These links and phone numbers were corrected on April 22, 2010.  The Call Center can only handle 125 calls at a time so the web site is probably better. Click here. If you are thinking about new appliances, don't just throw the old ones out! For a limited time you could get an "incentive" from your utility when you get new appliances. Utilities push energy saving appliances, partly by regulation, partly for PR, and partly for business reasons. The "incentives" or rebates, are available for a limited time period. They are starting Earth Day, April 22, 2010 at 10:00 AM and running through May 5, 2010. There is a reservation required in order to get the incentive or rebate. There is a web site that gives more information. You may click here, or copy and paste the link at the end of this po... 04/07/2010

Falmouth, MA Foreclosures, Short Sales and Bank Owned Real Estate for Sale Purchasing a home at a Falmouth MA foreclosures auction has many risks to a potential buyer and in most cases the bank will bid and take possession of the property at auction. The property is then referred to as bank owned, REO (real estate owned) or foreclosed property. To search the MA MLS listings visit Falmouth MA MLS listings. A home owner may attempt a "short sale" whereby the bank agrees to accept less than the mortgage balance based on the owner's hardship and financial status. Obtaining approval can be a long and difficult process. Additionally, there is no assurance that the lender will accept an offer at or above the listed price. Bank-owned and short sale listings are often marketed with a real estate... 04/04/2010

Home Value Update for Falmouth MA 02540 Through February 2010 According to Trulia.com, the current average listing price of homes for sale in Falmouth, MA is $409,000, while the current mean sales price of homes is $260,000. Sale prices of single family homes in Falmouth, MA have declined 1.3% in the past year through the end of February 2010. Below is a chart of the trend of listing prices of homes for sale in Falmouth, MA, in the past Falmouth Recently Sold Homes If you're looking for a home or condo to purchase in Falmouth or the surrounding area, then try this home search. 03/23/2010

Mortgage Rate Forecast for Falmouth MA for March 23, 2010 Here are some of the events affecting mortgage rates today in Falmouth, MA: What Mortgage Backed Securities Are Doing Today: The price of the FNMA 30-Year 4.5% MBS coupon opened at 101.06 this morning - the same as yesteray's close. At 9:30 AM, the 4.5% MBS coupon was trading at 101.09 - the same as its opening. Price Trend in Mortgage Backed Securities: The chart below shows the price trend of the FNMA 30-Year 4.5% coupon over the past 30 days from 2-21-2010 to 3-23-2010: Remember, on mortgage backed securities (MBSs), as the price goes up, the yield comes down - and so do mortgage rates. I expect that mortgage rates will be the same in price this morning as compared to yesterday. Economic Reports, News, and Events Affecting Mor... 03/23/2010

Oh My Goodness! Last night the Falmouth boys' basketball team was firing on all cylinders, and they had a nitro conversion kit that kicked in after the first basket! The link above goes to the Cape Cod Times article, written by Russ Charpentier, who captures the amazement of all the people who were there. Even the Whitman-Hanson coach said that Falmouth was in a different league last night. It was fun to watch and got embarrassing at the end as Falmouth, who hasn't been this far in the state playoffs in 30 years! There is no one player who ran the show - they all passed, shot, stole, rebounded, moved, and encouraged each other to the 87 - 50 victory. Of course I was glad to be there to watch my nephew do his part!  We will be saying, "Remember that game!" for years to come. 03/01/2010

Who knew my freshman daughter could high jump?! A few short months ago she was trying all types of track events. She dashed, she long jumped, and she even put the shot once. Then all of a sudden she was high jumping. Well, at the MIAA State Meetlast week she placed 8th with a jump of 5' 2". This wasn't her best jump of the year. That was made at the regionals and was 5' 5". However, 8th in the state for a freshman with little experience is pretty good. "Well done You!" as some say. The state meet itself was an example of organized chaos. Starting guns going off, warm ups all over the place, events all happening at the same time. But the coaches and athletes seemed to understand where and when to be so that each event could be completed smoothly. Each of my daughters has unique talents. ... 03/01/2010

Home Value Update for Falmouth MA 02540 Through January 2010 According to Trulia.com, the current average listing price of homes for sale in Falmouth, MA is $742,138, while the current mean sales price of homes is $424,125. Sale prices of single family homes in Falmouth, MA have increased 1.2% in the past year through the end of January 2010. Below is a chart of the trend of listing prices of homes for sale in Falmouth, MA, in the past year through January 2010: Falmouth Recently Sold Homes The homebuyer tax credit is set to expire on April 30, 2010. In addition, mortgage rates are still at near historic lows. So, there's no better time than now to buy a home in Falmouth, MA, or surrounding area. If you're looking for a home or condo to purchase in Falmouth or the surrounding area, then... 02/26/2010

Mortgage Rate Forecast for Falmouth MA for February 26, 2010 Here are some of the events affecting mortgage rates today in Falmouth, MA. What Mortgage Backed Securities Are Doing Today: The price of the FNMA 30-Year 4.5% MBS coupon opened at 100.91 this morning - down 2/32 from yesterday's close. At 9:30, the 4.5% MBS coupon was trading at 101.06 - up 5/32 from its opening. Price Trend in Mortgage Backed Securities: The chart below shows the price trend of the FNMA 30-Year 4.5% coupon over the past 30 days from 1-27-2010 to 2-26-2010: Remember, on mortgage backed securities (MBSs), as the price goes up, the yield comes down - and so do mortgage rates. I expect that mortgage rates will be 0.125% - 0.250% better in price this morning as compared to yesterday. Economic Reports, News, and E... 02/26/2010

WOW.   Sometimes you just have to say it...WOW!  When the Haiti Earthquake rocked our world, literally.   The World responded.   The Falmouth Rotary made headlines by taking a Shelter Boxand holding a 24 hour vigil on the Common in downtown Falmouth.   Brave Rotarian's and Young Professionals slept in the tent 'City' while the temperatures sunk to 12 degrees.   The goal was to raise enough money to send as many Shelter Boxes to Haiti as possible from our small Cape Cod Community.   That effort raised 8,000 dollars which meant 8 shelter boxeswould be sent from Falmouth Rotary to Haiti which translates into 80 people would have shelter and supplies from the Shelter Boxes. Well, the local 4th grade class decided to join in the effort and held a book sale with all proceeds to go to the She... 02/22/2010

The Mortgage Interest Rate Lock Advisory for Falmouth MA for February 3, 2010 Here are some of the events affecting mortgage interest rates today in Falmouth, MA. What Mortgage Backed Securities Are Doing Today: The price of the FNMA 30-Year 4.5% MBS coupon opened at 101.03 this morning - the same as yesterday's close. The 4.5% MBS coupon is currently trading at 100.88 - down 3/32 from its opening. Price Trend in Mortgage Backed Securities: The chart below shows the price trend of the FNMA 30-Year 4.5% coupon over the past 30 days from 1-3-2010 to 2-2-2010: Remember, on mortgage backed securities (MBSs), as the price goes down, the yield goes up - and so do mortgage interest rates. I expect that mortgage interest rates will be 0.125% - 0.25% worse in price this morning as compared to ye... 02/03/2010

The Mortgage Interest Rate Lock Advisory for Falmouth MA for January 7, 2010 Here are some of the events affecting mortgage interest rates today in Falmouth, MA. What Mortgage Backed Securities Are Doing Today: The price of the FNMA 30-Year 4.5% MBS coupon opened at 100.50 this morning - down 3/32 from yesterday's close. The 4.5% MBS coupon is currently trading at 100.45 - down 2/32 from its opening. Remember, on mortgage backed securities (MBSs), as the price goes down, the yield goes up - and so do mortgage interest rates. I expect that mortgage interest rates will be 0.125% - 0.25% worse in price this morning as compared to yesterday. Price Trend in Mortgage Backed Securities: The chart below shows the price trend of the FNMA 30-Year 4.5% coupon over the past 30 days from 12-7-2009 t... 01/07/2010

Merry Christmas! To all those who have helped us smile and laugh this year, we are still smiling and laughing with the memories! To those who encouraged us, we appreciate your hope and vision for us! To those who prayed for us, our faith has increased! Our Christmas wish for you is that you are still laughing and smiling; that you have been encouraged by our hope and vision for you; and that your faith is stronger than ever. We are reflecting on this year gratefully, and with happiness! Merry Christmas! 12/24/2009

It is a Beautiful Day On Cape Cod! Downtown Falmouth streets have been plowed and there are shops opening as I write. The picture below shows Main Street at 7:30 this morning when I got here to the office. Now at 9 am, the traffic is picking up and shoppers are starting to arrive. If you are looking for gifts and presents, come down to Falmouth Village and support your local businesses! The Main Street selection of shops is a good as any mall. And the food selection is better than you'll find in any food court! Osteria L Civetta133 Main StItalian Resturant508-540-1616 Villa Bella/Bean and Cod140 Main StreetA gift shop with gourmet foods and prepared meals508-548-8840 John's Shore Store141 Main StreetShoes, the local place508-548-3508 Lawrence Gardens145 Main StreetFlowers and green thin... 12/23/2009

Well, it is another beautiful day on Cape Cod! It is cold, but the sun is out and the snow is still white. People are out shopping again and most of the streets have been plowed at least once. This may sound funny to those who live in colder climates where snow is common. However, here on Cape Cod, lots of snow all at once does not happen often. We have enough equipment to clear out small storms, but larger ones take a little time and patience. The picture below was taken yesterday as the sun rose. I measured 17 inches with a yardstick in my driveway. It took 4 hours to clear it - with a snow blower. Saturday is supposed to be 50 degrees, so we'll have to enjoy it while it is bright and clean. Stay warm!   12/22/2009

It was a cold day earlier this month for the annual Falmouth Christmas Parade. Falmouth is known as having the largest Christmas parade in southern New England. It usually lasts 2 to three hours. This year was no exception. There were dancers, bands, floats, soldiers, clowns, and of course Santa. We had hot chocolate and cider in our Main Street office. A good time was had by all.         12/22/2009

On Saturday January 9, 2010, the Falmouth Band will conduct its annual Christmas Tree Pickup. The suggested donation is $10, and you will need to have your tree at the driveway by 8 am. You can call 508-548-0278 or email you information to FalmouthHS@gmail.com. They ask that you include your name, address, and phone number. The checks can be made out to Falmouth Band Parents. The reservation deadline is January 5, 2010. Can you believe we are ten years into this century!?   12/14/2009

There are many soldiers and support personnel around the world who wil not be at home. The video below has come from the front lines to remind us that they not only will return home but that they hope we are doing things here to keep it a place that they want to return to. I post it here with gratitude for for their care, their willingness, their generous sacrifices, their patriotism. I want to keep this country a place where they can return to knowing that their efforts were not mis-spent. Thank you soldiers and sailors. 12/13/2009

When you are given a Christmas gift, or buy for your self, some new sports equipment this season, save the old stuff. In the coming months, the Falmouth Volunteers in Public Schools (VIPS) is going to have a "Re-Sale" for all donated items. For 27 years, Falmouth VIPS has been enhancing education for Falmouth students. VIPS do a lot of things like tutoring, mentoring, and funding activities. In March of 2010, they will have the 2nd annual Used Sports Equipment Sale Fundraiser. You can either wait until March, or drop the items off in the VIPS office now. Call them for the location. (508-548-1621) If you have old Field Hockey equipment, Ice Hockey equipment, Football equipment, Skateboards, Rollerblades, Golf clubs, Lacrosse Sticks, Bikes, Skates, Basketballs, Scooters, Baseball, Tennis,... 12/13/2009

Home Value Update for Falmouth MA 02540 Through November 2009 According to Trulia.com, the current average listing price of homes on the market in Falmouth, MA is $679,433, while the current mean sales price of homes is $469,000. The sale prices of single family homes in Falmouth, MA have increased 20.3% in the past year through the end of November 2009. Below is a chart of the trend of listing prices of homes for sale in Falmouth, MA, in the past year through November 2009: falmouth Recently Sold Homes   The $8000 first-time homebuyer tax credit has been extended, and now expires on April 30, 2010. So, there's no better time than now to buy a home in Falmouth, MA, or surrounding area. If you're looking for a home or condo to purchase in Falmouth, MA, or in the surrounding area, then tr... 12/11/2009

The Mortgage Interest Rate Lock Advisory for Falmouth MA for December 11, 2009 Here are some of the events affecting mortgage interest rates today in Falmouth, MA. What the Mortgage Backed Securities Market is Doing Today: The price of the FNMA 30-Year 4.0% MBS coupon opened at 98.50 this morning - down 13/32 from yesterday's close. The chart below shows today's price trend of the FNMA 30-Year 4.0% coupon: The FNMA 30-Year 4.0% MBS coupon is currently trading at 98.19 - down 10/32 from its opening, and down 23/32 from yesterday's close. Remember, on mortgage backed securities (MBSs), as the price goes down, the yield goes up - and so do mortgage interest rates. I expect that mortgage interest rates will be 0.250% - 0.50% worse in price this morning as compared to yesterday. Recent Activ... 12/11/2009