How could you cut 50,000 commuter miles this week in the state?New Hampshire residents are being asked to take part in cutting 50,000 commuter miles therefore saving 100 barrels of crude oil this week by bicycling to work which was touted as Commute Green NH week.Now seeing it has been raining for days it could have been better planned as far as the weather is concerned but the Governor of NH kicked off the week MondayDespite the weather which may have kept the numbers down, it was reported that 100's of workers parked the car and took their bikes. At best it has made people think of walking or biking to work which not only is better for their health , but saves them money. If only people could park that car once a week and walk, bike or take public transportation... If only this catche... 05/18/2011

Attached is a Market snapshot for Manchester NH for the 1st week in May (May 8-15, 2011) New Listings 5/8/11 to 5/15/11 Count 49     Listing Price Total $9,342,950     Listing Price Average $190,672   Active Listings total for Manchester Count 547     Listing Price Total $121,493,921     Listing Price Average $222,110     Average Days on Market 121     Average Price Per Sqft $382     Closed Listings (May 8-15, 2011) Count 21     Listing Price Total $3,555,400     Listing Price Average $169,305     Selling Price Total $3,413,750     Selling Price Average $162,560     List-to-Sell Variance 6,745     List-to-Sell Percent 96%     Average Days on Market 88   Pending Listings (May 8-15, 2011) Count 19     Listing Price Total $4,031,000     Listing Price Average $212,158     Average Days on Ma... 05/16/2011

CASH BUYERS VS MORTGAGE USERS With cash buyers on the rise, potential buyers who need to get a mortgage may have met their match. When a seller looks at an offer with a mortgage contingincy, they see a chance that deal wont close if th ebuyer doesnt get their mortgage. With a cash sale, there is no mortgage contingincy, it is virtual slam dunk it will close. Some sellers will take a lower cash offer for that peace of mind of a sure sale.In this market the buyer who needs a mortgage can not always compete.But they can increase their odds... First thing is to meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are any mortgage programs that you may quailify for.They can give you a ... 05/14/2011

Info  PR: n/a  I: 1,630,000  L: 0  LD: 2,068,847  I: 553,000 Rank: 3302  Age: n/a  I: 0  whois source Robo: yes Sitemap: no  Rank: 5482  Price: 28744 Links: 1396(3)|0 Density   Manchester, New Hampshire North End Cape Features Single Level Living   Preview 365 Ray Street Manchester, NH - MLS #4061237 - Listed by Fred Doleac and Offered at $299,000.   Come Back to the Best of Both Worlds   Re-invent your lifestyle in the North End of Manchester - Convenient location, meticulous landscaping and a park like setting just begins to describe this classic cape style home.  Return to the inner city and enjoy a neighborhood accessible to downtown and cultural and recreational landmarks. Imagine a home that offers single level living with an open floor plan perfect for entertaining and a flexibl... 05/13/2011

Yesterday i watched an interesting segment on the Today Show. Barbara Corcoran was doing a segment on The Best and Worst home improvements based on their cost versus how much you recoup upon sale. There was a couple i question and wondered if anyone else would as well.THE BEST1. Replace your front door. It is the first thing anyone sees, if it is in poor shaper, they may think the whole hous ein in that shape and not even enter.2. Replace your Garage DoorWith most houses the garage door makes up 1/4 to 1/3 of your front. It can be inviting clean and new, or old, dingy, cracking and scare people away3. Add a deck1 of the controversial picks but based on how much you recoup, it is the number 3 home improvement to complete, it is one of the most used items on your exterior and brings the m... 05/11/2011

Yesterday the Old man of the Mountain was back up on top of the world after his fall from grace in May 2003 when in the middle of the night the stone face crumbled and fell to earth.Soon after the  Old Man of the Mountain Legacy Fund committee was set up to search for awy to bring the old man back. Many designs and ideas were submitted but it was the one from Ron Magers of Essex, Mass. a toy designer and artist whose idea wowed the committee.It was reported in the Union leader that seven hand-crafted Profilers are set in granite blocks of varying heights at Profile Plaza. When properly aligned, they make it appear as if the Old Man is once again proudly on top. The Old Man was one of those must see tourist spots in NH that you just had to go and see. No parents can bring their young chi... 05/11/2011

THE TOP 5 ITEMS YOU CAN DO RIGHT NOW TO IMPROVE YOUR CREDIT SCOREFirst you need to realize there is no miracle cure for bad credit AND that there is no need to pay someone to do everything you can do own your own to start raising your credit score. 1ST. Pull your credit report.Simply pull your credit report from each of the 3 credit bureaus. you can go to www.annualcreditreport.com to get your free credit report once a year. If you were turned down for credit, you also have the right to a free credit report. 2ND. Review your credit report. On each of the credit unions website there is a place where you can dispute credit reporting that is wrong. The creditor then has 30 days to respond or it may be removed. This is the best way to dispute incorrect credit reporting or fraud. i have seen... 05/10/2011

Attached is a Market snapshot for Manchester NH for the 1st week in May (May 1-8-, 2011) TOTAL Active Listings Count 527     Listing Price Total $117,217,403     Listing Price Average $222,424     Average Days on Market 123     Average Price Per Sqft $393     New Listings (May 1-8-, 2011) Count 40 Listing Price Total $7,287,648 Listing Price Average $182,191     Closed Listings  (May 1-8-, 2011) Count 12     Listing Price Total $2,144,000     Listing Price Average $178,667     Selling Price Total $2,103,090     Selling Price Average $175,258     List-to-Sell Variance 3,409     List-to-Sell Percent 98%     Average Days on Market 102   Pending Listings (May 1-8-, 2011) Count 18     Listing Price Total $2,708,400     Listing Price Average $150,467     Average Days on Market 65   Statistics... 05/09/2011

Welcome to the 6th installment of of my newest blog, it includes my Foreclosure "Tip of Day" with such topics as buying a bank owned home and for home owners, how to avoid getting into foreclsoure. I hope you come back often as my blog grows. Please feel free to leave a comment or question...TODAY'S TIP OF THE DAY1. The truth and myths of pre-foreclosuresPRE FORECLOSURES ARE SIMPLY THAT, A HOUSE ENTERING INTO THE FORECLOSURE PROCESS...are they a deal?Well If you are looking to buy one, you need to know some things...One of the biggest myths in foreclosures is "getting a deal on a preforeclosure". Let me tell you why, most houses are not even for sale, most home owners owe more than the house is worth in todays market and unfortanately if in a preforeclsoure situation, there is not enoug... 05/09/2011

HAPPY MOTHERS DAY TO ALL THE MOMS!!! I would like to send a special thank you for all you do...Enjoy your special day and may all your wishes come true!!!Updated  May 8, 2011Copyright 2008-2011, All rights reserved 05/08/2011

The question of the day is : Would you tell your seller that there "May be an offer coming in"?If you have ever listed a property, we all get these scenarios, there is a showing, the showing agent or buying agent calls and says we will be putting in an offer. You sit up straght, excitement stirs, a smile may come tio your face and then you wait for it to arrive. The next step is the most controversial... Do you call your seller and let them know the good news that an offer "may be" coming in, most agents will state an offer "is" coming in form the last showing.Then you wait and wait and maybe wait some more and no offer comes in, the buyer agent doesnt answer their phone and the buyer has changed their mind... no offer is coming... now you feel sad, the excitement long gone is a pit in ... 05/07/2011

There is a new set of problems for Short Sales sweeping the country and it could affect you.There is a new trend of "Out if State" brokers who advertise in neighboring states as well as nationally soliciting Home Owners to assist them in selling their home as a short sale.Often time the problems do not rise to that of a crisis until it is too late for that seller. It is affecting everyone including Buyers who see the offer on their dream home die, Sellers whose dream of getting out through a short sale dashed and local agents forced to pay these out of state people for the leads to these listings or missing out on the ability to help those local people they would have been able to help if they were not swallowed up by these "out of staters"Here in NH we are bombarded all day long with a... 05/04/2011

Attached is a market snapshot for Manchester NH for the period of April 1, 2011 to April 30, 2011 Active Listings Count 522     Listing Price Total $117,228,526     Listing Price Average $224,576     Average Days on Market 120     Average Price Per Sqft $396       New Listings Count 199 Listing Price Total $41,665,244 Listing Price Average $209,373 Closed Listings Count 69 Listing Price Total $11,883,870 Listing Price Average $172,230 Selling Price Total $11,376,410 Selling Price Average $164,876 List-to-Sell Variance 7,354 List-to-Sell Percent 96% Average Days on Market 87   Pending Listings Count 72     Listing Price Total $12,539,550     Listing Price Average $174,160     Average Days on Market 94     Contingent Listings Count 100     Listing Price Total $17,896,900     Listing Price... 05/02/2011

There are plenty of blogs with instructions telling you how to complete a short sale or how to buy a short sale, but none seem to focus on the things you should avoid at all cost that could kill your short sale dead in the water. #1. LISTING PRICEThe most important thing to note is that the listing price is not set by the bank, one of the largest killers of short sales is the listing agent prices the home too low (below market value) and the bank counters at current market value or declines the short sale all together. Hopfully the listing agent set the price correctly to start with, there are some who set it artificially low to attract more buyer and offers which leads to a sure backfire.#2. PUTTING CONTINGINCIES OR TIME FRAMES IN YOUR OFFERThe bank works at its own pace, placing a tim... 05/02/2011

Do you know who the Gold Star Mothers are?  Up until today, I had not heard of them.  I've been very blessed in life, not to be in their position.  Gold Star Mothers are women whose sons and daughters died while serving in the armed forces.  These are mothers who have paid the ultimate price...mothers whose children made the ultimate sacrifice for our country.   Today, May 1, 2011, in Manchester, NH, the Gold Star Mothers Memorial Statue was dedicated to these women.  Mayor Ted Gatsas declared May 1 to be Gold Star Mothers day in Manchester. Governor John Lynch declared May 1 to be Gold Star Mothers Day in New Hampshire. I think EVERY DAY should be Gold Star Mothers Day in all our hearts.  Throughout the presentation today speakers asked that we spread the word and let others know about... 05/01/2011

Happy May Day... While i was at Lowes this morning browsing the garden section someone wished me a Happy May Day...... The 1st of May has a different meaning for different people. The unofficial day in NH when we brush the snow the off the flowers, look at the new leaves popping from the trees, watching our lawns turn green and the tulips blossom. In Socialist countries they celebrate or even used to celebrate with gigantic parades showing off their military might. Children in other cultures dance around the may pole but for me, Real Estate Agents celebrate the start of the busiest time of year to buy and sell houses. For me... especially  after this winter, it lifts the wishes and dreams of many that this winter is over. Updated  May 1, 2011Copyright 2008-2011, All rights reserved 05/01/2011

Happy Easter to all of my old friends and new ones that i have made here on Trulia. It has been a fantastic and rare Sunday off to "recharge the batteries". With things so busy lately i have not had the time to see what everyone has been up to in their blogs. So as i wait for the Celtics game to start i can explore away. Thank you all for sharing your experiences in such great blogs and again Happy Easter 04/24/2011

One of the most talked about segments of bank owned homes both between potential buyers and by agents themselves is: Why is it so hard to buy a bank owned home from Fannie Mae or Freddie Mac?The question i am sure some of you are asking right now is what to i mean by"hard".There are several factors i face as a buyers agent trying to sell a Fannie or Freddie listing.1. Trying to get questions answered before showing: Any good buyer agent will always ask the listing agent is the house still available? and Are there any pending offers on this property?In a recent search not 1 Fannie or Freddie listing agent returned my call the day i called. So i also emailed and only 1 agent returned my email that day. 1/3 never responded, 1/3 responded the next day and the other 3rd of agnets took 2 or m... 04/19/2011

Could you cut your fossil fuel use by 25%?Well the Governor of New Hampshire thinks it's state agencies can, so why cant we all?An executive order in 2005 ordered all state agencies to cut fossil fuel use 10%, the agencies exceeded that goal by cutting back 16% which saved the state 3 million dollars. (just imagine the larger states... they could multilply this by 2,5,10 times this amount)This time the Governor's executive order sets the goal of reducing fossil fuel useage by 25%.The only problem i have... is he set a goal fo 2025, why so late? why not sooner?Which leads me to further questions?Why cant Obama make the same executive order for the federal governemnt?Why not for big business?Why not for all?and..... could you cut your useage by 25%? I would like to try....What do you thin... 04/17/2011

We all know gas prices are going up, we all have to buy it but at what point do you say enough is enough?For five straight weeks, Americans have bought less gas than in comparable periods last year, according to MasterCard Spending Pulse, which monitors gas sold at 140,000 stations nationwide. The first week of April saw drivers pumping 2.4 million fewer gallons than they did last April -- a 3.6 percent dropI truely believe that in 2008 gas prices litterally through "gasoline" on the fire of the economic downturn. If the prices don't come back as I think they will, there will be a definite drag on the recovery of the U.S. economy and we might see more action taken from the government to help us along.I find myself combining appointments into 1 trip and have stopped taking bpos that are ... 04/12/2011