Chances are you have some idea of ow much home you can afford. But are you sure? You might be ble to afford more than you think.Determine Your Price RangeThe easiest way to find out your buying power is to be preapproved. Preapproval means your credit has beenreviewed and you have been approved for a specific loan amount, subject to certain conditions, for a limited period of time. You’ll have the peace of mind that comes from knowing the details about your loan, including interest rate, monthly payment, etc., before you start looking. Once you are preapproved, your mortgage consultant can issue you a Preapproval Letter  that states youare preapproved for a loan up to a certain amount. The Preapproval  eliminates the stress many buyers face when shopping for their dream home. With Preap... 06/05/2007

If you know what to expect, and you have a trusted team of real estate and mortgage-lending professionals to guide you, finding and financing your first home can be an exciting and rewarding experience. Here's a quick walk-through:· Obtain Mortgage Preapproval. Before you begin house hunting, learn howmuch home you can afford and strengthen your bargaining position with sellers. Preapproval affirms you are a serious bidder who means business. · Choose a Real Estate Agent. Select a reputable professional, willing to listen to your needs and with whom you feel comfortable. Ask mortgage lenders to recommend agents they work with, and ask agents for references from former clients. · Find the Right Home. Determine your own needs and speak to family members who will also live in the  ouse. Cr... 06/03/2007

Dewayne made it very easy for us to find a house that would suit our needs. He was there every step of the way and gave us excellent advice about what to look for in a great home. I was surprised to find something so fast with the quality we were looking for and within our budget. Dewayne not only helped us find a house, but he helped us find a house that feels like a home.                   Bryan & Bethany Williams - Interlochen, MI 04/23/2007

Let me help you find a home you will love.  View all Traverse Area homes and properties for sale at http://www.mpenfold.com/It would be a pleasure to put my knowledge of the market and 17 years of experience to work for you. 03/22/2007