I represent taxpayers in Maple Grove, Minnesota and all the 50 States in the United State before all administrative levels—examination, collection, and appeals—of the Internal Revenue Service (IRS). ► MYTH #1 : Tax Resolution Services listed on the internet are carefully screened for qualifications.  THE TRUTH: Most internet listings are nothing more than another advertising media. Sometimes, the only qualification required in order to be listed is the ability to pay big bucks for an “exclusive listing.”  ► MYTH #2 : All attorneys,IRS enrolled agents and accountants have experience with the IRS.  THE TRUTH: Only a small percentage of lawyers and accountants have any experience in dealing with the IRS. Some attorneys simply prepare documents and many enrolled agents/accountants deal only... 11/16/2020

I represent taxpayers in Maple Grove, Minnesota and all the 50 States in the United State before all administrative levels—examination, collection, and appeals—of the Internal Revenue Service (IRS).One of the tools the IRS uses to get a taxpayer's attention or get a tax debt paid is to start garnishing their wages using a continuing levy. A continuing wage levy is designed to make it economically painful so that it forces taxpayers to contact the IRS and deal with the back tax issue.Before the issuance of the wage levy, five or six months have passed without the taxpayer dealing with the back tax issue. The IRS have sent out at least four letters to the taxpayer and the taxpayer have choose to ignored the letters.The good news is that there are options available to the taxpayer to remov... 11/08/2020

Foreclosure and what it means to you Real estate market data in Andover MN by Joel Friday of Keller Williams Classic RealtyIn our last article, we delved into forbearance and what that means to you in today's COVID-19 world. Forbearance article. Now we will go over the details of foreclosure law as Minnesota allows for it to work. Here there are several steps needed for the bank to foreclose on your home. This can only occur if you are late on your payments by a number of months. Speak with your attorney to know your rights in these cases. This is a rough outline so you can understand the timelines and terminology.Step 1. Notification of owner. You may be served or a notice put on your front door. Read and understand the dates provided in the notice. They will also need to put a notice ... 10/05/2020

There is no question, homes are selling fast in the Twin Cities this spring! In many cases, the sold sign is hanging within a day or two of the post being put into the ground. On occasion however, a home might linger due to lack of curb appeal.  A home that oozes curb appeal is the reason people say "Honey, Stop the Car!" and "This is THE One!" without even stepping foot over the front door threshold. It can also be a determining factor in why some houses will have half a dozen offers the first day while others linger on the market.  But what does a homeowner need to do to make their Minneapolis/St Paul home a neighborhood standout? One key is staging. Homes with great staging sell quickly and for top dollar. Sunny warm weather has many buyers searching for their dream home both online... 05/08/2019

Updated and Upgraded!23478 Arrowhead ST NW, St Francis, MN 55070This HOME is SOLD!   Great open floor plan and big backyard! This 3BR/2BA/3Car split level is full of updates inside and out! BRAND NEW roof in December 2018. It has a maintenance-free, vinyl and brick exterior, a covered entry porch and concrete driveway.  Built in 2002, this split level home features a fully fenced backyard with space to play, garden and entertain. The HUGE 24 X 12 deck walks out from the dining room on the upper level and has a stairway to backyard. Underneath there is a stamped concrete patio. Plenty of space to enjoy summer with friends.   Vaulted ceilings and NEW laminate flooring throughout kitchen/dining/living room area. Breakfast bar seating at kitchen island. NEW and very attractive, Black Stainl... 03/29/2019

   Acreage Two-Story in Ham Lake!  17560 Durant St NE 4+BR/4BA/3 Car on 2.63 Acres THIS HOME IS SOLD!        Convenient location just north of Blaine, this classic two-story home is acreage living at its finest! Hiddened amongs the oaks, maples and pines, this 3000+ square foot home features 3 upper level bedrooms plus one main floor bedroom and an office.    Want additional information on how to own a beautiful Ham Lake home like this one?Contact me Teri Eckholm REALTOR® /Boardman Realty   10/30/2018

We buy ugly purple fin red doors brick homes that are openOr why use a traditional agent to sell your home.We are seeing the so called shift to new ways to sell your home. What I noticed is they all fall into the same trap that for sale by owners fall into. That is, you are trying to "save" money by not paying a commission. So let's look a little into how each of these work and don't save you anything, they simply eliminate a large pool of potential buyers for your home.1. Use the ugly cash buyer.As an agent, I have come across a few of my sellers who have been given quotes. In one example, they were offered $80,000 cash to buy their home, no commission required saving the customer money. Trouble is, a quickly did a market analysis on the home and saw it was worth around $150k. I convin... 10/24/2018

Charming Home in Convenient Location! 4BR/2BA/2Car Bungalow 4958 5th St NE, Columbia HeightsIS NOW SOLD   Convenient location just off 694 between Central and University, this home is situated on a 1/4 acre corner lot with a fenced front yard and backyard patio. It is walking distance to Sullivan Lake, McKenna Park and Valley View Elementary. Original hardwood floors and coved ceilings are features of the formal living room just off the entry. The main floor bedroom and dining room also have hardwood flooring.   UPDATES include: NEW Carpeting in the three upper level bedrooms and Family Rooms, NEW Water Heater and newer furance and appliances. Huge main level family/ recreation room with maintenance -free windows that bring in abundant natural light.  Just off the kitchen, this is a per... 04/19/2018

Here's a quick video update on real estate sales statistics in Andover Minnesota for the year ending 2017; and what might be expected in this Anoka County housing market as we head into the Spring 2018. If you have additional questions on selling or buying a home in Andover, Minnesota, please call or message me directly. I am always happy to answer questions on real estate and the housing market. Check out this recent review received from a past client:   "I enjoyed working with Teri. She is both professional and easy to work with. Her knowledge about home sales and purchases is great. If you are looking for a REALTOR with innovative ideas and someone to support you through a somewhat stressful time, then choose Teri." --Des T. Need more information on the Anoka County housing and real ... 03/18/2018

Change is not easy. But if moving from the city to a rural setting is your dream, it can become a reality. The idea of moving from a city or suburb to a more rural, acreage setting is a dream of many Minneapolis/St. Paul homeowners. Beautiful homes with sprawling landscapes of are available throughout Anoka, Washington and Chisago Counties. But acting on the dream can be intimidating. There  are so many changes to consider. Fortunately, with good information and the right assistance, the process can be manageable.  Before becoming a REALTOR®  my family transitioned from a corner lot house in North St. Paul to an acreage property in Anoka County just west of Forest Lake. It was quite a transition at the time. We had to learn about private sewer systems, well water and lack of internet ac... 03/02/2018

Here's a quick video update on real estate sales statistics in Lino Lakes, Minnesota for the year ending 2017 along with a few ideas of what might be expected in the 2018 spring housing market. After viewing, if you have additional questions on buying or selling a home in Lino Lakes, Minnesota (or surrounding communities) please feel free to call or message me.   Check out this recent review received from a past client:    "After living in our home for nearly 18 years, we were out of touch with the details involved in preparing, marketing and selling a home. When we decided it was time to move south for retirement, we called upon Teri and her local expertise to help us get everything in order and make the house and property ready for sale. She was able to educate us as to what we neede... 03/01/2018

  The Andover, Minnesota real estate market is quite strong as we start of 2018.  Closed sales were almost equal in 2017 compared to the previous year in spite of a significant drop in new properties listed. This continued lack of inventory across the Twin Cities metro keeps the home sellers in the driver’s seat of the housing market. There is an abundance of new home construction and developments popping up all over Andover. Many of these are high end executive homes on acreage but there are also some mid-range communities that are available for move up buyers to consider. With all this new construction, it is no surprise that the percent received of original listing price is up too. New homes always cost a bit more per square foot than existing homes. In 2017, the average sales price ... 02/25/2018

Here's a quick video update on real estate sales statistics in Blaine Minnesota for the year ending 2017; and what might be expected in the housing market as we head into the Spring 2018.   If you have additional questions on selling or buying a Blaine MN home, please call or message me directly. I am always happy to assist.  Check out this recent review received from a past client: "Teri Eckholm helped us with the sale of my mom's house. Teri was very professional and helpful during the entire process. She knew the market well and was able to recommend home improvements to help sell mom's house. She always replied to our questions quickly and she made us feel like we were her only clients. My mom felt comfortable working with Teri and I knew my mom was being well taken care of. Teri to... 02/07/2018

As in many other north and east Twin Cities metro communities, Lino Lakes has had a slight drop in the amount of closed sales in 2017. This is usually due to a lack of housing inventory as there has been a noticeable shortage of homes for sale across the Minneapolis/St Paul metro. However in Lino Lakes, new listings were up rather than down this past year. This anomaly is most likely attributed to the significant amount of new construction in this eastern Anoka County community.  This reflects in the increased average home sales price in which rose by a healthy 6.2% in 2017 to $313,829. Likewise, the average price per square footage also jumped 6.7% to $141/sq foot from an average of $131/sq foot in 2016. On average, it took approximately 2 months to sell a Lino Lakes, Minnesota home i... 02/02/2018

  The changes in the real estate market in Blaine, Minnesota were subtle but strong in 2017. This northern suburb of Minneapolis had a slight decrease in new listings and closed sales.  In 2017, 1613 homes listed in Blaine with 1298 sold compared to 1664 listed and 1345 sold in 2016. However, the average price of homes sold in this community was over 6% higher than the previous year. Blaine’s higher valued new construction boom continues to have a positive effect on the average sales price. Homes in Blaine sold for an average of $276,987 last year compared to $260,900 in 2016. The average price per square foot has increased another few percentage points in 2017 to $133/sq ft up from from $124/sq ft the previous year. This is significantly higher than in 2011 when the price per square fo... 01/26/2018

2145 128th Ln NE, Blaine, MN Get Directions Click Here Description Photos Maps & Local Schools Print Brochure My Reviews $ Click for current price 5 BEDROOMS | 3000 SQUARE FEET Former "best of" parade of homes and Reggie award winner. Meticulous updates has made this home better than new. Located in a highly sought after neighborhood in Blaine. This beautiful home is situated in a spacious half acre lot backing up to a wetland preserve, providing privacy and speculator views. Perfect for entertaining family and friends. Biking and walking trails, great family neighborhood, great schools. Move in ready. Two fireplaces. This is a must see. Schedule a showing today. Call 651-308-1850 for questions or to schedule a showing!  Follow This Home! Blaine Market Information Search All Homes For ... 11/09/2017

649 127th Ln NE, Blaine, MN Get Directions Click Here Description Photos Maps & Local Schools Print Brochure My Reviews $ Click for current price 3 BEDROOMS | 2 (1 full, 1 half ) BATHROOMS | 2072 SQUARE FEET Must see updated home! Great location close to shopping, restaurants, walking trails and park! Updated kitchen with granite countertops and SS appliances. Vaulted ceilings and a lot of natural light in living room. Three bedrooms on main level, lower level family room with gas fireplace add to the inside of the home. beautiful four season porch, fenced in yard, new wood flooring and a ceramic bath.  Call 651-308-1850 for questions or schedule a showing.   Follow This Home! Blaine Market Information Search All Homes For Sale What Is Your Home Worth Blaine Homes For Sale Schedule a S... 11/09/2017

  A relative of mine recently spent some time in a transitional care facility. This is not a fun situation of course but often a necessary step in recovery.  She said her favorite pastime was to ask the other transient residents at mealtime to “Tell me your story.” It was a distraction from their situations and often they found common ground that they walked upon at one time or another in the Minneapolis/St. Paul metro area. As a REALTOR® I don’t always have an opportunity to hear my clients’ whole life stories, though while working with them, bits and pieces come out.  Some of them are funny, many are melancholy and most cannot be repeated without breaking my fiduciary duties to privacy. However, there is one common thread. House buying and selling is very personal. While at the core, ... 10/20/2017

Blaine MN | Millennials Flock to Low Down Payment Programs We are fortunate in Minnesota and the Twin Cities to have a number of down payment resources available to first time homebuyers. In particular, buyers considering the Blaine 55449 zip code can find programs in not only the State of Minnesota but throughout Anoka County too. In other areas of Minneapolis/St Paul there are similar opportunities.  Wondering if there are funds available for you? Find out now using this tool to check for down payment funds available for your situation. Not a millennial? No problem. This tool is for all generations. Today I would like to discuss a bit more about how Millenials Flock to Low Down Payment Programs A recent report released by Down Payment Resource shows that 65% of first-time homebuyers ... 10/19/2017

Blaine, MN | A Tale of Two Markets While it is said that all real estate is local, the market in Blaine, Minnesota is following a pattern seen across the country, there is a discrepancy across markets. There is a continued lack of inventory in the starter homes while in high end homes there is an abundance.  One difference I am seeing in and around the greater Blaine 55449 zip code is that there is a bit of a balancing of the market in the mid-range or move-up homes but starter homes are still in high demand and few options for home buyers. A quick look at the MLS today showed that there were only 7 homes available in Blaine under $200K but more than triple the amount in the $200K to 300K price point with 21 active homes. Over $300K there were quadruple active listings with 109 homes c... 10/12/2017