Flint MI is one of the most established foreclosure markets in the United States! How is that for a badge of distinction. To put it into perspective the top five brokerages in town all generate over 60% of their business from foreclosures. There have been 2555 sales in Flint/Genesee County this year here is sample of the 1400 forclosures that have sold there. This beauty sold for $8800. 5 bedrooms, 4 bathrooms, all brick. 2200 square feet.                   This beauty is located near three different colleges, has three bedrooms and two baths. Check out the listing, Notice the comments "Plumbing has been removed!!!" yeah we call that heavy with the steel when we see a homeless guy walking down the street with a grocery kart full of copper pipe. The guy who let me use his pictures is the... 08/04/2008

I am going to try to keep this post simple and basic.  Each state and lender may have different laws and rules.  I am consistently about people losing their homes because they are not seeking advice from a Realtor® or the lender.   1st, call the lender for arrangements.  Ask for a temporary arrangement, if permanent will not be granted. Options:  Deed in Lieu, the lender takes the deed with out foreclosure process; this could save the homeowners credit.                              Foreclosure:  the process of a bank reposing a home.              Stages:  1.  homeowner is late on payments •2.      3-4 months later, bank sends account to attorney to start the foreclosure •3.      ask the bank "Deed for Cash" homeowner gives deed, bank may give homeowner moving money •4.      homeowner re... 05/11/2008

I would like to "Thank" Melissa Burden from "The Flint Journal".  Melissa asked for my input in a story about Social Networking.  It was honor to be contacted and asked.  The article is the link and the information below is the information I sent.  http://www.mlive.com/flint/stories/index.ssf?/base/business-5/1210479674257830.xml&coll=5 On May 5, 2008, at 12:31 PM, Angie Ridley wrote: Hello Melissa, Thank you for the opportunity to assist with your article. In addition to the information below, I belong to many rating services also. www.MerchantCircle.com , www.Naymz.com just to name a couple.  I have been Internet Social Networking since 2006. The social  interacting provides me with an opportunity to show the public and  peers that I am an expert in Genesee County real estate. Bloggin... 05/11/2008

• Mar. 21, 2008 - Stats for Genesee County MI Real EstateAs of today the number of homes pending (waiting to close) is 587 in Genesee County, MI. Solds Stats According to the Flint Area Association of Realtors.  200820072006200520042003200220012000January326282302324274327181181222February394340307347340299215215386March 448460523439402450372431April 447417562485462505401425May 404482582513448556462473June 468490592671481592497561July 415412486577523531424491August 476515607615546510510518September 339429576540488403403382October 414474459528545416416421November 381409408488386343343338December 343387401497441365365389Totals72047575084586759675348506745895037Are we really doing that bad?  I don't think so...The difference really shows in the average price, from $103,604 to $76997 in Feb... 03/21/2008

   I have received a lot of emails regarding my hometown, so as they say back home I thought I would "lay down some knowledge, Flintstyle!"   The market in Michigan is brutal, practicing real estate and making a living in Flint is not for the weak, do the math: in Genesee County MI (Flint and suburbs) 260 homes sold last month, average sales price less than $80,000! 35% of all the homes sold were Foreclosures, of those probably 80% had no plumbing! Flint has pioneered all kinds of great things like the stealing of plumbing & mortgage fraud, both things that have been a great asset to the local real estate market! You learn a lot about real estate in that market, example: It is best to show $5,700 foreclosures right after a snow storm, that way you can check for tracks around the home be... 02/19/2008

On December 18, 2007 The Flint Journal and the Flint Area Association of Realtors®, FAAR Publishing, Inc introduced"REALTOR REVIEW" is a joint effort.  The economy dictated this joint venture.  In the Genesee County Area the Flint Area Assocaiton of Realtors produce "This Week In Real Estate" and The Flint Journal produced the "Homes for Sale" guide.  The real estate agents had to purchase ads in both places to please the sellers and get the word out to the purchasers.  We hope this joint effort relieves the agents of financial distress while assisting the purchasers and sellers by having the homes inventory in one place.We understand print advertising is decreasing do to the internet.  "REALTOR REVIEW" will assist agents and sellers during this transition. 12/19/2007

 Another year has come to an end.  I would like to thank the staff at the Flint Area Association of Realtors® for all their determination and hard work.  You make the Realtors® of the Flint Area Association of Realtors® job easier.  You are FAAROUT!  (Merry Christmas) Kim Thompson:  FAAR & TWIRE Operations DirectorTasks: Assistant to CEO, Complaints, Grievances, Committees, RPACE-mail: Kim@flinthomes.net        Kim, I want to give you a special thanks.  Your support gave me strength when I thought I had ran out.  Thank you Kim. JoAnne Amador:  FAAR & TWIRE Financial DirectorLeigh Coburn:  FAAR & TWIRE Accounting AssistantAndrea Greynolds:  FAAR Marketing DirectorCasey Hardin:  FAAR Membership DirectorDavid Kirk:  FAAR Systems AdministratorCindy Neal:  FAAR Member AdvocateAmy Sawade:  FA... 12/19/2007

Flint ChapterTo join the Flint Chapter of Women's Council of REALTORS®, click here to Join.2008 Meetings and EventsJanuary 16th                 Business Resource Meeting                                   Understanding Today's Real Estate Auctions-                                               Mary MishlerJanuary 18th                  WCR State General Membership Meetings                                    Member of Year Luncheon-MAR Achieve Conference                                    Amway Grand-Grand RapidsJanuary 21st                 Governing Board Meeting                                  Noon - FAAR OfficeFebruary 20th               Annual Sales Fest                                    Bavarian InnFebruary 25th               Governing Board Meeting                                  ... 12/15/2007

I had to lay off 6 people Friday.  The Flint Area Association of Realtors® publishing "This Week in Real Estate", a newsprint homes for sale guide, was put to sleep for awhile.  I don't know at this point if it is for good or not.  We are not closing the corporation, just not producing the homes for sale guide. "This Week in Real Estate" (TWIRE) was created to be a member benefit.  The paper assisted the Flint Area Association of Realtors® to keep advertising cost down.  When real estate was booming, we were concerned the local paper, Flint Journal, would start gouging the members for print advertising.  The Flint Journal printed a bi-weekly "Homes for Sale" magazine and (TWIRE) printed weekly.  Our members saw the weekly print a benefit for open house exposure and seller advantage.When... 12/03/2007

The Foreclosure Timeline made Simple90 Days past dueMost lenders (not all) start the process after 90 days of no payments.  Some start sooner.30-60The foreclosure attorney starts to contact you and proceeds with legal formalities.  Lender can not access the home legally with out owner permission.AdvertisingLender will advertise the foreclosure for 5 weeks in the Legal NewsSheriff SalePeople bid (usually the lender).  Lender attempts to bid the amount owed then becomes the owner, subject to redemption period.Redemption PeriodYou can pay the lender and attorney fees to keep the home.Redemption periods are as follows:6 months if you live in the home and have less than 3 acres.12 months if you live in the home and have more than 3 acres1 month or less if abandonedAfter RedemptionLender or h... 11/29/2007

Congratulation to the Flint Area Association of Realtors® elected officers,  1 st time all women. Oh, did I mention all Flint Chapter Women's Council of Realtors® members... 2008 PresidentGail FreemanCentury 21 Halstead 2008 President ElectAngie RidleyComplete Realty, LLC2008 MLS ChairpersonDebbie UplegerRe/Max Town and Country2008 Secretary / TreasurerJane LandaalPiper Realty The officers were elected at the Flint Area Association Leadership Retreat, Oct 23-24th, 2007.  Gail was elected last year for the President Elect 2007 position, then moved up to the 2008 President position.Peter Banwell gave me, Angie Ridley, a run for the election of 2008 President Elect position.  Peter and I tied twice.  The current 2007 President Dave Taljonik decide since the candidates ties 2 times, we woul... 10/27/2007

I am imagining a loan servicing company and backing investor saying to the homeowners: "I know your ARM is getting ready to adjust.  We understand we probably shouldn't have done this loan to begin with or we understand the economy is tough let's make a difference.  We won't adjust your ARM.  We will keep the rate locked at the current percent as long as you make the payments.  We are in this together, lets get out of this together."If one company did this, would others follow.   What would the market do?  How many people would be grateful and use that company again.  How many real estate agents would refer business to that company?  Just thinking, wishing and dreaming.... 10/07/2007

My name is Dan Eickhoff and I want you to know the earning your business is a very important to me, You may ask " Why should I call this guy about my mortgage needs?" My answer  to you is I will give you the answers that you are looking for and I work for a DIRECT ENDORSED LENDER with in house underwriting and in house processors that will make your transaction smooth and in a professional manor.We specialize in FHA, VA, and conventional loans and QUCIK CLOSINGS. Give me a chance and I will prove to you that dealing with Mac-Clair is ALWAYS FAIR! I never forget that you are the customer and without you I have NO WORK and I take my work very serious! I know that looking for a great mortgage is alittle tough with all this bad reports in the newspaper about the doom and gloom in this busin... 08/15/2007

Wow, the listing total in the Flint Area Association of Realtors (FAAR) has reached a record high, 8192 listing.  This does not include homes for sale by unrepresented sellers, nor does this figure represent homes listed by out of area real estate agents.Actual closed sales are are close to last year.  FAAR is down about 66 closing, this year to date FAAR agents closed 2804 last year, 2870.  2001 was acutally a tougher year for real estate agents, just less noticed.  2001 had 2551 total closings.  We sure wasn't paniced then.  The years between average about 3000-3200 closings per year.I don't have to tell you the prices of homes have dropped dramatically because of the price investors are purchasing foreclosed homes at.  Some are angry at the investors and some home buyers getting thes... 08/06/2007

Real Estate Video by - Real Estate BloggerMeet the friends and family at Icon Mortgage Lending.  Yes, friends and family.  Jeremy Hall and Woody Holt own the Flint Branch.  Woody is also my brother.  The business is in our blood.  Icon is located above my office at 2442 E. Maple Ave. Flint, MI 48507  810 744 4600.More Info at:IconIcon is a Conventional and FHA lender.  Icon provides 100% financing for those that like the low interest rate and desire to keep a little cash in the pocket! 06/13/2007

Mortgage Fraud! June 20th 2007 - Join the Flint Chapter Women's Council of REALTORS® to learn more about how to protect ourselves and our clients. This Business Resource Meeting Program is $18.00. The Flint Golf Club, 3100 Lakewood Drive, Flint. 11:30- 1, lunch will be provided. RSVP to Angie@AngieRidley.com or Call Pam Denne @ 810 287-0586.  05/31/2007

I would like to thank Laura Fletcher for all her time and energy into coordinating this event.  Thank you, Flint Cultural Center Corporation, Administrative Office Cindy Ornstein, President and CEO,Flint Cultural Center Corporation, Development Office Linda L. Moxam, Director of DevelopmenFlint Institute of Arts John B. Henry III, Director  Flint Institute of Music:Paul Torre FIM President Harold Grant  Director of Special Events, Membership and Grants Dr. Dan Anbe, Membership And Joyce Vincent Harrison, Joyce invited me to participate on the Flint Institute of Music Membership committee.  I didn't know much about what Flint has to offer, Joyce really helped to open my eyes.Thank you Joyce.I would like to thank the Flint Chapter Women's Council of Realtors® for the great time during the... 05/16/2007

Another scare in the Flint, MI area.  Just what we don't need.  This scare and possible job loss will effect about 500 more people in the Flint area.  In Sunday's paper, The Flint Journal, this information was released.  Of course GM will not confirm.  The proposed sale would be to a company called "International".  The assembly would be moved to a mid-west state.  What I wonder, does any part of GM own "International".  Just a question I have. 05/13/2007

WCR EVENT YOU DON'T WANT TO MISSWhat do you and your clients know about Flint's "Crown Jewel"?The Flint Chapter Women's Council of REALTORS welcomes you to tour the Flint Cultural Center!Meeting and Lunch start 11:30 a.m. at the Flint Institute of Music, 1025 E Kearsley St, Flint MI 48503. Tour starts at 12:00 p.m. WCR will tour the Flint Institute of Music, Flint Institute of Arts, Whiting, Sloan, and Longway Planetarium . End time 2:45-3:00 p.m.**Wear your walking shoes** Mark the calendar, for May 16th! Cost to attend is $18.00. Please RSVP to Pam Denne (810) 953-7232 or Angie@AngieRidley.com.  Deadline is Monday May 14th 5:00. 05/12/2007