Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 3725 Wood Trce, Owensboro, KY Wonderful Family Home With Many Updates 4BR/2+1BA Single Family House offered at $227,500 Year Built 1992 Sq Footage 2,280 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 2 Parking Unspecified Lot Size 22,110 sqft HOA/Maint $8 per month DESCRIPTION Come tour this four or five bedroom brick home in highly desired area. Many updates include newer light fixtures, new appliances '05, new carpet '05, one C/A unit 2 yrs old, roof '09, new landscaping '09 & '10, & replaced the tile in front of the fireplace. Soaring ceiling in the great room with triple window, crown molding, master on the main level, & 3 bedrooms up with a bonus room that could be 5th bedroom. Nice patio and rear yard. Two car attached ... 09/14/2012

   In 27 years of selling real estate I have worked with a lot of different people with different motivations for buying a home.  The most interesting buyers have always been the ones who were focused on “the good deal”.  Of course, everyone wants to get a good value – I’m not referring to those buyers.  I’m referring to buyers who want to steal a property.  The tragedy of this kind of purchase is that it may be a low price, (hence the perceived good deal) but there is always a reason the price is low, i.e.:  small master suite, small kitchen, lack of closets or storage, etc.  These homes always have one area that is knock your socks off.  Add the reduced price and you’ve got sold!  Keep in mind, if a house has an issue  when you buy it, it will still have that issue when you sell it, a... 09/12/2012

  After looking through the list of expired listings today, I took the time to actually examine the MLS data and listing photos. These properties reminded me of listings I have had in the past that have been a challenge to sell. If you are a home seller, or new to the real estate business, here’s my “Kiss of Death” list. “Kiss of Death” meaning; if your home has one or more of these characteristics, you will have a marketing challenge on your hands. 1. Country Blue!The carpet, the walls, yikes! 2.Wallpaper.No longer in style – dates the house. 3.Berber carpet.Ditto above comment. 4.Steep driveway.  Not good for snow/ice, or children on tricycles! 5.No first floor master suite 6.Inadequate closet in master suite 7.Inadequate laundry facilities 8.Outdated kitchens and baths 9.Basement gar... 09/12/2012

These really should go without saying, but here goes (again): 1.  Houses That Smell (bad).  Includes pet odors, litter box, food odors, cigar /cigarette smoke.  "If you smell 'em, you can't sell 'em! 2.  Dogs That Bark!  Or cats that scream through the entire showing.  Very distracting - the house will NEVER sell, period! 3.  Dogs That Pee!  Yes, I said it - and what's worse, they not only pee on the floor, but they pee on YOU because they are so excited.  Yes, it really happens!  Other favs are animals that poop on the rug in front of the door and as you open the door to enter the home, the poop is smeared EVERYWHERE!  EWWWW!!!!  NOT gonna sell that house that day. 4.  Sellers Who Won't Leave For the Showing (and lay on the couch or bed) AWKWARD! 5.  Dirty, Nasty Kitchens And Baths.  P... 09/11/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4607 McIntire Xing, Owensboro, KY Vacant, neat & clean just waiting for a new family. 3BR/2BA Single Family House offered at $115,900 Year Built 1992 Sq Footage 1,248 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .13 acres HOA/Maint $0 per month DESCRIPTION Cute as a button! This 3 bedroom home with brick front has 2 full baths, 2 car garage. Laundry room, great room w/fireplace, soaring ceiling, kitchen with dishwasher & range. New roof '09, new heat & air '10, frestly painted interior. Covered rear patio and privacy fence. see additional photos below PROPERTY FEATURES - Laundry room - Master bath - Walk-in closet - Dishwasher - Stove/Oven - Balcony, Deck, or Patio - Fenced yard - Yard - Cent... 08/25/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4304 Landsdowne N, Owensboro, KY Shows Like A Dream 3BR/2BA Single Family House offered at $109,900 Year Built 1980 Sq Footage 1,360 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking Unspecified Lot Size 6,900 sqft HOA/Maint $0 per month DESCRIPTION Cean as a whistle! Three bedrooms, two full baths, great room with fireplace, kitchen with appliances, newer carpet, newer roof, newer paint, oversized single car garage. Nice landscaping. Priced to sell! see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - Walk-in closet - Family room - Breakfast nook - Dishwasher - Refrigerator - Stove/Oven - Laundry area - inside - Balcony, Deck, or Patio - Yard OTHER SPECIAL FEATURES - Picture Perfect... 08/24/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4607 McIntire Xing, Owensboro, KY Vacant, neat & clean just waiting for a new family. 3BR/2BA Single Family House offered at $115,900 Year Built 1992 Sq Footage 1,248 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size .13 acres HOA/Maint $0 per month DESCRIPTION Cute as a button! This 3 bedroom home with brick front has 2 full baths, 2 car garage. Laundry room, great room w/fireplace, soaring ceiling, kitchen with dishwasher & range. New roof '09, new heat & air '10, frestly painted interior. Covered rear patio and privacy fence. see additional photos below PROPERTY FEATURES - Laundry room - Master bath - Walk-in closet - Dishwasher - Stove/Oven - Balcony, Deck, or Patio - Fenced yard - Yard - Cent... 08/23/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 1901 Standish Pl, Owensboro, KY Great 3 bedroom brick ranch on corner lot. 3BR/2BA Single Family House offered at $127,837 Year Built 1969 Sq Footage 1,480 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking Unspecified Lot Size 9,828 sqft HOA/Maint $0 per month DESCRIPTION This one is a real steal! Three bedroom brick home on corner lot centrally located. New heat & air '09, new hardwood floor in living room & hall, replacement windows, kitchen appliances, new ceiling fans, blinds, privacy fence, and a storage building. You can't go wrong with neat & clean home. see additional photos below PROPERTY FEATURES - Living room - Master bath - Dishwasher - Refrigerator - Stove/Oven - Fenced yard - Yard - Ceiling fans - Central... 08/23/2012

PLEASE STOP FORWARDING ME THE "3.8% SALES TAX ON REAL ESTATE" EMAIL! There will be no 3.8% "sales tax" on real estate in 2103. There will however be a 3.8% capital gains tax. Congress approved, and the president signed a bill authorizing a 3.8% tax on the capital gains on real estate transactions over the existing $500,000 exemption for married couples ($250,000 for singles). Couples have to make more than $250,000 in adjusted gross income for the tax to apply to them (singles more than $200,000). This tax WILL NOT affect all taxpayers as the viral emails (and Facebook posts) suggest.  Only those homeowners who experience a taxable gain when they sell and/or those whose adjusted gross income exceeds the limits referenced above will pay the tax.  Of course, the taxpayer will have to pay ... 07/18/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4164 Hwy 142 South, Philpot, KY Only Minutes From Town 2BR/1BA Single Family House offered at $103,000 Year Built 1972 Sq Footage 1,350 Bedrooms 2 Bathrooms 1 full, 0 partial Floors 1 Parking Unspecified Lot Size .46 acres HOA/Maint $0 per month DESCRIPTION Two bedroom brick home. Large master bedroom, guest bedroom, living room, eat-in kitchen, dining area, appliances include washer/dryer, one car carport, large work shop with one car garage included. Corner lot, heat & air 2 yrs, metal roof 2 yrs, & replacement windows 2 yrs. Price to sell @ $109,900. see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Living room - Breakfast nook - Refrigerator - Stove/Oven - Attic - Washer - Dryer - Laundry area ... 06/07/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4112 Foxtail Pl, Owensboro, KY Fabulous Home With All The Amenities 3BR/3BA Single Family House offered at $269,900 Year Built 1996 Sq Footage 2,758 Bedrooms 3 Bathrooms 3 full, 0 partial Floors Unspecified Parking Unspecified Lot Size 27,072 sqft HOA/Maint $35 per month DESCRIPTION Wonderful floor plan with tray ceilings, crown molding, split bedroom concept and Chel'f Kitchen. All kitchen appliances stay with property. 4 bedrooms, 3 full baths, 2 car garage. Lush landscaping in rear yard plus priviacy fend. You can't beat this deal @$269,900 see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - High/Vaulted ceiling - Walk-in closet - Tile floor - Family room - Dining room - Breakfast nook... 06/07/2012

2012 Dates Friday After 5 May 18-September 7, 2012 Owensboro Soap Box Derby June 2, 2012 HistoryFest 2012 June 9-10, 2012 International Mystery Writers' Festival June 14-17, 2012 Bourbon & Jazz Festival June 15-17, 2012 Dazzling Daylily Festival June 22-30, 2012 ROMP: Bluegrass Roots & Branches Festival June 28-30 Family Freedom Fireworks Festival July 3, 2012 Celebration of the American Spirit July 4, 2012 39th Annual Dust Bowl July 20-27, 2012 Dragon Boat Festival August 4, 2012 6th Annual Street Legends August 17, 2012 Big O Music Fest August 18, 2012 Multi-Cultural Festival August 18, 2012 Smothers Park Grand Re-Opening & Air Show August 23-25, 2012 Diamond Lake Gran Prix August 25-26, 2012 East Bridge Art & Music Festival September 8, 2012 Mt. Saint Joseph Annual Barbecue Picnic Se... 05/29/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4503 Taylor Dr, Owensboro, KY Wonderful tri-level that back up to Hillcrest Golf Course. 4BR/2+1BA Single Family House offered at $167,900 Year Built 1970 Sq Footage 2,044 Bedrooms 4 Bathrooms 2 full, 1 partial Floors 3 Parking 1 Car garage Lot Size 10,000 sqft HOA/Maint $0 per month DESCRIPTION You will enjoy this fabulous home on the Hillcrest Golf Course. Four bedrooms, two & half baths, large living room, kitchen with breakfast nook, large family room with fireplace on lower level. This home has many updates such as, new siding, new ceramic tile, new gutters, new garage door, new sink & commode in half bath, new ceramic tile, and replacement windows. Kitchen appliances stay with property, patio, deck, and one car garage.... 05/09/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 2300 S Wintergreen Loop, Owensboro, KY Attractive Brick Ranch With Full Basement 3BR/3BA Single Family House offered at $153,500 Year Built 1965 Sq Footage 3,016 Bedrooms 3 Bathrooms 3 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 5,850 sqft HOA/Maint $0 per month DESCRIPTION This one has it all! Open floor plan, wood, tile & carpeting. Three bedrooms, three full baths, full finished basement. two car garage. Range, Dishwasher, covered patio, landscaped yard, C/A, furnace & windows replaced 10 yrs ago, interior paint 1 1/2 yrs ago, new storm doors, roof 4 yrs old, wood & tile 3 yrs old, this one is a must see *** its nice. see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Hardwood floor - ... 05/01/2012

  Unemployed?  Taken a Pay Cut?  Don’t lose your home to foreclosure!    Take advantage of the Kentucky Unemployment Bridge Loan Program (UBP).  This program is not credit score driven – so NO MINIMUM CREDIT SCORE.  The Maximum assistance is $25,000 or 12 months, whichever occurs first.  This money can be used to catch up your payments and/or make your payments. You do not have to be in arrears to qualify.      Participants must meet these guidelines:  ·         The unemployment or income reduction related event must have occurred within the last 3 years prior to the date of application  ·         Maximum amount of liens on the property cannot exceed $275,000 ·         Borrower’s principal, interest, taxes and insurance (PITI) must exceed 31% of the gross monthly income, or  ·         B... 04/30/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 2300 S Wintergreen Loop, Owensboro, KY Attractive Brick Ranch With Full Basement 3BR/3BA Single Family House offered at $153,500 Year Built 1965 Sq Footage 3,016 Bedrooms 3 Bathrooms 3 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 5,850 sqft HOA/Maint $0 per month DESCRIPTION This one has it all! Open floor plan, wood, tile & carpeting. Three bedrooms, three full baths, full finished basement. two car garage. Range, Dishwasher, covered patio, landscaped yard, C/A, furnace & windows replaced 10 yrs ago, interior paint 1 1/2 yrs ago, new storm doors, roof 4 yrs old, wood & tile 3 yrs old, this one is a must see *** its nice. see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Hardwood floor - ... 03/22/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 4268 Brookhill Dr, Owensboro, KY Two story brick home with eye catching curb appeal. 3BR/2+1BA Single Family House offered at $193,900 Year Built 1987 Sq Footage 2,200 Bedrooms 3 Bathrooms 2 full, 1 partial Floors 2 Parking 2 Car garage Lot Size .28 acres HOA/Maint $0 per month DESCRIPTION Beautiful corner lot makes this two story home stand out. Three bedrooms, two full baths and one half bath. Formal living & dining rooms, family room with fireplace. Eat in kitchen, laundry room. Side load two car garage, screen porch and waiting for a new family. Drop by and see this two story beauty that's list for $199,900. see additional photos below PROPERTY FEATURES - Central A/C - Central heat - Fireplace - Walk-in closet - Tile flo... 03/08/2012

Connie Lou Barnett | Real Living/Home Realty | (270) 929-0369 2236 Village Run, Owensboro, KY Excellent Condition 3BR/2BA Single Family House offered at $114,900 Year Built 2004 Sq Footage 1,293 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 2 Parking Unspecified Lot Size .080 acres HOA/Maint $6 per month DESCRIPTION Cute as a button! Large family area, kitchen with appliances with pass thru window to family area. Two bedrooms on main level, master suite & bath upstairs. One car garage with laundry area, washer & dryer stay with property. Fenced yard. Nice front lawn & landscaping. see additional photos below PROPERTY FEATURES - Central A/C - Central heat - High/Vaulted ceiling - Walk-in closet - Family room - Breakfast nook - Dishwasher - Refrigerator - Stove/Oven - Microwave - Washer ... 03/08/2012

  Sounds like they could be long lost relatives from the Deep South, however, the phrase “show me the money” is a more accurate descriptor.  Fannie Mae is the way we pronounce the acronym for the Federal National Mortgage Association:  FNMA   Here’s the skinny straight from Wikipedia.com:   “Federal National Mortgage Association (FNMA) (NYSE: FNM), commonly known as Fannie Mae, is a stockholder-owned corporation chartered by Congress in 1968 as a government-sponsored enterprise (GSE), but founded in 1938 during the Great Depression. The corporation's purpose is to purchase and securitize mortgages in order to ensure that funds are consistently available to the institutions that lend money to home buyers.[3]   On September 7, 2008, James Lockhart, director of the Federal Housing Finance ... 02/27/2012

  Short sale:  occurs when the borrower sells the property for less than what they actually owe, thus the term “short sale”.   “Possible Short Sale”:  This is a property that has been put on the market prior to getting the lenders approval for a short sale.  Most short sale contracts will include language that says:  “subject to lender (lien holder) approval”   Foreclosure:  Property is sold at a court ordered sale to settle the debt owed to a bank or individual.   Bank Owned Property:   a.k.a. REO (Real Estate Owned) property.  Property taken into the banks’ inventory after a foreclosure sale.   Loss Mitigation Department:  Department at the bank that works with consumers on short sales, forbearance and loan modification agreements.  This department may also be called the Collateral or... 02/27/2012