Well, Last week Fought HARD to try and be positive. Even with 3 VERY positive days, (especially Thursday and Friday) we still ended the week with Fannies down 7/32nds marking the 6th straight week of climbing rates and we are now beginning to flirt with the 5's for 30 yr rates. Even with the Fed saying: "economic growth insufficient to bring down unemployment" The market still managed a big sell off on Tuesday. But this is Good News!  Long term rates have always been a great indicator for future growth.  The long term Credit Markets are VERY forward looking and it is forecasting growth in the future... Growth means Jobs, Growth means happy Consumers, and Growth means inflation. Rates always go up when there is inflation.  Uncle Sam's "happy zone" is growth in the low 2% mark.  climb m... 12/20/2010

Homes for Sale Toms River with photos and maps of available properties. Is it the right time to buy a home in Toms River?  With interest rates at historic lows, home prices the lowest in years and the fact that home ownership is one of the last tax deductions the middle class still have, the answer must be a resounding "YES!"   There are at least forty-nine, 3 bedroom, 2 bath single family homes with at least 1800 square feet of living space available in Toms River ranging in price from $200,000 to $300,000.  These homes are in various locations like Bayshore, East Dover, North Dover, Silverton and West Dover...and many others.   If you're interested in buying, selling or investing in Real Estate in Toms River, Ocean County or along The Jersey Shore, click on TheJerseyShoreHomeFinder.co... 12/20/2010

Open Houses in Toms River with pictures and maps.   There are two Open Houses in Toms River this weekend; both are townhomes and both are under $220,000.  So, if your out shopping at the Ocean County mall, stop by!   Here is a list of the Open Houses Toms River with map and photos for Sunday, Dec 18th, 2010. Here is a complete list of all Toms River Homes for Sale.   All Open Houses in Ocean County are available at Open House Ocean County. If you're interested in buying, selling or investing in Real Estate in Ocean County or anywhere along The Jersey Shore, click on TheJerseyShoreHomeFinder.com and get free access to thousands of home listings.  You can also elect to receive daily updates of any new listing that come on the market.  This service is completely free and can be stopped at ... 12/17/2010

Riding the Rate See-Saw The last few weeks have seen some crazy movement in mortgage rates.  The economy shows signs of picking up steam with good earnings reports & sales figures coming in, as well as leading economic indicators pointing to more consumer spending & tame inflation.  the Fed has stated that they want rates to remain low, but recently the exact opposite has occured. Consider this: Since December 1st, lenders have seen the following changes in their daily price sheets... 12/10/10 Worse by 1/4 (7/32 or 22 bps) 12/09/10 Better by 5/8 (19/32 or 60 bps) 12/08/10 Worse by 1.5 (46/32 or 144 bps) 12/07/10 Worse by 1/4 (7/32 or 22 bps) 12/06/10 Better by 1/4 (8/32 or 25 bps) 12/03/10 Better by 1/2 (16/32 or 50 bps) 12/02/10 Worse by 5/8 (19/32 or 60 bps) 12/01/10 Worse by 5/8 (27/... 12/15/2010

  Last week was the 5th week in a row of climbing rates. It was also the Worst week in recent history with Fannies loosing 53/32nds by the time the bell rang on Friday.  Here's the fun part: There really wasn't any reason for it.  The first 2 Auctions went off poorly, so that did not help, but we did see good bidding at Thursday's 30 year auction that helped Thursday be the only flat day of the week.  The thing that created the sell off: The extension of the tax cuts.  Pretty crazy when you think about it, it is not a new tax cut that will pump money into the economy and cause run away inflation.  It is an extension of an existing tax cut that has been in place as the economy wallows with almost 0 inflation. Well the market has always traded more on rumors than fact, and that just helps... 12/13/2010

   Last week was a bumpy one.  Even with 4 positive days we still managed to have the 2nd worst week for Fannies in the past month. Fannies closed on Friday with a net loss of 22/32nds marking the 4th week in a row of significant losses in the mortgage market.  Keep in mind that there is an inverse relationship between price and yield: Price down, Yield UP.... The biggie of the week ended up being an AP report showing the largest growth in jobs in the past 3 years, The actual Jobs report from Uncle Sam actually came in weaker than expected, but that did not help improve things much. This week has its share of data and Supply to move the market: Monday December 6: It is a no news day and we have been trading in significantly higher territory all day which will look pretty on a rate sheet... 12/06/2010

Open Houses in Toms River Schedule for Dec 5th, 2010 There are five Open Houses in Toms River this weekend, ranging from 2 bedroom, 1 bath to 5 bedroom 3 bath, prices from $164,000 to $600,000. Here is a list of the Open Houses in Toms River with map for Sunday, Dec 5th, 2010. Here is a complete List of all Toms River Homes for Sale. If you're interested in buying, selling or investing in Real Estate in Toms River, Ocean County or anywhere along The Jersey Shore, click on TheJerseyShoreHomeFinder.com and get free access to thousands of home listings. If you'd like to keep up with the very latest real estate market conditions in your neighborhood, including or anywhere in Ocean County or The Jersey Shore, click on http://homevaluesinoceancountynj.com/ Looking for something do this weeken... 12/03/2010

   Thanksgiving week ended up as our third week in a row of higher rates. When the market closed early on Friday we saw a loss of 11/32nds, which doesn't sound like much, but considering we have lost well over 2 points over the past 3 weeks in a market that moves in 32nds, that just adds to the UP we have seen. Much of the issue was a mixed bag of good and bad in a holiday shortened week and the last two auctions of the week were poorly bid. As I mentioned last week, I really think someone forgot to look at a calendar when they tried to toss in about $100billion in excess supply in a holiday week! It still "aint" all that bad: Yes Rates are up about 1/2%, But we are still FIRMLY in the 4%'s for a 30 year fixed rate loan.  We really can not complain about that at all... I have been sayin... 11/29/2010

Toms River Condos For Sale   For some people, houses are more work than they have time for and a condominium is more in line with the amount of upkeep they can fit in their schedule. When you own a condominium you share the public spaces like gardens, pools, tennis courts, and/or gyms; upkeep of these communal places is done by a person who's hired to maintain them which is paid for by your strata fees.   There are twenty-seven, 3 bedroom, and 2 bath condominiums available in Toms River for under $300,000.  These condos are in various locations like Saratoga, Penny Layne, River Pointe, Bey Lea, and Laurel Chase.   Due to the close proximity of neighbors and the shared nature of the condominium, they can also cost distinctly less than a stand-alone house will, particularly when you facto... 11/28/2010

Black Friday in Toms River Real Estate Just like the (in)famous shopping day to find great deals at the malls, there are some incredible deals available in the Toms River, NJ real estate market too.  There are over seventy five 4 bedroom homes for sale in Toms River for under $300,000.  All of these Toms River homes for sale are a least 4 bathrooms and 2 bathrooms with over 1800 square feet of living space.  If you're interested in buying, selling or investing in Real Estate in Toms River, Ocean County or along The Jersey Shore, click on TheJerseyShoreHomeFinder.com and get free access to thousands of home listings. If you'd like to keep up with the very latest real estate market conditions in your neighborhood or anywhere in Ocean County and on The Jersey Shore, click here. Looking for... 11/26/2010

We just wanted to take a few moments to wish all of our friends, family and customers a very Happy Thanksgiving!  Thank you for all of your business, support and love. Please CLICK HERE to watch our VIDEO; The History of Thanksgiving (Part Deux)! 11/24/2010

   Last week was another bad one and by the close of business on Friday we saw Fannies lose 20/32nds for the week.  The good news is it could have been worse since we saw a bit of a rebound on Thursday. Last week was a mixed bag for data with Retail sales being considerably stronger than anticipated (+1.2%) but both PPI and CPI were much lower than anticipated and clearly show no immediate fears of inflation with the core for PPI -0.6% and CPI a core of 0%. This week is a confusing one, (more on that below) Here is the Calendar: Monday November 22: Today's 2yr note auction was well bid and the market is pretty happy about it, but that is just $35 billion of the $96 billion in auctions for the week. Tuesday, November 23: Revised third Quarter GDP expected 2.4%. This is an improvement ove... 11/22/2010

Presented by: Toula N. Rosebrock 609-693-0295 / direct   Status: Under Contract (11/19/2010) Cat:SF MLS#: 21000951 Type: Detached ListPrice: $199,900 County: Ocean ApxYrBlt: 1974 Muni: TOMS RIVER TWP ApxSqFt: 1,512 SqFt Postal 2295 WINDSOR AVE Rooms: 7 Address: TOMS RIVER, NJ 08753 Bedrooms: 3 Area/Sec: EAST DOVER Baths: 2/0 Cmplx/Sub: NONE Levels: 1 ParcelID: 00724-0070-00060 Bsmt: N LotSz/Acr: 80X100 FP/#: Y/1 ElemSch:   Garage: N/0 Car MiddleSch:   WF: N HighSch:   WV: N OthElem:   WtrTyp:   OthHigh:   Handicap: N: Style: Ranch   Model:     Zoning: Resident, Single F LnkdML#:   Directions: Route 37 to Coolidge Ave., RIGHT on Windsor Ave. Expanded Ranch with 3 BRs, 2 baths in East Toms River. Freshly painted! Features include large Living Rm w/Gas Fireplace, newer Eat-in Kitchen w/2 p... 11/20/2010

Meet Gary Dell-Abate, Author of They Call Me Baba Booey! Ocean County Library, Toms River Branch Friday, Nov. 19, 7 p.m. One of pop culture's great enduring unsung heroes: Gary Dell'Abate, Howard Stern Show producer, miracle worker, professional good sport, and servant to the "King of All Media," for the first time tells the story of his early years and reveals how his chaotic childhood and early obsessions prepared him for life at the center of "the greatest show on earth."  There are many things you may not know about "Baba Booey;" for example, he attended Adelphi University, receiving the Richard F. Clemo Award at the end of his senior year, for outstanding contribution to the department. So come on out to the Toms River Branch of the Ocean County Library and meet the man behind the ... 11/16/2010

 Let's put it this way, if you drop a rubber ball off of a tall building it will build speed until it bounces, and the farther it falls, the bigger the bounce! Interest rates took a pretty big jump up in the past week after hitting all time lows a few weeks back. I guess that isn't that big of a surprise to see a bounce off of a bottom. The question becomes: Is it over? The Fed has been buying bonds to help keep rates low. Keep in mind that Fed Funds are already as low as they can go, and that the Fed has been buying bonds as a "quantitative easing" method. This isn't anything new, they have been buying Mortgages and bonds for years now.  Uncle Sam actually owns over 1 Trillion dollars in Mortgage Backed securities alone. For quite some time they were standing on the sidelines and step... 11/16/2010

  Reading the News Paper this weekend I was laughing at the articles stating that Rates were at their lowest levels ever. They were referring to a Thursday report that comes out every week, The Freddie Mac net Yield, which is the weekly national average from the week prior.. OLD OLD OLD news when it is reported and even older when printed in a newspaper a few days later.  Well Folks, Last week was a blood bath in the Mortgage Market and there really was not smoking gun to point at as the culprit. We lost 45/32nds on Fannies last week, that is a HUGE loss and very noticeable on a rate sheet.  The auctions last week actually went of fairly well, but there seems to have been some pull back from foreign investors since the dollar is so weak right now.  After last week, and a little bit of t... 11/15/2010

Home for Sale, Toms River, Ocean County, NJ Tasteful 4 bedrooms, 2.5 bathrooms modified Cape Cod home in the heart of Toms River.  This house has over 1800 square feet of living space not including the partially finished basement.  Hardwood floors, granite counter tops, built-ins throughout with a wet bar.  Home has deck and pool.  Great appeal to potential buyers as house was originally listed at $375,000, now offered at $350,000.  Within walking distance of restaurants and shopping, so if you're looking for a traditional home "in town" this is your answer.   Toms River's unique scenery with access pristine beaches and river make it one of the most beautiful places to live in New Jersey. Toms River can be seen in various TV and news media including MTV's "Made" and "Jersey Shore" (seas... 11/15/2010

  Sorry for the lack of photos...however please note this report is for closed condos 3+ bedrooms in Toms river NJ since 6-1-2010...please note 20 units in different sub-divisions have sold "SP" Properties Recently Sold Addr: 2505 CLEVELAND ST MLS#: 21015258 #1   TOMS RIVER, NJ 08755 Cat: Muni: TOMS RIVER TWP Model:   LP: $214,900 SP: $212,900 ApxSF: 1,471 LD: 04/16/2010 SD: 08/19/2010 $/SF: $144.73 Property Description: Great Opportunity to own a Move-In Condition Townhouse in desirable North Dover's "River Pointe"!This 3 bdrm,2.5 Bth home offers a Spacious Layout w/ an Eat-In Kit, Liv/Din Rm w/Slider to Oversized Patio.Master Bdrm offers a Walk-In Clset and features a HUGE Master Bth w/ Soaker Tub,Shwr Stall & Double Sinks!Gas Ht,Cent AC,Neutral Carpet,& Fresh Paint! Fantastic Communi... 11/11/2010

The Compelling Argument to List Your Home Today in Toms River, NJ We have all heard of Seasonal Affective Disorder (SAD) but never has it been more prevalent than in real estate. Just how does(SAD)relate to listing your home for sale in Toms River, NJ?Typically, this time of year (Nov & Dec), we hear the following statement from prospective Home-Sellers; "I'm going to wait until after the Holidays to put my home on the market".Just what does "waiting until after the Holidays" actually COST a potential Home-Seller in Toms River, NJ? The answer lies in the historical data:--Nov & Dec 2006; Toms River had almost 10.8 months of inventory available*--Jan & Feb 2007; Toms River had almost 12.6 months of inventory available--Nov & Dec 2007; Toms River had almost 10.9 months of inventory availa... 11/10/2010

  MLS# Ar Sta StaDate Typ Address Style SqFt BR Bth YrBlt WF WV LPrice OrgPrice DOM/CDOM 21028990 TOM CLS 11/1/2010 DET 53 CAMINO VERDE Mobile H 0 3 1/0 1970 N N $37,000 $37,000 87/87   SP: $30,000 SD: 11/01/2010 $/Sqft: $0 21027218 TOM CLS 11/4/2010 DET 29 GEM AVE Cot/Bng 512 1 1/0   Y N $125,000 $125,000 102/102   SP: $85,000 SD: 11/04/2010 $/Sqft: $166 21020341 TOM CLS 10/26/2010 DET 1305 WHITTIER AVE ShoreCo 1,085 3 1/0 1930 N N $119,000 $139,000 142/142   SP: $100,000 SD: 10/26/2010 $/Sqft: $92 21035819 TOM CLS 10/21/2010 DET 210 MARIAN ST Ranch 864 3 1/0 1955 N N $114,900 $123,800 42/42   SP: $112,500 SD: 10/21/2010 $/Sqft: $130 21021491 TOM CLS 10/15/2010 DET 2130 NIMITZ ST Ranch 1,296 3 1/0 1973 N N $149,000 $184,900 116/116   SP: $128,225 SD: 10/15/2010 $/Sqft: $99 21038812 TOM... 11/09/2010