All About New Jersey Real Estate

By Paul F. Stillwaggon Warren NJ, NJ Estates Real Estate Group, Weichert Realtors
(Weichert Realtors)
Custom Build Your Luxury New Home With NJ Estates Real Estate Group of Weichert Realtors in No/Central New Jersey with Top Local Builders.   Info Call Jane Nicastro-Disch 908-313-7180 or Paul Stillwaggon 908-310-1358.    Over 25 Lots Available. New Homes https://bit.ly/3lCi6Xt 
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By Scott Gleason, CRS, Westfield NJ New Homes Specialist
(Coldwell Banker Realty)
'Tis the season of giving: thanks, time, a helping hand. Last year, in the midst of a pandemic, several local organizations got together to help those in need during the holidays. They managed to raise $7000 for local food pantries and delivered 75 meals to people for Thanksgiving. This year, they hope to surpass that and help even more people in need. You can assist them with their goal by contributing what you can to Scotch Plains Kindsgiving 2021.What: Scotch Plains Kindsgiving 2021Where: Fanwood-Scotch Plains YMCA (1340 Martine Ave, Scotch Plains)When: Now through November 22ndContact: FSP YMCA (908) 889-8880Scotch Plains Kindsgiving 2021How You Can HelpFirst, go grocery shopping. When you do, include some extra food items to help create Thanksgiving meals for our less fortunate nei...
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By Robert Rauf
(HomeBridge Financial Services (NJ))
 I seem to have inadvertently stumbled across a new blog series "Buyer Beware"  based on recent A-HA moments with my clients and myself. I personally sold and purchased  recently with a 7 month period of being homeless in between.  So I have more empathy with my buyers than most, and have a few blogs about the experience over the past year or so.For today's installment we have smoke detectors. In most towns in NJ townships handle "smoke certs" "Fire inspections" etc.  Where the town will inspect a resale to be sure there are working smoke detectors and a fire extinguisher.  During "COVID Fun" many towns switched over to just cashing a check and not doing an inspection and allowed for a seller's affidavit stating there were functioning smoke detectors.Fast forward to my experience/reason...
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By Robert Rauf
(HomeBridge Financial Services (NJ))
F words are bad in Real Estate...Last Friday I had the pleasure of attending a closing with one of my old clients... His third home he financed with me with numerous refinances in between.  Even with an experienced client I always have certain conversations... After reviewing and approving his Closing Disclosure (CD) I reached out via phone to let him know he had to log in and get the three day TRID Clock ticking.  That is my opportunity to discuss today's F Word.. Wire Fraud.  My conversation typically starts with.. this is the dollar amount, but always confirm the settlement agent a day or two prior to closing (since there can be minor changes to the numbers especially since this one went out at week ahead of closing).. and they always ask me how to bring the money.  That is not up to...
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By Paul F. Stillwaggon Warren NJ, NJ Estates Real Estate Group, Weichert Realtors
(Weichert Realtors)
North Central NJ Open Houses & Coming Soon (1) https://bit.ly/3qKhS2q North Central NJ Open Houses & Coming Soon (2) https://bit.ly/2Zm1HOA Weichert Realtors Warren NJ Listing/ Open Houses. https://warren.weichert.com/Weichert Realtors Watchung NJ Listing/ Open Houses. https://watchung.weichert.com/   Weichert Realtors Bedminster NJ Listing/ Open Houses. https://bedminster.weichert.com/   Weichert Realtors Basking Ridge NJ Listing/ Open Houses. https://baskingridge.weichert.com/   Weichert Realtors Branchburg NJ Listing/ Open Houses. https://branchburg.weichert.com/   Weichert Realtors Hillsborough NJ Listing/ Open Houses. https://hillsborough.weichert.com/    
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By Scott Gleason, CRS, Westfield NJ New Homes Specialist
(Coldwell Banker Realty)
Last month was all about scarecrows and the Addams Family. This month, we give thanks for the many blessings we received over the last year. Unfortunately, some people may not have been as blessed as you. To help them through this holiday season, please add a few items to your grocery shopping list and bring them to the Cranford Thanksgiving Food Drive 2021.What: Cranford Thanksgiving Food Drive 2021Where: Cranford United Methodist Church (201 Lincoln Ave E)When: Saturday, November 13th, 10 am to 1 pmCranford Thanksgiving Food Drive 2021Giving to others not only helps them but it makes you feel good, too. Consider donating food to Cranford UMC's food drive this Saturday, November 13th. Just bag up the items you want to donate. Then, place them in the trunk of your car or bed of your tru...
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By Westchester Modular Homes Construction Corp, Westchester, Putnam, Rockland, Dutchess, Orange
(Westchester Modular Homes Construction Corp)
YOU ARE INVITED! Register for the LIVE VIRTUAL FACTORY TOUR on Wednesday, December 1st, 2021 @ 6:30 PM EST www.vt-sign-up.com Experience a live virtual tour of our actual design center and factory plus models located at the factory, as well as custom homes that our clients have allowed us to shoot in 3D and share with you.Find out how the entire modular building process works - from initial site work and permits to completed, fully landscaped custom designed home. We can build your next home in any style, size and layout. If you are interested sign up at www.vt-sign-up.comWhat will you learn by attending the Live Virtual Factory Tour? The benefits & advantages of modular construction The design software & how you can take a 3D walkthrough of your home before its built How the entire pr...
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By Simon Westfall-Kwong, The Simon Westfall-Kwong Real Estate Group
(Keller Williams Realty, North Central New Jersey)
October 2021 Solds in The Mountain ClubVisit our Mountain Club website page for links to the listings below! Contact The Simon Westfall-Kwong Real Estate Group Mountain Club Expert, Fabio Nieto at 973-713-6492 for more information.  The Mountain Club Condominium complex is set high up on the hill right off Route 10 East with views of the city. The complex includes 50 residential buildings that consist of a total of 702 dwelling units. There are one and two-bedroom units available throughout the community.  With low taxes and HOA fees, residents get to enjoy several amenities such as a community pool, tennis court, clubhouse, fitness room, and on-site management team. If convenience is important to you then look no more! The Mountain Club is convenient to all major highways (Routes. 10, ...
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By Simon Westfall-Kwong, The Simon Westfall-Kwong Real Estate Group
(Keller Williams Realty, North Central New Jersey)
October 2021 Solds in Moore Estate:Visit our Moore Estate website page to see the listings for these properties! Contact The Simon Westfall-Kwong Real Estate Group Moore Estate Expert, Tracy Biebelberg at 908-510-9593 for more information. There are approximately 250 homes in the Moore Estate populated with people of all ages, from young professionals to retirees and everything in between. The Moore Estate enjoys a unique and delightful pastoral setting adjacent to Loantaka Park with more than 570 acres of parkland, nearly five miles of trails for biking, running, walking, horseback riding and cross-country skiing; 3 ballfields; and a scenic pond. There is a beautiful clubhouse with a spacious party or meeting room and catering kitchen for use by Moore Estate residents. The recently equ...
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By Simon Westfall-Kwong, The Simon Westfall-Kwong Real Estate Group
(Keller Williams Realty, North Central New Jersey)
October 2021 Solds in Sutton Woods:Visit our Sutton Woods website page to see the listings for these properties! We also have all the floor plans!Contact The Simon Westfall-Kwong Real Estate Group Sutton Woods Expert, Nathalie Lissinna at 908-656-1747 for more information.  Sutton Woods is a condo community of approximately 300 homes, most of which offer townhouse-style living. Conveniently located in a pastoral setting in Chatham Township, Sutton Woods Condos are on the border of Summit NJ. There are approximately 300 condos in Sutton Woods populated with people of all ages - from young professionals to retirees. All enjoy the pastoral setting and the outdoor recreational facilities such as walking paths, outdoor swimming pool with sundeck and the tennis & paddle courts. The grounds ar...
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By Robert Rauf
(HomeBridge Financial Services (NJ))
 I always have a post closing conversation with my borrowers about what to expect after closing and a big piece of that is being cautious about mail you receive after closing.Your Deed and your Mortgage are public records that are recorded in the courthouse.  You can tell when the deed and mortgage are recorded by the amount of junk mail and possibly phone calls you will receive.  While the majority of the "junk" you will receive will be honest business people that are reaching out to sell you something, you need to be cautious about the bad guys that are effectively trying to steal from you.In my area a common one is a place that sends a letter requesting $80 for the official copy of your deed.  DON'T do it!  they will send you a copy, but you will get a copy from your settlement agent...
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By Jane Nicastro-Disch Warren NJ, NJ Estates Real Estate Group of Weichert Realtors
(Weichert Realtors)
Highly Recommended By 192 Local Business Owners on Alignable.com  https://bit.ly/2HYWTIP NJ Estates Real Estate Group of Weichert Realtors, Warren, NJ a group of realtors specifically chosen based on their expertise in a variety of areas to accommodate any client's needs. Call Jane Nicastro-Disch 908-313-7180, Bill Gazi 908-507-1954 or Paul 908-310-1358 Plus NJ Estates Real Estate Group has 17 Pages on Facebook. Join us. https://bit.ly/3ltkOzT #NJEstatesRealEstateGroup #NJLuxuryNewHomes #BillGaziCommercialRealtor  
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By Jane Nicastro-Disch Warren NJ, NJ Estates Real Estate Group of Weichert Realtors
(Weichert Realtors)
Over 23,000 Real Estate Listings, New Home & Remodeling Design Ideas from.NJ Estates Real Estate Group of Weichert Realtors, Warren NJ21,762 Followers on Pinterest. https://bit.ly/2ZWYBD3 Info Call Jane Nicastro-Disch 908-313-7180, Bill Gazi 908-507-1954 or Paul 908-310-1358  #NJEstatesRealEstateGroup #NJLuxuryNewHomes #BillGaziCommercialRealtor  
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By Tony Busanich, 1-4 FAMILY HOME LOAN SPECIALIST
(TD Bank)
Is a 3.5% low-down payment the standard for homebuyers in Bloomfield NJ?When first-time home buyers are looking for 3.5% low-down payment conventional mortgage without PMI they offer have many options but aren’t sure where to look. A minimum of 20 percent down payment is not the standard anymore. New first-time homebuyer programs are available with as little as 3.5% down.  The cost of the mortgage insurance (MI) maybe paid by the bank depending on the borrower's credit score and location of the property there buying. Borrowers with lower credit scores may be better off with an FHA loan. The disadvantage with FHA loans is that the borrower cannot cancel the MI for an FHA loan. The only way to get out of it is by refinancing into a conventional loan.Aside from the down payment, there are ...
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By Robert Rauf
(HomeBridge Financial Services (NJ))
 I am sure it’s no surprise to you, nationally housing prices are fast approaching a 20% increase (year over year) with some markets up over 30%. We continue to hear clients (and a few agents) voice concern about the run up in pricing and think they should wait for prices to drop before they will buy. Even rents are climbing faster than they have in years. People need housing and in  Demand remains strong and if you look at the demographics it is very unlikely we will see it stop.  I do expect appreciation will slow down to more manageable levels in the coming years and it is EXTREMELY unlikely we will see a bubble pop.  Even rents are climbing faster than they have in years. In my little slice of the world we can often get clients into homes with mortgage payments that are pretty close...
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By Tony Busanich, 1-4 FAMILY HOME LOAN SPECIALIST
(TD Bank)
Can You Afford This Low down-payment Home in Barnegat NJ? The very first question that you should ask yourself when investing in a home is: “Can I afford this house with a low down-payment?” Though the concept is straightforward, there are a lot of factors that are going to affect your choice.  It is best to stay prepared and get some background research done so that you have a head start on what range of houses you should be looking into. Aside from rough calculations and estimations, online calculators are also a great tool in finding how much of a house you can afford.    Basic Points to Consider  The first thing that you will need to look for when buying a home is getting qualified for a mortgage loan. Getting a mortgage loan approved depends upon several factors, including:   Your ...
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By Westchester Modular Homes Construction Corp, Westchester, Putnam, Rockland, Dutchess, Orange
(Westchester Modular Homes Construction Corp)
Register for the LIVE VIRTUAL FACTORY TOUR on Wednesday, November 17th, 2021 @ 5:00 PM EST www.vt-sign-up.com Experience a live virtual tour of our actual design center and factory plus models located at the factory, as well as custom homes that our clients have allowed us to shoot in 3D and share with you.Find out how the entire modular building process works - from initial site work and permits to completed, fully landscaped custom designed home. We can build your next home in any style, size and layout. If you are interested sign up at www.vt-sign-up.comWhat will you learn by attending the Live Virtual Factory Tour? The benefits & advantages of modular construction The design software & how you can take a 3D walkthrough of your home before its built How the entire process works 3D t...
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By Scott Gleason, CRS, Westfield NJ New Homes Specialist
(Coldwell Banker Realty)
Did you take advantage of the wonderful fall scenery of downtown brought to you by the Cranford Scarecrow Stroll? If not, you now have to wait 11 more months to see it again. I highly suggest that you add it to your calendar so as not to forget. Now that Halloween is over, it is time to look forward to the next big end-of-year holidays. In three weeks, we celebrate Thanksgiving. But you might want to focus on Christmas. Even with 49 shopping days to go, kinks in the supply chain mean that you might run into availability issues for gifts on your Christmas list. Fortunately, the Cranford Craft Fair promises plenty of gift ideas so you can begin to start checking off names on your list.What: Cranford Craft FairWhere: First Presbyterian Church (11 Springfield Ave)When: Saturday, November 13...
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By Tony Busanich, 1-4 FAMILY HOME LOAN SPECIALIST
(TD Bank)
How to buy your dream home with a low down payment and No PMI in South Amboy, NJ.The residential real estate market is quickly getting back in focus. With the economy situation improving day by day, a lot of people are getting out and consider this time to buyer their first home, to invest in real estate and earn big profits. While the prices are certainly to move up, financing on the other hand is getting difficult to come by. The rules are strict and the tight credit in the market is making it difficult for a lot of people to qualify for a loan.However, the good news is that you can make steady progress and avoid a lot of hitches if you plan and research for several financing options in advance. Here are a few tips that can help you get eligible for good financing prospects.Down Payme...
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By Tony Busanich, 1-4 FAMILY HOME LOAN SPECIALIST
(TD Bank)
How to Buy and Build Your Dream Home with a Single Construction Loan in Princeton NJ!!The tides are definitely changing. The appeal of construction loans is on the rise big time, as the demand for single family home rising and invertor levels are so low. Builders are giving homeowners a perk of building their dream home with a single mortgage for the whole process. With a construction loan, home owners can not only add luxurious amenities like swimming pools but also transform their properties onto stunning homes in the design they choose. So, What Exactly is a Construction Loan?Construction loans are short term financing options that can cover the building costs while the construction in the home is in progress. The demand for these loans is steadily increasing, particularly because of...
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