Baltimore County, MD Real Estate News

By Ron Trzcinski, 410-935-5844
(410-935-5844 Office)
Conforming Loan Limits to IncreaseThe Federal Housing Finance Agency (FHFA) will increase conforming loan limits, effective January 1, 2023, by about 12.2%The FHFA determines the amount of the increases once it has received the third quarter housing sales numbers.For most counties in the country, the limit will increase from $647,200 to $726,200.The highest conforming loan limit, which will be available in 99 counties in the country, will be $1,089,300.Note, these limits are based on home prices and not on interest rates, affordability, wages, inflation and so on.In Maryland, the high limit of $1,089,300 applies to five counties: Calvert, Charles, Frederick, Montgomery, and Prince George's.Check with your lender to determine the limits for the area where you are looking to purchase.If y...
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By Ron Trzcinski, 410-935-5844
(410-935-5844 Office)
Should HUD Practice Social Engineering?With a FHA loan homes have become affordable, which sounds like a good idea.But, when someone forecloses on a FHA loan and HUD picks up ownership of the house, should they, then, practice social engineering?HUD is not in the business of owning real estate, so they should put the properties that they obtain on the market as quickly as possible and to the largest buyer pool possible.No, HUD creates all types of categories of buyers and makes properties available to some groups and not to other groups.Here is one: Good Neighbor Next Door.  What is a good neighbor?  Is it a teacher, a police officer, or the like?  Apparently so.  So what does that make me?  Am I a bad neighbor next door?Here is another one: Government agencies and non-profits.  Does HU...
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
One Diamond Crest Court Baltimore, County 21209MLS MDBC2024820 A beautiful home in The Gables at Summit Chase.Click To See More Photos  One Diamond Crest Ct is a five-bedroom, two-story home with three finished levels, a two-car garage, and a fabulous screened porch off the gourmet kitchen. This one shows pride of ownership, and...we found the lucky buyers.Thinking of selling your homeCall Margaret Rome.
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
 A definition of contingency is a  future event or circumstance which is possible but cannot be predicted with certainty. Essentially, a contingency is a condition that must be met before an agreement can move forward. There are many types of contingencies, and here is a list of some:  Financing Appraisal Inspection Home Sale Well/Septic Termite Radon Lead-Based Paint Document Review Finding a home And these contingencies have to be met to complete the transaction.Can you name more RE contingencies?
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
Why DO people move? Here's a list of a few reasons that I can think of that make folks want or need to move. How many more can you add to the list? I just used the fourth letter of the alphabet. DesireDiamondsDeathDivorce Diapers and DeliveryDecor changeDebtDefaultDownsizingDisasterDeclining HealthDisabilityDistance Degrees & DiplomasDistricts Declining healthDesire to please anotherDemographics Driving When thinking about buying or selling a homeCall Margaret Rome.
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
This is a busy travel week for so many. If you are leaving your home for more than a day, you might want to ensure safety by  considering the following:-Have someone check on your house daily.-Arrange to have mail and packages taken in.-Place timers on your lighting.-Do not post your travel plans on social media.-Have a professional security system.-Turn your water off. Are you traveling this week? Enjoy and be safe.Happy, Healthy, and Safe Thanksgiving.Thinking about selling your homeCall Margaret Rome 
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By Ron Trzcinski, 410-935-5844
(410-935-5844 Office)
Newly Affiliated with Sachs Realty Hi, I’m Ron Trzcinski, real estate agent with Sachs Realty.With nearly 25 years in the business, I have had the opportunity to work for and learn from some of the top brokerages in the industry.There is a long, almost formidable, list of brokers, managers, top agents, and office support personnel, with whom I have had the privilege and the pleasure to work side by side.  All, of them, have helped me to hone my skills to serve my clients, buyers and sellers alike, to the highest degree possible.Now, in order to stay ahead of an ever-changing industry and to meet the ever-increasing expectations of buyers and sellers, I have decided to affiliate with Sachs Realty.Todd Sachs, the broker at Sachs Realty, and I have similar ideas on educating the public, ou...
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
2614 Molton Way 21244Kingswood CommonWindsor MillsMLSBC2054802Adorable and affordable two-bedroom townhouse with two assigned parking spaces right in front.One and a half baths, an eat-in kitchen, dining and living room also have a full-sized washer and dryer. There are sliding glass doors to the patio—no grass to cut or snow to shovel. Energy-efficient interior Townhouse with low Condo fees of $165 per month. Security system, "wood" floors, and conveniently located to the beltway, shopping, and metro station. Instead of paying rent, consider this brick two-level  Kingswood Common Condo in Baltimore County.Click To See PhotosFor information on this homeCall Margaret Rome
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
 Thankful for the Sunday before Thanksgiving.So much to be grateful for, especially in Real Estate. So thankful for buyers and sellers, those who ask me questions, those who have let me talk them out of selling their home, those who have said, "heard you on the radio," or ''my spouse listens every week.''  I'm thankful for all those who call in during the show and those that text me during the show for support or to let me know when I make a mistake. Thankful for those who call in during the week. I'm grateful to those who have bought or sold a home with me. Thankful for how many of you have become friends over the years. Thankful that other listeners are interested and learn from your calls, especially when I have talked about spam calls, mail scams, and emails and how real they sound....
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
Someone asked if I continue to advertise at this time of the year. My answer is affirmative.  Each week I run this type of marketing piece.  It has my listings, recent sales, too-late under contract, and a list of homes I have ready buyers. The consistency of this type of in-your-face marketing keeps my pipeline full all year long.Thinking of selling your homeCall Margaret Rome
Comments 13
By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
Routine maintenance is critical when living in a home that is six decades old. I had some plumbing work done this week: including some new faucets, and replaced a leaking instant hot dispenser. While my trusted master plumber was here, he was appalled by the location of the water shutoff (hard to get to and corroded) and the fact that it took strength to shut it off.He suggested we replace it in case of a water emergency;  That way, I would have easy access and ease of cutting it off. I, of course, said to do it now, even though it would take several hours because of the location.He finished cutting an access panel, and the new valve was so smooth it could be turned off or on with one little finger. Ah, peace of mind.  Before and After Fast forward just one day, I came home to water in ...
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
 5731 Old Court RdBaltimore, Maryland 21244MLS# MDBC2050384Too Late !Here is a big little house that is ready and waiting for your TLC. Charming  Baltimore County 75-year-old single-family home sitting on a .04 acre lot backing to farmland. The main level has an eat-in kitchen with gas cooking, a dining room,  a large living room,  and back and side porches.There is a full basement and a wood-burning stove; this home is loaded with charm and waiting for the right buyer.And there is a separate two-car garage.Are you ready to make this big little house beautiful again? Lucky buyers found this house and will make it home.Minutes to Northwest Hospital.Click To See More Pictures Lucky buyers found this house and will make it home. 
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
Here is a way to give information to more people. When asked a question like'Should I pay my mortgage before the closing,' I answer the question and then put it into the blog platform and make it part of my ad by using it with the graphic below. Have a question for me? Ask away. Thinking of selling your homeCall Margaret Rome
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
 5731 Old Court RdBaltimore, Maryland 21244MLS# MDBC2050384Here is a big little house that is ready and waiting for your TLC. Charming  Baltimore County 75-year-old single-family home sitting on a .04 acre lot backing to farmland.  The main level has an eat-in kitchen with gas cooking, a dining room,  a large living room,  and back and side porches. There is a full basement and a wood-burning stove; this home is loaded with charm and waiting for the right buyer. And there is a separate two-car garage. Are you ready to make this big little house beautiful again? Minutes to Northwest Hospital.Click To See More Pictures
Comments 13
By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
  Turn Your s Back One Hour... It's Day Light Saving Time                                            We all remember the phrase "Spring forward, Fall back," which reminds us how Daylight Saving Time affects all our time-telling devices, including computers, clocks, Smart Phones, microwaves, car clocks, and numerous watches and timepieces we may own. Most of our gadgets update automatically.But...there are still a few devices that need our help manually.   The first Sunday morning in November, at 2 a.m, is when we "fall back." It might be easier to change them before you go to bed Saturday tonight.Please don't forget to set your clocks back one hour and return to Standard Time. Remember to remind your  Sunday morning appointments of the time change.Or do you show up and assume they will ...
Comments 13
By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
This unique home is a four-level split with additions, a pool, pond, basketball hoop, and outbuildings. Don't forget the focal point of this home with double granite islands, a gourmet kitchen, gas cooking, and premium appliances.1031 Hartmont RdCatonsville, MD 21228MLS #MDBC2050468Love to garden, this is the place. So many kinds of plants, even a banana tree. Do you need a home for entertaining and or family gatherings?Are you looking for a primary bedroom 26 x 17 with five windows and a 14' walk-in dressing area with a half bath? Do you need a large dining room with access to the pool and she-shed? Have a kid that likes dinosaurs; there is a bedroom with plenty of artwork to enjoy. Do you need an in-law or guest suite with direct access to the carport?Right now, it's decked out for Ha...
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
I am thankful for my print advertising and how sellers find me.There is a lot of information loaded in this one advertisement. My current properties are listed; there's a 'Too Late' and a 'Sold,' and there are homes that I need for buyers. There's still room for my radio show, logo, website info, and phone numbers. There is a subtle mention of 'carving' out time, hoping to hint at Halloween and Thanksgiving... using the fall colors for this time of the year. How much can you get into an ad?It's all about advertising and I am thankful.Thinking of selling your homeCall Margaret Rome
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
Look at this almost 3000' all-brick rancher, a contemporary gem with one entire floor of gracious living…one level with no steps.Click To See The Slideshow Photos8205 Tama CtStevenson 21208MLS #MDBC2011878Check out this  Stevenson move-in-ready rancher with five bedrooms, two-and-a-half luxury baths, an in-ground fenced pool, and a quiet cul-de-sac location.   The focal point is the living room's beautiful curved stone wood-burning fireplace. And gleaming wood floors shows the quality of this recent renovation. The 27' kitchen is a gathering place for living and entertaining.Custom design includes clean lines with lots of granite, ceramic tile, and an abundant amount of custom wood cabinets, and it is ideal for the gourmet cook. Enjoy easy living with the stainless three-door refrigerat...
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
This Autumn is a gorgeous season, with the trees as pretty as ever. Blazes of color are all around, and I want to take photos of them, but I usually notice them more when driving. So I stick to pictures around my house.Eye candy everywhere. So lucky to live in a mid-Atlantic state with all four seasons.    But here is the real reason that Autumn is called FALL. The leaves are falling everywhere. Prettier on the tree than on the porch, but still a season of beauty. I hope you are also enjoying this gorgeous weather.Selling your homeCall Margaret Rome 
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By Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome
( HomeRome Realty 410-530-2400)
  One Diamond Crest Court Baltimore, County 21209MLS MDBC2024820 A beautiful home in The Gables at Summit Chase.Click To See More Photos  One Diamond Crest Ct is a five-bedroom, two-story home with three finished levels, a two-car garage, and a fabulous screened porch off the gourmet kitchen. This one shows pride of ownership and has a TOO LATE sign.We found the lucky buyers. We found the lucky buyers.Click To See More PhotosLocated at 1 Diamond Crest Ct 21209Directions:Greenspring Ave, South of Beltway Exit 22 to Left At Green Summit to the corner of Diamond Crest.For more information on any homeCall Margaret Rome 
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