square foot home features an open floor plan unlike other bi-levels. The recently remodeled eat in kitchen has beautiful cherry cabinets, hardwood floors and all stainless steel appliances. The oak floors continue into the oversized dining room. Both bathrooms have been recently remodeled. Relax and enjoy the deep Jacuzzi tub. Both the living room and family room are enormous. Fresh paint, new carpet, recessed lighting and six-panel doors throughout give the feel of new construction. The lot is fully fenced and huge gates in the front of the home provide full access to the yard... 06/05/2011

Open House in Toms River with photos and maps for Sunday June 5, 2011. Toms River Open House information including school reports, neighborhood data and Toms River housing market trends. Click here for the list of Open Houses in Toms River on June 5, 2011 with easy to access maps and numerous photos. These homes are located in East Dover, North Dover, Georgetown, Shelter Cove, Ortley Beach, Money Island, Green Island, Silverton, Snug Harbor, and throughout Toms River Twp. Toms River Open House Maps: The link to the left provides Toms River Open House Maps for open houses in Toms River with property and location information. Details: ARKANSAS AVE, TOMS RIVER, NJ - $178,777Details: MYRTLE LN, TOMS RIVER, NJ - $199,900Details: BERGEN AVE, TOMS RIVER, NJ - $200,000Details: BARK ST, TOMS RIV... 06/04/2011

Home for Sale By Owner in Toms River, NJ 08757 - Flat Fee MLS Listing $395 1516 2ND AVE Toms River, NJ 08757 - Realtors welcome, buyer agent commission paid at closing! 4 Bedrooms, 2 Bathrooms Light and airy best describes this move in ready 3 Bedroom/1 Bath ranch w/attached mother in law suite. This property features new siding, windows, wood/tile/ flooring and granite/ corian kitchens situated on a 16x26' deck and totally fenced property. The attached suite offers a private entrance. Plenty of room for a pool. In law suite can easily be converted to a Master suite wing. If you are interested in this Home for Sale By Owner in Toms River, NJ 08757- Flat Fee MLS Listing $395, please call 1-888-362-6543, enter the MLS# 21120778 . You can make an appointment or ask any questions about the ... 06/04/2011

Home for Sale By Owner in Toms River, NJ 08755 - Flat Fee MLS Listing $395 285 RIVERS EDGE LN Toms River, NJ 08755 - Realtors welcome, buyer agent commission paid at closing! 4 Bedrooms, 2.5 Bathrooms 4BR/2.5BA CH colonial located in The Landings. Beautiful cul-de-sac location. SS appl, crown/architectural moldings thruout home . Gorgeous newly remodeled Mbath, new windows (3/11), beautiful WB fpl in familyrm w/cathedral ceilings. Finished bsmt w/rec rm, playrm & gym. Or perfect for an office. Prof. landscaped yard w/huge deck, fenced in in-ground pool w/new heater, pump, liner & outdoor speaker system. Perfect for entertaining!!! 2800sf not including the finished bsmt! Lots of room to grow!.If you are interested in this Home for Sale By Owner in Toms River, NJ 08755- Flat Fee MLS Listi... 06/04/2011

From the Barnegat Bay Partnership: Whether you swim, fish, kayak, clam, sail or ice boat on the Barnegat Bay, there is never a better time to celebrate this unique and wonderful natural resource of New Jersey than at the Barnegat Bay Festival.  Join us as we “Celebrate the Bay” -look back at its Past splendor, enjoy its present contributions, and commit to safeguard its Future at this year’s 14th annual Festival being held once more at Wanamaker Complex in Island Heights (Toms River) on Sunday June 5, 2011, from 10 a.m. to 4 p.m. (Rain or Shine). The Barnegat Bay Festival is sponsored by the Barnegat Bay Partnership with support from our partners, the Ocean County Board of Chosen Freeholders and Ocean County College. The Barnegat Bay is in trouble and it’s up to all of us to learn what ... 06/03/2011

Home for Sale By Owner in Toms River, NJ 08753 - Flat Fee MLS Listing $395 1415 SEQUOIA CIR Toms River, NJ 08753 - Realtors welcome, buyer agent commission paid at closing! 4 Bedrooms, 2.5 Bathrooms Beautiful Woodlands Glendenning home on quiet street. 4 BR, 2.5 baths. Large cathedral ceiling LR with fireplace and formal DR. Slab granite countertops, Breakfast Nook. Open floor plan. Ceramic and HW flooring. Wood trim and doors. Vaulted ceiling MBR and MBath with soaking tub. Finished basement with many closets. Premium flat lot, huge private backyard, large deck, perfect for entertaining. New roof, paint, garage doors. Oversized garage. Great location, close to schools and shopping. If you are interested in this Home for Sale By Owner in Toms River, NJ 08753 - Flat Fee MLS Listing $395,... 06/03/2011

A buyer and their agent should ask specific questions about the short sale negotiations and the seller's current situation, before they make their offer: Who will be negotiating the short sale?  How many short sales have they negotiated? How do they plan on communicating with the buyer throughout this process? How many mortgages/liens on the property and who are they with? Is the seller delinquent on the mortgage and is there a foreclosure date set? Is the seller in bankruptcy? Is the seller willing/able to contribute cash towards the short sale or sign a promissory note? Based on the answers to these questions, your buyer can get a much better understanding of whether or not their offer has any chance of getting accepted by the bank. They won't need to waste their time, or yours, waiti... 06/03/2011

Toms River (08755) Housing Market Report and Toms River Real Estate Market Analysis is a compilation of statistical data in graph and written form with interactive maps. The data presents market conditions on a local level and in three month 'snapshots' in an in-depth and understandable way. This market report includes North Dover, West Dover, East Dover, Brookside, Sliverton, Silver Ridge, Oak Ridge and the other areas in Toms River with the 08755 zip code only. Get your FREE personalized housing market report at www.HomeValuesinOceanCountyNJ.com , for any location in Ocean County, Monmouth County and anywhere on The Jersey Shore. Housing Markets are continuously changing, I can provide you with the most up-to-date statistics within minutes of your request. Selling your Toms River Home... 05/31/2011

 Even with an early close on Friday in a holiday shortened week we still ended up with the 7th week in a row of improving rates with Fannies ending the week up 11/32nds, and rates solidly in the 4's for most borrowers that choose a 30yr fixed rate. This week has it's share of data packed into the next 4 days, here is the Calendar: Monday May 30: Markets were closed for Memorial day, I hope every one had a Great Memorial Day Weekend. Tuesday, May 31: May Consumer Confidence expected at 66.5. The actually report came in MUCH lower at 60.8, but the markets are taking it in stride and we currently have Fannies trading flat this afternoon. Wednesday, June 1: May institute of Supply Management, Manufacturing expected 58.0%. This is anticipated to be down a bit from last month, and is likely t... 05/31/2011

Freedom Mortgage Offers 1% lender Credit to Buyers Home Buyers  & Real Estate Agents Take Notice! Buyers- you could save thousands of dollars at closing! Effective June 1st, 2011 the local Wall Township, NJ branch location of Freedom Mortgage Corporation is test marketing a new program targeted at home buyers.  The offer consists of a 1 percent lender credit towards closing costs on all loan programs including: FHA, Conventional, USDA, VA & Fannie Mae Home Path loans. This is not limited to first time buyers! Anyone who becomes pre-approved on or after June 1st, 2011, and applies for financing & subsequently closes with Freedom Mortgage prior to the initial expiration date of September 30th 2011 is eligible to receive this credit towards their closing costs as listed on the final HUD-1 ... 05/31/2011

Open House in Toms River with photos and maps for Sunday May 29, 2011. Toms River Open House information including school reports, neighborhood data and Toms River housing market trends. Click here for the list of Open Houses in Toms River on May 29, 2011 with easy to access maps and numerous photos. These homes are located in East Dover, North Dover, Georgetown, Shelter Cove, Ortley Beach, Money Island, Green Island, Silverton, Snug Harbor, and throughout Toms River. Most Open Houses will take place between 1:00 PM and 3:00 PM, so use the maps provided in the links to plan your day...or call me and I'd be happy to set up an exclusive "tour of homes" at your convenience. For complete updated information on Ocean County Open Houses and real estate tips go to www.OpenHouseOceanCounty.com ... 05/28/2011

RE/MAX at Barnegat Bay Toms RiverAnthony Barone Office Phone: (732) 914-0074Office Fax: (732) 914-0063Website or Mobile:http://www.oceanfirsthomes.com/MMX21118872E-mail: 1tonybarone@gmail.com Scan this with your Smartphone ...links to a Listing Website. 233 ARKANSAS AVE Toms River, NJ 08753 Listing #: 21118872 Price: $149,500 Bedrooms:   4 Full Bathrooms:   1 Half Bathrooms:   1 This is not your typical shore home 4 beds and a basement, this is a renovation home, needs a new look, perfect for a rehab loan to start from scratch, cheaper than new construction and renovate to suit, located in the heart of Silverton, big property, close to shopping, dining and the bay. Minutes from Silver Bay elementary, don't miss this opportunity to renovate and be part of the action. Call for details on... 05/26/2011

There's been a lot of talk about double dipping home prices, but this is simply not true for the majority of sales. Analytics firm CoreLogic reported that for March 2011, overall single-family home prices were off 7.5% versus the previous year. But when they took out distressed sales, typically made at significant discounts, the annual price decline in conventional home sales, which constitute the majority, was less than 1%! Furthermore, CoreLogic found that price declines for conventional home sales have slowed considerably in the last few months. So, make sure you read past the headlines, quite often the real news is much more positive than the headline reports!  I have read that over 85% of what we see on a daily basis is negative. That means we have to look for the positive on our o... 05/25/2011

   Last week was the 6th straight week of improving rates with Fannies gaining 4/32nds by time the markets closed on Friday... Teeny little gain, yes, but a pretty solid week of positive trading. All together this recent drop has not only taken us to levels we have not seen since the all time lows last fall, but it has also made this one of the most affordable times to buy a home in almost 2 decades. This week brings us a new list of data to chew on in a holiday shortened week. Here is this week's Calendar: Monday May 23rd: A no news day that has stocks down and Fannies slightly higher for the day, but Fannies are only slightly up which will not show much of a noticeable improvement in rates today. Tuesday, May 24th: April New Home Sales expected to be +0.3%. There have been declines in... 05/23/2011

Open House in Toms River with photos and maps for Sunday May 22, 2011. Toms River Open House information including school reports, neighborhood data and Toms River housing market trends. Click here for the list of Open Houses in Toms River  on May 22, 2011 with easy to access maps and numerous photos. These homes are located in East Dover, North Dover, Georgetown, Shelter Cove, Ortley Beach, Money Island, Green Island, Silverton, Snug Harbor, and throughout Toms River. Most Open Houses will take place between 1:00 PM and 3:00 PM, so use the maps provided in the links to plan your day...or call me and I'd be happy to set up an exclusive "tour of homes" at your convenience. For complete updated information on Ocean County Open Houses and real estate tips go to www.OpenHouseOceanCounty.com... 05/21/2011