An owner of a home in Manchester NH called me up screaming "Why are all buyers trying to beat us up?. The converation was about if all buyers are lead to believe that all homes listed are in a distressed situation, that they are in foreclosure, bank owned or short sales. The media  is teaching buyers to make what is considered "Lowball" offers. Everyone wants to get the best deal, but how you go about it is just as important. If you want to make a "Lowball" offer you need to follow some simple guidelines.1. Find out what type of sale it is, Is it bank owned? A short sale? or a "regular sale" with a seller who is not considered "distressed"2. Find out if there are any other offers submitted, if so you may not have time to try a lowball or you could lose out to the other buyer(s).3. Asses... 11/01/2011

Here in the Manchester NH area Halloween has been under attack. The mayor, the police chief and now mother nature. The largest snow storm in History has postponed Halloween ceebrations, parades and Trick or Treating to next Sunday Nov. 6. 2011With 240,000 people with no power, trees down blocking roads and branches blocking sidewalks it is a huge safety issue. Children of most of NH will have to wait a week to show off their costumes and get their goodies.The snow storm put to rest a contorversary brewing our area for the last month of the police Chief and Mayor's decision to move Halloween trick or Treating from the Sunday afternoon before Halloween to Halloween Evening. For alot of people it is tradition and history to trick or treat the night of Halloween. They could not imagine any ... 10/31/2011

Mother nature played a trick on us here in Manchester NH. With nearly 22 inches of snow in my back yard which fell in a mere 13 hours blanketing everything with a heavy cement like snow. The tree still have leaves them which which collected the snow like a giant sponge. The weight of the snow was too much and brought down branches trees and power poles. Early estimates were no power for at least a week. It had only snowed 4 times this early in 140 years of record keeping with this shattering the old record of 3 inches in the last 140 years. So No treats for now, just a dirty trick...It does not take magic to turn your "For Sale" sign into a "Sold" sign. it takes a full time Local Agent who specializes in Listing homes like yours. If you need to sell a home in New Hampshire I can be that... 10/30/2011

There will be a "white" Halloween in Manchester NH given the earliest snow in recent memory, Despite the snow safety and awareness during Halloween should be practiced be all.One of the biggest things to remind ourselves and teach our children is that if a house does not have a porch light or outdoor light next the door on, it means the resident will not be handing out candy.There are many reasons why some houses do not participate. These homes should be skipped over and not be targeted with tricks. Simply go to the house swith lights on. It does not take magic to turn your "For Sale" sign into a "Sold" sign. it takes a full time Local Agent who specializes in Listing homes like yours. If you need to sell a home in New Hampshire I can be that agent for you. I strive to provide the best ... 10/29/2011

As a leading Listing Agent of Bank Owned homes in the Manchester NH area, i often get flooded with questions regarding foreclosures. I have put together the TOP 5 items you need to know if you are looking to buy a bank owned home.TOP 5 ITEMS YOU NEED TO KNOW IF BUYING A BANK OWNED HOME1. GET PRE-QUAILIFIED: Before even looking at a home you should get pre-approved for a loan. No bank will look at your offer without it. Meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are any mortgages that you may quailify for. You should then tell them you are looking at bank owned homes so they can provide you with a list of what condition the property needs to be in for you to be able to ge... 10/28/2011

  The POSITIVE ATTITUDE for the Weary Soul group gives you the opportunity to share the miracles in your life during this fall season with a creative writing challenge . Join in on the challenge with the  FALL SEASON OF MIRACLES CONTEST | Positive Attitude for the Weary Soul Group Miracles come in different shapes and size, some are small, some are much larger, some deal with life and others with healing. When you deal with a short sale in the Manchester NH area, you often have a family looking to stay out of foreclosure or bankruptcy, but at the end of the day, they will be forced to move from the home they love. When looking at a short sale sometimes people throw around the words "needing a miracle" to get this approved very loosely. Not all short sales require miracles, they simply r... 10/27/2011

The city of Manchester NH has told trash pickers "To keep their hands off the recycling bins". The problem is trash pickers are picking the aluminum cans out of the recycling bins as residents place them to the curb before they can be picked up by the city. The city has drafted an "anti scavenging" ordinance which will prohibit this practice. The city gets paid by a recycling company who picks up the materials on trash day. Therefore it is a lost source of revenue.The controversary among alderman is if it should include picking things out of garabage cans such as metal, clothing or furniture as anything removed, does not have to be paid for by the city to be disposed of.... I will let you kmnow how thinsg shake out. It does not take magic to turn your "For Sale" sign into a "Sold" sign.... 10/27/2011

The city of Manchester NH has extended the period where city residents can bring bulk items to the Dunbarton Road transfer station at no charge, The city has stepped up efforts to clean up roadways and alley ways.You may bring furinitire, mattresses, stoves , dishwashers, couches etc however Some items not accepted are refrigerators, air conditioners and hazardous waste. The drop off facility is open 7:30am to 3pm daily qnd 7am to 11:30 am on Saturday. If you have any questions please call 603-624-6444 It does not take magic to turn your "For Sale" sign into a "Sold" sign. it takes a full time Local Agent who specializes in Listing homes like yours. If you need to sell a home in New Hampshire I can be that agent for you. I strive to provide the best personal and professional service thr... 10/26/2011

  Schedule a Showing/Request Info   Prudential Verani Realty Salem Prudential Verani Realty Salem 888-723-0306 webrequest@verani.com Information valid for the date of this posting only. Please contact us for the most current information and status of this property. 1799 Bodwell RoadManchester, NHScan with your smartphone & take me with you. Description Features Photos Maps & Local Schools     Move right in...you will love "The $ Click for current price2 BEDROOMS1 BATHROOMS (1 full) 795 Square Feet Move right in...you will love "The Briars". A small complex, mostly owner-occupied, and very desirable. But what it`s really all about is COMFORT, UPDATES and MOTIVATED SELLER. New heating system, newly painted, new kitchen flooring, newer appliances, new lighting, large bedrooms, new bedroom... 10/24/2011

If you are considering buying a Short Sale, whether you are in the Manchester NH area, Southern New Hampshire or located aywhere else thoughout this great country of ours, the short sale process is the same. As a buyer there are some things you need to do in order to have an advantage and opportunity to have your short sale approved. The short sale process can be long, it can be frustrating but it does NOT have to be.  THE TOP 10 THINGS YOU NEED TO DO: 1. UNDERSTANDING THE PROCESS OF THE SHORT SALE: Before you start looking at homes or completing research. you need to know that the basic premise of a short sale is. When a home owner owes more than what the home is worth in todays market, they ask the sellers bank to approve a sale of the home at the current market price.  2. UNDERSTAND ... 10/24/2011

Today i have written my 500th Blog here in Active Rain. There would be no more fitting a tribute than the top 10 things i have learned from blogging.10. That no matter how many blogs i write or read regarding the #1 irritating thing to agents or clients, is that those agents not answering their phones, are probabily not reading our blogs, as they are still not answering calls or returning messages.9.  That you are never to old and it is never to late to learn something new that is shared through blogging.8. That it never gets old typing your name in Google and seeing all your blogs listed in a search engine.7. That one should never get discouraged from the lack of comments. Everyone starts at 0 readers and can only go up through consistent blogging and writing on topics you actually lik... 10/23/2011

I was reading a blog by Karen Fiddler http://actvra.in/lJs  that asked "Are BPO agents Bitter? Lazy Dumb?" which lights up a number of emotions at first thought, as BPO agents affect EVERY Bank owned sale and Short sale not only in the Manchester NH area but in the whole country. All aspects of life will always have "a balance". You can not have COLD without HOT, can not have SOUR without SWEET, can not have DULL without SHARP, and most important can not have BAD without GOOD. For the first part of the conversation I List alot of Bank Owned homes from various large banks. I am directly affected by the BPO's performed by BPO agents. I am also seeing the same problem as many other agents not only here in NH but across the USA. Karne Fiddler had made a couple of great thoughts asked some q... 10/22/2011

Manchester New Hampshire Real Estate Market Report 3rd Quarter 2011 Condominiums and Townhomes In the 3rd Quarter of 2011 there were 62 condominiums and townhomes that closed in Manchester New Hampshire. This is an increase of 9 condos, as there were 53 condos that closed in the 3rd Quarter of 2010. The median list price for the condominiums and townhomes that closed in Manchester for the 3rd Quarter of 2011 was $121,564. The median list price for the condominiums and townhomes that closed in Manchester for the 3rd Quarter of 2010 was $139,900. The median sale price for the condominiums and townhomes that closed in Manchester for the 3rd Quarter of 2011 was $112,200. The median sale price for the condominiums and townhomes that closed in Manchester for the 3rd Quarter of 2010 was $135,0... 10/21/2011

Manchester New Hampshire Real Estate Market Report 3rd Quarter 2011 Single Family Homes In the 3rd Quarter of 2011 there were 174 homes that closed in Manchester New Hampshire. This is an increase of 55 homes, as there were 119 homes that closed in the 3rd Quarter of 2010. The median list price for the homes that closed in Manchester for the 3rd Quarter of 2011 was $169,900. The median list price for the homes that closed in Manchester for the 3rd Quarter of 2010 was $219,000. The median sale price for the homes that closed in Manchester for the 3rd Quarter of 2011 was $170,000. The median sale price for the homes that closed in Manchester for the 3rd Quarter of 2010 was $209,900. The median market time for the homes that closed in Manchester in the 3rd Quarter of 2011 was 42 days. The ... 10/21/2011

A question i hear every now and then is "should a buyer use more than 1 agent to look at houses." Every now and then while showing houses for sale in or around Manchester NH i run into this. This week i ran into into it twice... both buyers were looking for short sales or bank owned homes.The buyer said "they were using multiple agents to find bank owned homes or short sales that way they had more agents working in their behalf so they could have access to more homes."After shaking my head in dibelief... My answer was "You can have 10 agents all using part of their time, effort and resources looking for houses for you, with all of them knowing deep down you may buy through someone else which often results in them not giving it their all." "Or... you can get 100% of an ONE agents time, r... 10/21/2011

LOWES home improvement stores in one "not so well thought out decision by some suits with cushy jobs" crushed 3 communities in NH closing the Lowes store in Manchester NH Sunday night with no notice to it's employees. Just a n "emergency" meeting at the end of the work day. the Hooksett and Claremont NH Lowes stores were given 30 day notices Sunday night that they will be closing in 30 days (11/13/11). 279 employees are set to be lose ther jobsShortly after the emergency meeting trucks pulled in the Manchester lot taking down or painting over the Lowes signs. Someone knew enough to hire them...Colleen Maiura, spokeswoman at the Lowe's corporate office in Mooresville, N.C., said the company will close the Claremont and Hooksett stores in about a month, following efforts to sell off merch... 10/19/2011

Today's Real Estate Market not only inspires questions from both home buyers and sellers, but seemingly everyone who is concerned with today's economy. Yesterday for instance when i headed to lunch, the conversation always seems to drift towards peppering me with questions about the Real Estate market in and around Manchester NH. People want to know if short sales, foreclosures and bank owned homes are taking over the market. I get quoted with so many news stories from print and television that are exaggerated or just plain wrong that it inspired this blog.   THE TOP 5 MYTHS ABOUT TODAY'S REAL ESTATE MARKET1. THE BANKS ARE NOT LOANING MONEY. It is not entirely true, banks are indeed loaning money. The majority of the mortgages are FHA loans which do have higher standards than a conventi... 10/18/2011

If you owe more than your house is worth or if you are behind in your payments... A short sale may be for you. I am often asked for the most important tips i could give a home owner who needs to sell their home through a short sale in the Manchester NH area. My answer though applies to most sellers in any state looking to purchase a short sale. The first thing is that some people and surprisingly some agents still do not know what a short sale is. THE BASIC PROCESS OF THE SHORT SALE1. THE FIRST STEP:  In order to complete a short sale, a seller must be able to show a "hardship". Some examples are: not being able to afford your monthly payment, losing a job, illness, divorce, death or job transfer to another state. 2. THE MOST IMPORTANT THING is to choose a local Realtor who is experienc... 10/17/2011

A showing on Saturday inspired a blog post about a buyer looking at houses for sale here in Manchester NH. Before they focused in on this home we looked at everything including short sale listings, foreclosures, bank owned homes and re-sales. This buyer is experiencing what other buyers are which is a delay in completing the purchase.There are several reasons buyers are afraid to make the jump from "LOOKER" to "HOME BUYER". I have heard various reasonings and multiple questions which are all basically similar.  A buyer needs every advantage they can so they can make an informed decision whether now is indeed the right time to buy for themTHE MOST IMPORTANT PRE-BUYING RITUALS1. Get Pre-quailifed. The most important thing to do before you start to look at homes is to meet with a local and... 10/17/2011

Weekends are often a very busy time for looking at houses for sale here in Manchester NH. It was a busy weekend for showings on everything including short sale listings, foreclosures, bank owned homes and re-sales. Some sellers are under a little more pressure to sell than others. This one particulat listing i have, the buyers have already seen it 4 times in 2 weeks. Today was lucky number 5. The seller though said they were not leaving for the showing and would be outside doing their fall clean up.After a 30 minute walk through of the home, the buyer wanted to walk around the back where the seller was raking leaves. The seller calmly looks at that buyer and asks "How many times do you have to look at a house, Are you going to buy it or what?"  Before i could squeak out anything in the ... 10/16/2011