1. WHAT IS A PRE-FORECLOSURE?A Pre-Foreclsoure is just that, a house entering into the foreclsoure process. It could be any home where the home owner is at least 30 days late. The pre-foreclsoure process includes every aspect of the foreclosure process right up to the foreclosure auction.2. WHY CAN'T I JUST GO AND BUY A PRE-FORECLSOURE BEFORE IT GETS FORECLOSED?One of the biggest myths in foreclosures is "getting a deal on a preforeclosure". Let me tell you why, most houses are not even for sale, most home owners owe more than the house is worth in todays market and unfortanately if in a preforeclsoure situation, IN MOST CASES there is not enough time for them to complete a short sale.3. CAN I GET A SELLER TO WORK WITH ME SO THEY CAN AVOID A FORECLSOURE?One of the most important things ... 06/03/2011

  One of the most common questions as of late is; 'No one is looking at my house, What can i do?"#1. CHECK YOUR PRICE The first thing you have to do is get a new brokers price opinion completed to see where your house is priced in teh market. If your house is priced above market value, with the increase in listings, your house my be priced too high to attract buyers. You want your house priced at or below market value, most often no lookers comes from too high of an asking price.#2. CHECK THE MARKETING AND ADVERTISINGThe other common problem with a lack of showings is a lack of marketing or advertising on your poperty. Is your agent advertising and marketing your property? Where are they searching for buyers? Are they giving your home the time and energy it deserves?#3. ASK YOUR AGENT A... 06/02/2011

Good Afternoon Everyone, Yesterday about this time, the sky turned black and just to the South of us, A tornadoe closed in on Western MA. Luckily here in Southern NH we faced some wind, rain, hail and lots of lightning, the skies swirled but no tornadoes dropped from the sky.To donate to the Red Cross, log on to www.RedCross.org or call 800-Red-Cross and be sure to designate payments "MA Tornado."To volunteer with the Red Cross, you can go to 506 Cottage St. in East Springfield. MA Here is a small list of those helping form the Wgir site: ·Plotkin Furniture has office space to lend to any businesses that have been displaced. Located at 1 Financial Plaza, Springfield. Call Elizabeth Barnes at 413-781-8000 •Dave Collier of Westfield ... offering to cover people's roofs with tarps in the W... 06/02/2011

WHAT WOULD YOU DO?   or In this basic situation, It is Your listing, a buyer calls to see it, you dont want to be a dual agent so you will be a transactional broker for the buyer. You show a buyer the home, they love it, they need to get prequailified and then are supposed to come in to write an offer. 4 Days later they show up with another agent? What would you do? Do you honor this new agent who hasnt seen the house?Do you risk the sale to refuse to pay them a buyer broker fee?Do you pay them the advertised fee in MLS?As an agent would you take a buyer who already saw a house and write an offer on a house you never even saw?------I will fill you in on what i did after so not to skew any responses... please let me know what you think?Updated June 1, 2011Copyright 2008-2011, All rights ... 06/01/2011

In Real Estate i can be blessed to visit alot of homes every week in mu duties of listing and showing homes for rent or for sale in and around the Manchester NH area and Southern NH.Some owners go out of their way to make the house show the best as possible to potentual buyers. Other sellers just lumbe rthrough the home selling process.Some of the best kitchens i have seen, i just had to share...=====In the below photo the former owner took the appliances and the kitchen sink but at least left the cabinetsThe lesson learned here is clutter will not help sell your home any faster. Clean and clutter free is the way to go. Please check back to see part 2 coming very soon.Updated May 31, 2011Copyright 2008-2011, All rights reserved 05/31/2011

The most interesting interior paint jobs i have seen - A story in pictures Part 2In my travels i get to see the best and worst of decorating trends. These are a few of last weeks beauties that i had the pleasure to view and just had to share with you all.From Living rooms, great rooms, kitchens, bedrooms and bathrooms, there is a style for everyone.Stay tuned for Part 3 coming soon.Please see last weeks blogThe most interesting interior paint jobs i have seen - A story in pictures Part 1http://actvra.in/bF6 Updated May 31, 2011Copyright 2008-2011, All rights reserved 05/31/2011

Attached is a Market snapshot for Manchester NH for the 4th week in May (May 23-31, 2011) Brought to you by Scott Godzyk, Owner/Broker of the Godzyk Realty Group, Manchester NH TOTAL Active Listings Count 566     Listing Price Total $126,547,021     Listing Price Average $223,581     Average Days on Market 124     Average Price Per Sqft $372   New Listings (May 23-31, 2011) Count 38     Listing Price Total $7,910,829     Listing Price Average $208,180     Closed Listings (May 23-31, 2011) Count 31     Listing Price Total $5,271,400     Listing Price Average $170,045     Selling Price Total $5,086,100     Selling Price Average $164,068     List-to-Sell Variance 5,977     List-to-Sell Percent 97%     Average Days on Market 89   Pending Listings (May 23-31, 2011) Count 19     Listing Price... 05/31/2011

HAPPY MEMORIAL DAY ALL!!!The words from Lee Groonwood say it best...If tomorrow all the things were gone,I'd worked for all my life.And I had to start again,with just my children and my wife. I'd thank my lucky stars,to be livin here today.‘ Cause the flag still stands for freedom,and they can't take that away. And I'm proud to be an American,where at least I know I'm free.And I wont forget the men who died,who gave that right to me. And I gladly stand up,next to you and defend her still today.‘ Cause there ain't no doubt I love this land,God bless the USA.Enjoy the day everyone... Updated May 30, 2011Copyright 2008-2011, All rights reserved 05/30/2011

  Two family in great North End Home Photos Local Schools Courtesy: Prudential Verani Realty Londonderry Prudential Verani Londonderry 888-723-0306 webrequest@verani.com 669 Manchester, NH 03104 List Price: $139900 Living Area Approx : 2876 Two family in great North End location has many possibilities. Extra large units have laundry hook-ups, eat in kitchens, 2 large living rooms per unit have flexible use. Separate utilities. Possible expansion on 3rd floor (check City permit and code requirements). 2nd floor unit in good overall condition. Updated baths. Property requires some interior repairs such as sheet rock, flooring, doors, first floor cabinets. Large garage for cars, storage, possible rental income. Great for owner occupier, car enthusiast, or investor. Sold as is. Fannie Mae a... 05/27/2011

I have the pleasure of visiting several homes every week, in this market the majority are bank owned homes. I get to see alot of different styles, designs and colors. I thought is it would be great tio share some of the greatest interiors after visiting 2 seperate but equally interesting houses this week.These are just from this week, stay tuned as i have thousands of pics from 3 years of bpos at 40-50 per week, so as i search them over the weekend, i will be back with some more great paint jpbs in case you are thinking of remodeling your own house and want some pizazz.Updated May 26, 2011Copyright 2008-2011, All rights reserved 05/26/2011

I WAS INTERVIEWED YESTERDAY FOR AN ARTICLE AND WAS ASKED What is the #1 Tip you can give for BUYING A BANK OWNED HOME? I deal with alot of bank owned homes throughout New Hampshire. I am proud to be one of the leading listing agents of Bank owned homes in the Manchester NH area. My basic answer was there was not 1 thing but a list of things that a buyer needs to do to if they want to buy a bank owned home.Where should a buyer start?The first thing you need to do is be pre-approved for a loan. No bank will look at your offer without it. There is a difference between prequalified and preapproved. A pre qualification looks at your credit score, your income and liabilities you state and gives you a sales price you should be searching in. however a pre-approval will confirm you are able to g... 05/26/2011

CHARMING HOME, AWESOME VALUE, CONVENIENT LOCATION!   Quick Links   Free List of Foreclosed Homes For Sale     Concord, NH Real Estate     Bow, NH Real Estate     Pembroke, NH Real Estate     Epsom, NH Real Estate     Loudon, NH Real Estate     Hopkinton, NH Real Estate       See Property Details   Call: 888-723-0306 for more information on this or any other property. Information valid for the date of this posting only. Please contact us for the most current information and status of this property.   Visit Property Website                     CHARMING HOME, AWESOME VALUE, CONVENIENT LOCATION! SPACIOUS ROOMS, NICE UPDATED BATH, HARDWOOD FLOORS, ROOM TO EXPAND IN UPSTAIRS, FINISHED BASEMENT, CARPORT, FENCED YARD, STORAGE SHED, SCREEN PORCH, ENCLOSED PORCH....A LOT OF HOUSE FOR THE MONEY!!... 05/26/2011

One of the most asked questions is What is the #1 Tip or advice you would give for BUYING A SHORT SALE? Buyers and their agents often ask why wasn't this offer accepted and why did it take so long. First there is no law that states the bank has to complete a short sale, they only lose money and make it as hard as possible. While that is the thought of most, if submitted correctly, you have a very good chance of making it work and if submitted incorrectly or missing anything, you may be doomed from the start.  As a leading listing agent of shortsales in New Hampshire, and also working as a buyer agent for thise looking purchase short sales in and around Manchester NH, i have put together a list of what is important to follow. I wanted to share it with you all...Buyers before entering int... 05/25/2011

Attached is a Market snapshot for Manchester NH for the 3rd week in May (May 15-22, 2011) New Listings  (May 15-22, 2011) Count 54     Listing Price Total $12,993,165     Listing Price Average $240,614   Total current Active Listings Count 562     Listing Price Total $126,171,007     Listing Price Average $224,504     Average Days on Market 121     Average Price Per Sqft $375   Closed Listings (May 15-22, 2011) Count 22     Listing Price Total $3,696,200     Listing Price Average $168,009     Selling Price Total $3,398,750     Selling Price Average $154,489     List-to-Sell Variance 13,520     List-to-Sell Percent 92%     Average Days on Market 91   Pending Listings (May 15-22, 2011) Count 19     Listing Price Total $3,805,500     Listing Price Average $200,289     Average Days on Marke... 05/23/2011

It was just over a year ago the Federal Home Owners credit was in full swing. Now that April 2011 sales figures are in, i think we can make a clear comparison and judge the affect it had on our area.There is no doubt it had a HUGE positive affect on the market increasing sales and prices for that period. April 2010 sales jumped 41% over April 2009. The median sales price actually increased last year during April by 8%.This year NH had 809 homes sell which is a decline from last April which figures were inflated due to the Rebates.  Sales were done this year without a rebate by 23% however sales compared to 2009 were up 18% over April 2009 whihc is a huge postive given no rebate this year.------How did the rebates affect sales in your area?------I can make the conclusion that the rebates... 05/23/2011

On Friday it was announced through Reuters that THE DELINQUENCY RATE OF US MORTGAGES FELL SHARPLY IN THE 1ST QUARTER reaching the lowest level since 2009.The US Mortgage Bankers Association 8.1% if US loands were seriously delinquint which was 50 basis points (1/2 a percent for layman) than fourth quarter 2010 and 144 basis points (1.44%) lower than the same period a year earlier (2010)It was the 5th straight quarter of declines in the delinquincy rate. What does this mean???Well first of all it shows teh housing market is at least heading in teh right direction, it can not fully recover until foreclsoures are reduced. in my opinion a full recovery will pull into high gear once the banks begin lending again. Some parts if the country are enjoying a faster recovery than others. Here in N... 05/22/2011

Cape style home just listed in Manchester NH, alot of system upgrades such as newer roof, vinyl windows, insulation and brand new furnace. Needs cosmetics such as interior paint and flooring, may have HW floors under carpets. PRICED TO SELL @ $129,900 Bring your offers... LISTED BY: SCOTT GODZYK, Exclusive Listing GODZYK REALTY GROUP MANCHESTER NH COPYRIGHT 2011, ALL RIGHTS RESERVED 05/19/2011

  "NEW LISTING" 2 Bedroom End Unit Townhouse in one of Manchester located in one of the most desired Condominium complexes. Full basement, sliders to deck, newly painted, brand new vinyl windows throughout, newer flooring, full loft, 2 of the largest bedrooms i have seen, A must to see. Enjoy the inground pool and large lawn and wooded areas surronding the complex. PRICED TO SELL AT $154,900 PROPERTY LISTED BY SCOTT GODZYK, Exclusive Listing GODZYK REALTY GROUP MANCHESTER NH All rights reserved. Copyright 2011 05/19/2011

In Real Estate one of the hazzards that is often not thought of is being bitten by a dog. Real Estate agents and their clients are walking into a strange house often with no knowledge of a dogs temperment,  home owners should remove the dogs from the home prior to showings but many do not. TIPS ON PREVENTING DOG BITES1. Never run past or from a dog, it is the dogs natural instinct to chase after you.2. If a dog is threatening you, do not scream, avoid eye contact, remain motionless and back away slow when the dog walks away.3. Never approach a strange dog4. Do not pet a dog without asking the owner first and always let teh dog sniff you before petting5. If the dog is about to attack , try and put something between yo in the dog like furniture, pillow, backpack, bicycle or such.Please fe... 05/19/2011

The April 2011 jobless rate came out and it dropped again to 4.9% from 5.2% in March. New Hampshire has the 4th lowest rate in the country. This represents the lowest rate since Dec. 2008. With the lowest jobless rate in New England the New Hampshire economy continues to grow. The housing market has stabilized in some segments. The market for good clean homes priced at market value continue to sell strong. i have seen a great increase in people relocating to NH for jobs, they are falling love with our area, no income tax, no sales tax, great schools, great Real Estate prices compared to our neighbors to the south and convenience to recreational areas.Another reason that makes NH a great place to live, play and visit.Updated  May 19, 2011Copyright 2008-2011, All rights reserved 05/19/2011