http://www.bainmortgage.com/MortgageMarketWeekInReview Newsletter-June 30th, 2014     Provided by Dana Bain Dana BainPremiere Mortgage Services www.BainMortgage.com 11 Malvern Hill RoadSterling, MA 01564Phone: (978) 422-2311Fax: (978) 422-2313E-Mail: dana@bainmortgage.com     Market CommentMortgage bond prices finished the week positive putting downward pressure on mortgage rates.  Housing data released early in the week was positive.  Both new and existing home sales were better than expected.  Gross Domestic Product (GDP), a summation of economic output, showed the US economy contracted 2.9% in Q1, 2014.  That was the worst contraction since 2009 and was blamed on the hard winter.  The Treasury auctions of 2,5 and 7-year notes showed tepid demand from investors, a worrisome trend if i... 06/30/2014

A Concord MA home buyer should receive a brochure, Home Inspectors Facts for Consumers Sheet, at the time of the signing of the first written contract to purchase from the Seller or Seller's agent.Since MA Home Inspector licensing in 2001, a consumer must have a signed exclusive buyer's agent agreement with a Real Estate Broker or Salesperson before the Real Estate Broker or Salesperson can refer a home inspector.Without a signed exclusive buyer's agent agreement, the Real Estate Broker or Salesperson may only refer the buyer to the list of all MA Home Inspectors from the Massachusetts Board of Registration of Home Inspectors.Finding your Concord MA Home Inspector from the list of all MA home inspectors can be quite a challenge. An internet search for "Concord MA Home Inspector" may hel... 02/04/2014

“Luxury” is one of those hot/cold words. Although in some connections, it can bring images of excess and self-indulgence, for the most part, it’s an appealing term. It makes you think of being pampered, treated with courtesy and respect – all in all: the way we all deserve! In real estate, it means ‘quality.’    According to the National Association of Realtors’ Profile of Home Buyers and Sellers, approximately 6% of buyers wind up purchasing what are classified as “luxury homes”. Prices vary dramatically throughout the country, but Concord luxury homes are generally considered to be any listing whose price falls within the top 10%.     No matter what the price point, to be successful, luxury homes must be marketed to appeal to the limited pool of Concord buyers of luxury homes. When yo... 07/15/2012

Howdy, just wanted to give a quick update on some of the great real estate for sale in Concord MA. Here is my April update of single family homes for sale in Concord MA. Enjoy!       16 Wright Farm, # 16Concord, MA MLS #: 71348535 Price: $659,000 4 Beds 4 Baths Sq. Ft. 2,814 Schedule a Showing   255 Holdenwood RoadConcord, MA MLS #: 71353638 Price: $679,000 4 Beds 3 Baths Sq. Ft. 2,416 Schedule a Showing   1631 Main StreetConcord, MA MLS #: 71339700 Price: $679,000 3 Beds 3 Baths Sq. Ft. 1,680 Schedule a Showing   427 Main StConcord, MA MLS #: 71347538 Price: $695,000 5 Beds 3 Baths Sq. Ft. 2,778 Schedule a Showing   350 Bedford StConcord, MA MLS #: 71296870 Price: $697,500 3 Beds 2 Baths Sq. Ft. 2,412 Schedule a Showing Virtual Tour   118 Old Marlboro RoadConcord, MA MLS #: 71337392 Pr... 04/03/2012

Real Estate In Concord MA! Hello world. Just wanted to let you know about a piece of real estate in Concord MA that I just listed. This Concord MA Luxury Condo is located at 95 Conant Street aka the Concord Green complex and offers 2 beds, 2 full baths & 2 garage parking spaces & is walking distance to teh West Concord Commuter Rail stop. If you would like to view this Concord MA condominum please call me at 617-259-0235 or if you would like to see more info on this home you can visit the custom website I built for this listing @ www.realestateinconcordma.com .    11/13/2011

Concord MA Real Estate - 72 Powers Road Concord Massachusetts Just Sold. Listed at $435,000 and Sold at $405,000. Listed and Sold by Peggy Dowcett, Coldwell Banker on 08/09/11. This ranch at 72 Powers Road was in move-in condition and sold very quickly within 3 days of listing the property. The home had been freshly painted, hardwood floors were sanded and polished, new carpeting and the kitchen was painted and a new sink and counter-top were installed. It was a very affordable home for Concord on a half acre lot abutting access to trails. The property was situated on a pretty cul-de-sac within a half mile of a delightful walk to Concord Center. You could easily enjoy the peaceful, private back yard with access to trails, playing fields, playground, Minuteman National Park and more. The... 08/22/2011

182 Holdenwood Concord Massachusetts Just Sold Concord Massachusetts Real Estate - Just sold 182 Holdenwood, Concord MA. Listed at $715,000 and sold at $697,000 by Peggy Dowcett, Coldwell Banker.   This is an inviting 5 bedroom, 10 room Contemporary home that offers plenty of natural light, open space and has a great connection with the outside. The back yard is very private with lovely landscaping and a large deck for entertaining. As you enter the home you have the office/family room to your right with a wood burning fireplace and a additional studio/recreation  space with hardwood floors and it's own separate entrance. They're two bedrooms on this level. As you walk up to the main living area you will immediately see the dining room which offers a wood burning fireplace and the livin... 08/11/2011

Concord MA Real Estate - Market Report for April 2011 In order to keep my clients abreast of the changes, fluctuations and statistics in the Concord MA real estate market, I am happy to provide monthly updates for single family homes SOLD for Concord. If you would like any additional data please email me at pldowcett@gmail.com. Currently there are 127 properties on the market in Concord, MA between $299,000 and $10,500,000 with an average list price of $1,445,845 and an average of 105 days on market. For the month of April 2011 there were 10 homes that sold within the month between $410,000 and $930,000. This is an increase of 1 unit compared to 9 that sold in April 2010. April 2011 Average List price: $675,400 Average Sale price: $649,230 Average Market time:159 days April 2010 Average... 05/15/2011

Concord MA Real Estate - Market Report for March 2011 In order to keep my clients abreast of changed, fluctuations and statistics in the Concord Ma real estate market, I am happy to provide monthly market statistics for single family homes sold for Concord. If you would like any additional data please email me at pldowcett@gmail.com. Currently there are 99 single family homes in Concord, MA for sale between $299,000 and $10,500,000 with an average list price of $1,483,275 and an average market time of 114 days. For the month of March 2010 there were 9 homes that sold within the month for Concord, MA. This is an increase of 6 units compared to 9 that sold in March of 2009. For the month of March 2011 there were 9 homes that closed between $527,000 and $873,500. Average List price: $594,0... 04/13/2011

Concord, MA Real Estate - Market Report January - February 2011 In order to keep my clients abreast of changes, fluctuations and statistics in the Concord,MA real estate market, I am happy to provide monthly statistics for single family homes sold for Concord, MA. If you would like any additional data please email me at pldowcett@gmail.com. For the period of January 1 to February 28, 2011 there were 21 homes that SOLD in Concord between $315,000 and $2,300,000 with an average of 164 days on market and an average of $900,167. This was an increase of 8 units as there were 13 homes that closed fro the same period in 2010. For the period of January 1 to February 28, 2010 there were 13 homes that SOLD in Concord between $360,000 and $2,070,000 with an average of 105 days on market and an ave... 03/22/2011

Home inspectors working in Concord MA are required to perform a home inspection to the Massachusetts Home Inspector Standards of Practice.  A copy of the standard will be provided to the client by the home inspector. The MA Home Inspector Standards of Practice is written for the professional home inspector. United Inspection Service has created some easy to read Consumer Information Sheets illustrating what is included and excluded in a Standard MA home inspection. Clear client communications (3c) are one of our core values. See the easy to read one page consumer information sheets for each of the systems in a MA Home Inspection. Visit the Concord MA Home Inspection web page from United Inspection Service for some useful information about homes in Concord MA and Massachusetts Home Inspe... 03/11/2011

The North Bridge in Concord last spring... and now today.... A great place to walk - however, can't quite make it all the way around when it floods like this! 03/08/2011

  For those of you who have not heard, there is another battle setting up for MERS. The controversy: assignments which John O'Brien (Register at Essex South Registry of Deeds) claims are due to the Commonwealth. Let me give you the background first. MERS, which stands for Mortgage Electronic Registration Systems, is a central registration point for a greater majority of the mortgages in this country. As you probably know, mortgages are bought and sold every single day. Accordingly, it is customary, when a mortgage is bought or sold, that the mortgagee record an assignment at the local registry where the property is located. The assignment basically states that BANK X is now the interest holder. In Mr. O'Brien's report, which can be located at www.salemdeeds.com, he states that MERS has ... 02/28/2011

Open House 182 Holden Wood Concord MA 01742 Sunday, January 30th from 12:30 - 3:00 Stop by and enjoy this 4/5 bedroom Contemporary home located in the Conanatum Neighborhood. The neighborhood has common land for tennis, basket ball, playing fields, community gardens and more. It offers a very pretty setting with mature trees and perennials with a 20'x20' deck for entertaining on. The home has lots of natural sunlight and tall windows. With a little TLC this could be the home of your dreams.     01/29/2011

There is something magical about taking pictures after a snowstorm. Here in New England the sun always comes out and we have a very bright blue sky. It's absolutely wonderful for capturing pictures. Imagine living in a home built in the 1700's with 4 fireplaces. I love the way the snow fell on the wreaths. Well, it's going to snow again tonight and we are expecting another 10 - 16 inches! 01/26/2011

Concord MA Real Estate - Market Report for 2010 In order to keep my clients on top of the Concord, MA real estate market, I am happy to provide monthly/yearly market statistics for single family homes sold for Concord. If you would like any additional information please email me at pldowcett@gmail.com or call 978-302-3988. There were 159 single family homes sold in 2010 between $275,000 and $2,850,000. This was an increase of 23 units there were 136 in 2009. Average List price: $908,000 Average Sale price: $863,000 Average Market time: 109 days Comparing 2009 there were 136 single family homes sold in Concord, MA between $330,000 and $3,000,000. Average List price: $1,002,000 Average Sale price: $932,000 Average market time: 149 days   Below is a chart showing Concord, MA 10+ years of S... 01/24/2011

  Concord MA Real Estate Report for Q2 of 2010 Concord Massachusetts Single Family Home Sales The Concord, MA 2nd quarter real estate market report indicates that there were 51 homes sold in Q2 2010 as compared to 37 in 2009. This represents a 38% increase in the number of homes sold. The average sales price changed from $970693 in 2009 to $868318 in 2010, a 11% decrease in value. The days on market changed -38 % from 137  to 85. Visit Concord MA real estate for information about the community, relocation, demographics, MLS search, home buying and selling guides. Go to Concord MA homes for sale to view current listings of homes, condos, multi-family and land listings. The Concord MA real estate report was compiled by Virtual Homes Real Estate. The data was extracted from the MA MLS (MLS... 01/16/2011

Concord's Colonial Inn is a true historic landmark overlooking Monument Square, the Inn is independently run offering a one-of-a-kind experience. It is centrally located to shopping, restaurants and local historic attractions like the Old North Bridge. I took this picture the day after 17" of snow fell here in Concord, it was rare to have the opportunity of no cars parked in front of the Inn. The Inn is always decorated and is a pleasure to look everyday. Visit Concords Colonial Inn for more information.   12/29/2010

In a town such as Concord, MA, rich in history as well as it's literary heritage, it should come as no surprise to find a library that is in a class by itself.  The Concord Free Public Library has always been one of my favorite places in Concord.  It was built in the early 1870s, with Ralph Waldo Emerson giving the keynote address at it's dedication in October of 1873.  The original Gothic structure has gone through many renovations and updates over the years. This library has held a special fascination for me since I was a child.  The warm, rich woods of the interior, the statues of local writers, the gallery upstairs, which showcases local artists as well as school children's work are all reasons I love to visit this library. During the summertime there are concerts on the front lawn ... 12/28/2010

New Construction - Riverwalk Update Concord MA Concord Riverwalk located at 1649 Main Street broke ground September 23, 2010 and the project is well underway. There are eleven new homes to constructed and two reconstructed single family homes between 1290 s.f. and 1550 s.f. of living space, with front porches, all surrounding a common green. This is an update from my original post Concord Riverwalk. Six of the homes have been reserved. If you are interested in seeing the project or learning more about it please call or email at pldowcett@gmail.com. Foundations are poured, new site entrance from Main Street has been created along with a new driveway. Exterior details begin to take shape. This is the exterior of Unit 3.   How architect Donald Powers envisions the houses at Concord Riverwa... 12/27/2010