Mortgage Specialist in Fergus Falls, MN  Fergus Falls MN is a unique area of about 13,000 residents.  Surrounded by the vivid green of nature and tranquil calming prairies, Fergus Falls, MN is composed of luscious rolling farmland and over 1,000 lakes within the area.  For being a decently small community, there is a lot one can participate when living in this area, but first, before you get your home and start running around exploring the area, you should consider talking to a mortgage specialist. A mortgage specialist can provide you with thorough information you will need in regards to your new home purchase.  A mortgage specialist is someone who can look at the property you have and establish an efficient payment plan over the course of a set amount of years in order to make sure yo... 11/10/2011

So the state of the economy sucks and the stock market is continuing in a downward spiral. Lately, I feel like a big pessimists. I need to keep my eyes off the news and focus on the positives. What positives are there. Well I was thinking about how great real estate is as an investment. There are many investment options to pick from including stocks, bonds, mutual funds, commodities, money market accounts, certificates of deposit, and real estate. No, matter which way a person goes they face market risks with whatever vehicle they are using for the investment. Investment real estate is a great hedge against whatever the economy is doing. Say for example you want to be a slum lord and own an apartment complex or maybe just a duplex. The rents that you receive from your rental will more t... 03/11/2009

What makes Ottertail County a great region to live and visit? My Answer: The hunting opportunities. There are a number of great things that make this area an awesome place to live. We have more lakes in this county than any other county in the United States. We have a landscape of incredible beauty and we have four seasons of weather.  My personal favorite season is Autumn. The reason for it being my favorite season is because it is when the football season starts and hunting season starts. We have it all in this area from the stand point of an outdoors man. You can start hunting September 1 and hunt all the way through December 31.Hunters have the opportunity to hunt, ducks, geese, pheasants, grouse, prairie chickens, snow geese, turkeys, mourning doves, deer, and various small game th... 09/10/2008

As of the writing of this post the government has recently taken over Fannie Mae & Freddie Mac. Two of the largest backers of mortgages in the United States. So what does this mean for the real estate market? My oppinion is that it will help out the real estate market based on the following reasons. 1. Interest rates have initially dropped. This should create some stability in the market. The excess supply of homes for sale should decrease in time as demand for homes increases.  2. Prospective buyers will now purchase. Since rates have dropped the cost of home ownership has dropped. Monthly mortgage payments will have dropped and buyers are now able to purchase more. Buyers now are able to purchase more bang for their buck. 3. Cheaper Rates- Homeowners that are feeling the squeeze of an... 09/08/2008

  How to sell your Real Estate in Ottertail County or Fergus Falls It is the one thing that almost everyone does at one point in their lives, sells their home. This can be a very confusing time, filled with many questions and few answers. It is hard to understand all of the questions you may have about selling your home. Fortunately, 998home.com can help. 998home.com can help you with all your questions about selling your home. Our agents have many years of experience in the real estate industry. We pride ourselves on quality customer service. Our customers come first and we make selling your home, the same way. Let's begin the home selling process so that you can understand how easy and hassle-free 998home.com agents make it for our valued clients. Prepare Your Home to Sell The first q... 08/25/2008

Purchasing a home is one of the largest transactions that a typical person will ever do in their life. I have outlined a step by step process on how to purchase a home below. Keep in mind that all markets are different but most of the information below will work for any real estate market. In today’s media driven world where it appears that the real estate market is in a free fall and buyers have many questions I hope this information helps. 1. Find a Realtor - Do Your Homework It is important to do your homework when choosing a real estate agent. Do not be afraid to meet with many different agents. After all, they are competing for your business and this is what makes the real estate industry successful. Feel free to ask them the following questions: How many years of experience do you... 08/18/2008