First off, I am not an accountant or tax advisor and these are just a few things that you can look into and talk to your accountant or tax advisore about. If you're a homeowner, it's always a good idea to make sure you haven't missed any tax deductions. You may not be able to take all of these deductions, so please check with your tax advisor.Mortgage InterestDid you know that mortgage interest is tax-deductible?  You're allowed to deduct the interest on a loan secured by your first or second home. You may be somewhat limited if all mortgages on your home total either more than the fair market value of your home, or more than $1 million ($500,000 if you're married and filing separately from your spouse); or if your home equity loans total more than $100,000 ($50,000 if you're married an... 06/02/2010

Many first time home buyers would have no problem paying mortgage payments, and could keep up the maintenance and taxes on a home.  The biggest problem facing them is having enough money to make a down payment.  There are governmental agencies and organizations that are aware of this, and are willing to help in time of need.  This article will discuss these organizations and how they can benefit the first time home buyer. Some background information is called for here.  Down payment assistance programs are a way for home buyers to be able to get into their prospective home without a large down payment.  The seller of the home will assist the buyer with closing costs through giving a portion of their proceeds from the sale to the buyer at closing time. Because the seller is not allowed t... 06/01/2010

Moving is such an exciting time as you look forward to acquainting yourself with your new home. But along with the excitement comes the long list of things to do. You need to get boxes, pack items, decide if you need help, clean the house, etc. The list goes on and on until you feel overwhelmed.There are many steps that can help make the moving process happen seamlessly. One way to eliminate stress is to hire a moving company. Moving companies provide a variety of services and can save you a lot of time and frustration. Here are some pre-move steps to consider:Inventory: Go from room to room in your home and make a list of all the things that you will be moving. Taking an inventory of your processions will help you stay organized. This will also help when you're ready to get a quote fro... 06/01/2010

Don't let the slow market get you down. Whether you're a home seller looking for offers, or a homebuyer facing stricter loan requirements, rev up your real estate potential with these helpful pointers from FrontDoor.com. FOR SELLERS: Give your house a makeover that adds value and keeps it up with the Joneses'. That doesn't mean you should run out and install Italian marble. But if hardwood floors are the norm in your neighborhood, replace the carpet. 10 ways to increase the value of your home Use the secrets of staging experts, or hire one. Staging can be as easy as a fresh coat of paint, new cabinet hardware and strategically-placed lighting. Think of it as a creative, inexpensive facelift for your home.How to dress your house for sale success Find out what's wrong with the house and g... 06/01/2010

One of the most unfortanate parts of this economy is tenants who are paying their rent and their landlords are not using the money to pay the mortgage on the property. The property then goes into foreclosure and soon after the tenants are served with eviction notices.As a tenant you do have some rights, Each state as individual laws regarding tenant law and you should always check those laws for your rights. However in most cases the bank will seek to evict you eventually after the foreclosure. Now this will also be the same type of procedure with owner occupied homes that have been foreclosed. The oocupants are usually offered and if not, should also ask for cash for keys or a relocation agreement to assist you with moving out of the house.The bank then usually has their agent or manag... 05/31/2010

One of the biggest myths in foreclosures is "getting a deal on a preforeclosure". Let me tell you why, most houses are not even for sale, most home owners owe more than the house is worth in todays market and unfortanately if in a preforeclsoure situation, there is not enough time for them to complete a short sale. One of the most important things when buying a home is to have a willing seller, with most preforeclsoures, the homeowners are being forced from their homes, they have tried everything to save their home to no avail or have all but given up. Knocking on the door of one of these homes with a home owner in this situation is not always pleasant, They are not going to invest their time, what resources they have left or their emotions for someone else to get a deal on their home. ... 05/31/2010

One of the most common questions i have been asked recently is, "this is my credit score, can i get a mortgage?"The first thing any buyer needs to do when they start thinking they want to buy a home, is to contact a local and trusted mortage broker, bank or credit union.STAY AWAY from the internet lenders. You really want to be able to put a face to a voice and have a local source to be able to get information and drop off any paperwork or financials.A good local loan officer will pre-qualify you at no cost. They will look at your credit score but more importantly your whole financial picture. This includes your credit report, current income, debt and employment history.The will let you know what programs you may quailify for and what the down payment and closing costs for each are so y... 05/31/2010

One of the most common statements i get is just that. "I need to sell my house" and is usually followed by what am i doing wrong or why hasnt it sold when this house sold and its not as nice as mine... i could go on and on...The most common response is for an agent to say "Drop the price". Ther first problem is you can drop you price but do you know what the makret value of your house is in todays market.? You first need your agent to complete (or get an agent to complete) a new broker price opinion to see what that value is in todays market. You then need to adjust your price accordingly. If you price started way to high, these little reductions still have not brought you where you need to be. The next most common problem is lack of attention; (either by the agent or by the seller)The ... 05/26/2010

Now that the tax credit is over, i was wondering if other agents not only here in NH but thoughout the country, i was wondering what you have seen for market conditions.I have seen a change in overall calls, the young buyers have seemed to dried up. They either already put everything under agreement or have withdrawn from the market waiting to see what will happen now that they missed the 8k.Where there was definately a shortage of clean listings priced at or below market value in March and April, Listings seem to be increasing at a faster pace then new buyers since the rebate ended. I have seen a huge increase in investors. They were getting outbid as buyers were paying what they consider retail. They are back and making offers on everything, and grabbing up the homes that need to much... 05/26/2010

One of the most asked questions and most common call soliciting my business is from people who want to get into the foreclosure business., Either cleaning them, maintainging them, lawn care, snow removal, emergency services and changing the locks.There is nothing worst than an unprepared person coming into my office looking for work. I wanted to write this to gove not only people in NH but throughout the USA tips of what banks and what agents look for when looking for people to complete work.________________________The first step is to make sure your business is registered and you have obtained liability insurance. (most broker will not hire individuals, only real businesses)You should then look up to see who the leading agents are that handle bank owned homes in your area. Then go see ... 05/26/2010

Manchester NH Adult Community Homes and Condominiums The southern New Hampshire city of Manchester has several options for adult living communities. These communities include Lakeside, Ledgewood, Regency Condominiums at River's Edge, Regency North and Summit Place at Southridge. Click on the placemarks in the map below for more information on each community. View Manchester NH Adult Community Homes in a larger map Jim Miller is a Manchester NH Realtor with Coldwell Banker and provides buyer and sellers with professional real estate services. Jim is a licensed real estate agent in New Hampshire and Massachusetts. Realtor Manchester NH 03102, 03103, 03104, 03109 Manchester NH Real Estate Market Report. Active adult communities in Manchester New Hampshire are also known as age targeted, ac... 05/12/2010

Brand Yourself   Branding yourself is one of the most important marketing tricks on the books. Make you stand out and set yourself apart from all the others. Branding yourself is the key to being different. It is important with any business, however in Real Estate, being an Independent Contractor in a field with extensive competition, you need to stand out. Create a Personal Brand that tells customers how you're different from your competition and build your relationships with them daily. Branding yourself can actually have such a dramatic effect that you will become hunted rather than being the hunter. Eventually you will have leads coming to you, rather than you trying to find them. Branding yourself is one of the keys to being a successful REALTOR?. Each Flyer will give you the optio... 03/24/2010

Manchester, New Hampshire Real Estate and Homes for Sale - All MLS Listings  The Manchester NH real estate and home buying process can be complicated and you will benefit from the guidance of industry professionals. A real estate buyer's agent, mortgage lender and an attorney are the primary advisers in the purchase of Manchester NH homes for sale. If you are a first-time home buyer or an existing owner, you may qualify for a tax credit and could be eligible for special financing programs.  On November 6, President Obama signed legislation expanding the program to include a $6500 tax credit for qualifying existing homeowners. Start your search be determining your price range, housing needs and lifestyle you desire. Manchester NH real estate site heps you in finding the right property to... 03/17/2010

Manchester New Hampshire Single Family Market Report - 2009 The Manchester NH real estate and homes sold activity shows that there were 663 single family homes transacted in 2009 with an average sales price of $200,215 and an average days on market (DOM) of 86. Visit the Virtual Homes Blog for a NH statewide report. Manchester NH Real Estate - Community, relocation and school information with town demographics. Manchester NH Foreclosures - Obtain a list of foreclosed and bank owned real estate and short sales Manchester NH MLS Search - View all listings in the statewide MLS. Manchester NH Homes for Sale - Map Search - Search by location, neighborhood and commuting. Virtual Homes Real Estate provides search tools to asist you in learning about the community, listing and market conditions... 02/08/2010

Manchester,  New Hampshire Real Estate and Homes for Sale - All MLS Listings  The Manchester NH real estate and home buying process can be complicated and you will benefit from the guidance of industry professionals. A real estate buyer's agent, mortgage lender and an attorney are the primary advisers in the purchase of Manchester NH homes for sale. If you are a first-time home buyer or an existing owner, you may qualify for a tax credit and could be eligible for special financing programs.  On November 6, President Obama signed legislation expanding the program to include a $6500 tax credit for qualifying existing homeowners. Start your search be determining your price range, housing needs and lifestyle you desire. Manchester NH real estate site heps you in finding the right property t... 02/05/2010

A slice of life in New Hampshire, brought to you by your Southern New Hampshire Realtor, Rudy Mayer. Our New England winters can be beautiful and snowy, and there's no better way to enjoy it than to pop into McIntyre's Ski Area. Tucked away in a North Manchester neighborhood, there is something here for everyone. Ski as a family, or bring your kids to meet their friends. Spend the day, or come and ski under the night lights. With a slate of skiing and snowboarding programs and services, it's the perfect place to relax, have fun or even learn how to ski for the first time! Since opening its slopes in 1971, McIntyre’s hallmark has been its family-friendly, stress-free and safe environment. McIntyre's Ski area offers ski and snowboard lessons for all ages and levels. Whether you're hittin... 01/03/2010

Credit Repair in New Hampshire National Credit Fixers: 330 Roberts Street Suite 402 East Hartford CT 06108 phone: 860-282-6181. National Credit Fixers boasts of 13 years experience repairing low FICO scores. Whether your credit has been damaged by a foreclosure, bankruptcy, slow credit, collections, judgments, repossessions, etc. we can help. We are the experts in credit restoration and credit repair. We have helped numerous residents of New Hampshire. We are experts in New Hampshire Credit Repair.  How do you pick a credit repair firm?  Interview them!  Please give me a try - I have been doing credit repair in for 13 years!  I will do a good job for you at a very reasonable price.  Call me and come in for a free consultation.  We can sit down and go over your credit report and determin... 12/03/2009

Manchester, New Hampshire Condominiums Activity  Third quarter market activity of condominiums sold comparing three year selling price trends, units sold and days on market.  Pricing trend continues to decline with a 13% drop from 2008. Units sold declined 10% from 79 in 2008 to 70 in 2009.  In comparing to single family sales, which increased, the condominium market remains soft.     Visit Hillsborough County market reports for comparisons.  Go to Hillsborough County market reports for other towns and cities.  Other resources for Manchester can be found at Manchester Foreclosures.  Go to Manchester NH Market Report YTD for Jan-September activity. Visit Virtual Homes Real Estate for all your real estate needs. 10/08/2009

Get a Free List of Websites of Government and Bank Foreclosure Listings in Manchester, NH There are a number of websites that contain free listings of government and bank foreclosed homes in Manchester, NH. These websites contain descriptions, color photos, and addresses of the foreclosed homes for sale in Manchester, NH. And, most of these websites have government and bank foreclosure listings nationwide. There's no charge to search the foreclosure listings on any of these websites, and there's no 7-day free trial period either. Virtually all of these websites do not require any personal information to get access to the government and bank foreclosure listings. You can access these foreclosure listings anytime you want and as often as you want - free of charge!  Click here to get your ... 09/30/2009

FHA, VA, and USDA Rural Development Loans in Manchester, NH Are you looking for a home mortgage loan in the Manchester, NH area? Then you've come to the right place! Northeast Community Mortgage is a mortgage broker serving Manchester, NH, and many of the surrounding areas. When you decide to buy a home or refinance a mortgage in Manchester, NH or in the surrounding area, your search for a home mortgage loan should start and end here.  With so many lenders to choose from in the greater Manchester area, you should choose one you can trust to find the mortgage loan that will best meet your needs. As a mortgage broker, we help our clients obtain a loan from the lender who has the terms that best matches their needs. In terms of mortgage programs, we specialize in FHA, VA, and USDA Rural De... 09/30/2009