We read about it in our newspapers, hear about it on the news and have seen it in our neighborhoods.  Foreclosures are on the rise.  Unfortunately, Indianapolis, Indiana has been in the top 5 states for the last couple of years.  Why is this happening more and more and what can you do to keep it from happening to you?In a recent study by the Center for Responsible Lending it was found that 2.2 million homeowners may face foreclosure.  Part of this is due to the sub-prime mortgage market.There's a number of factors that go into the sub-prime market yet the majority of the problems come from high-risk loan features mixed with ARM products that start out with a low rate that then rises to higher rates as time goes on.  Mix this with prepayment penalties, low-documentation requirements and ... 02/18/2007

Happy Valentines Day!  In Central Indiana, this will be known as the can you dig out Valentines Day?  This is the view from my kitchen window this morning while I had my coffee.  The sun is shinning and if I listen real hard, I can hear the humming of snow-blowers in the distance.  City snow plow was through earlier this morning and threw the street snow into everyones driveway approach.  Even with the snow-blower, it's work! I'm one of the fortunate people in Indianapolis. . .I wasn't stuck sleeping in the airport because my flight was canceled yesterday.  I'm not wondering if I'll be able to get out and on my way.  I'm not one of the road crew workers that has been on 12 hour shifts since Monday night when the storm blew into Indiana.  I'm also not one of the truck drivers that had to... 02/14/2007

Not the Colts, the cold. We’ve had thirteen straight days of below freezing temps and still haven't hit twenty degrees this week. I wanted to go celebrate the Colts victory at the parade downtown on Monday after the Super Bowl and couldn’t stay because bringing my 10 month old son out into the seven degree weather is bad enough between the house and the car, but then sitting and waiting for the team for three hours is just stupid. So, I missed the parade and the 40,000 fans who lined the streets and awaited the team at the RCA Dome…but for my little boy, it was well worth it.The cold has made it unbearable at times and in central Indiana you’ll be lucky to find anything but flat land, where the wind chills have put us below zero repeatedly this week. It’s ridiculous, but it’s Indiana.I’... 02/09/2007

If you are thinking of visiting or moving to the Indianapolis Area, here are some websites that'll provide information and happenings taking place in and around the Greater Indianapolis Area.  http://www.indy.org/http://www.indygov.org/home.htmhttp://www.indianapolisairport.com/index.aspx  http://www.theindychannel.com/index.htmlWelcome to the Indianapolis Zoo & Gardenshttp://www.indy500.com/http://www.indychamber.com/http://cyndisloop4indyhomes.comThere's a little something of everything for everyone.  From visiting the downtown area to the Edinburgh Outlet Mall to the Conner Prairie Museum or the Indianapolis Zoo.  If you are considering relocating to Indianapolis, please contact me for a free relocation package. 02/07/2007

If you are looking for something to do this weekend before the BIG Colts game, why not visit the 2007 Indianapolis Home Show?  Show Venue & LocationIndiana State Fairgrounds West Pavilion/Exposition Hall 1202 E. 38th Street Indianapolis, IN 46205 (317) 927-7503 Pictured to the right is this year's Home Centerpiece by Centrex Homes.  This is the second year that Centrex has built a home at and for the Home Show Exhibits.  Just think, it's all done in less than 30 days.  That's fully constructed and landscaped to boot!If you stop by on Sunday, Feb. 4th between 2 - 4 p.m. I will be there with my partner Bill Foxworthy at the Carpenter Realtors booth.  (We are located by the Centrex home.)  Please stop by and introduce yourself.  The Centrex home is not the only great attraction to see, the... 02/02/2007

Looking for some where to live in Indianapolis?  Let me introduce you to the Admirals.  Located in the North-east corner of Marion County  Currently there are 55 homes available for sale and  prices range between $194,900 - $4,500,000.  The various Admirals communities are:  Admirals Landing, Admirals Bay, Admirals Cove, Admirals Pointe and Admirals Sound.        If you would like to know more about these communities and all they have to offer please visit my website: http://cyndisloop4indyhomes.com.  I would be happy to assist you in buying or selling a home. 01/31/2007

Right now we are 3rd in rank according to the Indianapolis Star.  Detroit and Alanta leading the nation at this time.  Last year lenders took back 27,500 homes in the Metro-Indianapolis area and that was up 36% from the year before.  It is believed that lower wages, adjustable mortgages, bankruptcies and taxes are the contributing factors to the increase.  It is said that some of the reasons for this is aggressive lenders and builders that saddle buyers with high monthly payments and do not explain the taxes and adjustable arm differences. 01/27/2007

Contact: Craig Bartels 317-490-5074 mailto:craig@sellindiana.com   FOR IMMEDIATE RELEASE   Craig Bartels Earns Top 1% Distinction with MSP Designation Master Sales Association Stresses Relationships, Service and Values   Craig Bartels, a local broker/realtor with (CRAGER-BARTELS REAL ESTATE), has been inducted into the Master Sales Association with the designation of Master Sales Professional, or MSP.   This distinction is earned by the very few committed real estate professionals who place value and service of their clients above all else.   On January 14th 2007, Craig Bartels completed three days of training and took an oath to uphold the high standards and code of conduct that the Master Sales Association demands.  Less than 1% of all Realtors nationwide have earned this select dist... 01/23/2007

Spectacular Home in Ivy Hills. Beautifully updated throughout. Hardwoods everywhere. Converted living room into gorgeous master suite with hardwoods and a converted sunroom into master bath with walk in closet, double vanities, and a jetted tub. Park like setting with huge fenced in backyard. A MUST SEE!!! Hurry.Prestigious Ivy Hills, just minutes to Castleton 4 bedrooms 2 1/2 bathHuge totally new master suite with double vanity's and walk-in closetHardwood floors everywhereLarge almost 3/4 acre private lot with mature trees            For a virtual slide showTons of additional photos Contact the Crager-Bartels Home selling system at Carmel Homes or via Indianapolis Homes  01/23/2007

In the last few days our area has received a heavy amount of rain.  Fall Creek twists and turns throughout our area and others.  These are pictures from today on my way home from the office.  The news reports say that this could get worse and possibly freeze in the next few days.    Normally I would see horses out in this field.  (Sargent Rd & Lantern)      01/15/2007

I just had to share something that happened  today.  It makes all the hard work we do and the hard closings all worth it when an easy one comes around.My website is generating between 2-3 leads per day.  In fact, my web traffic has increased 233% over the past 4 months.  A lot in part to my SEO work I have been doing on it.  About a week ago, an individual found my website, MyIndianapolisHome.com, and gave my business partner a call.  After talking with him, we found out she had an investment property(3 bedroom home) on the market for over 6 months middle of last year, it never sold. We also found out the couple used one of the FSBO type discount brokers that just list your home on the MLS and that's about all they do.   They had it listed for 110k at that time.My business partner met w... 01/10/2007

This Sunday, January 14, 2007 from 2 - 4p.m.  Please stop by and visit 5855 Kilmer LN, Indianapolis, IN 46250.  Located in prestigious Ivy Hills community.This home features 5 bedrooms, a front room, family room with fireplace, spacious kitchen and enclosed screen porch.  Beautifully landscaped yard with large deck.  Please visit my website http://cyndisloop4indyhomes.com/ for more information. Hope to see you there. . .Want to see it prior to Sunday?  Please call 317-362-2799 for your personal tour of this great home.  To learn more about the Ivy Hills community visit http://http//www.ivyhills.org/. 01/10/2007

AT & T is a name all of us know well.  In a recent press release AT & T announced that it'll be offering more serves to customers this coming year.  In this morning's Inside Indiana Business Journal it states that the company's aquisition of Bell South will allow them to offer new packages for mobile phones and internet.  Please click the above link to read the full story and press release.  I hope you found this information useful.  If you are interested in buying or selling a home or would like to know more about the real estate market in the Indianapolis, Indiana area, please visit my website:  http://cyndisloop4indyhomes.com to learn more.  01/02/2007

No seguro social, no credito, NO PROBLEMA! LLame para explicarte tus opciones. Renta con opcion de aduenarse. Casas disponibles Si tienes ingresos, Tu calificas. Llama al 206-222-2173 317-225-5412 12/31/2006

So often these days we hear about how commercialized Christmas has become or how people don't appreciate the true meaning of Christmas.  Fortunately for those of us at Carpenter Realtors in Castleton, we were able to help make 45 kids at the LaRue Carter Hospital have a Merry Christmas. I can't begin to tell you how the smiles of the children, their gratefulness and the gratefulness of the staff touched all of our hearts.  To see their eyes light up as they emptied the contents of each stocking, opening the BIG gifts (Playstation 2 and games along with a Karaoke Machine) for the center to share and eating Christmas goodies was worth all the work that went into raising the money, doing the shopping and wrapping all the gifts!  (I wish I could share pictures with you but that is not somet... 12/22/2006

M.I.B.O.R. (Metro Indinapolis Board of REALTORS®) reported today that the statistics for November were similiar to previous months in that there was a dip in units sold and a steady slow increase in average sales price.  Year-to-date numbers are 29,789 properties have sold compared to 30,116 a year ago; a 1.1 percent decrease. Average ales price for the year is $154,782 compared to $153,910 in 2005.  This is encouraging news and differs from what other medias have been reporting.  Average ales price for the year is $154,782 compared to $153,910 in 2005.  If you would like to learn more about the Greater Indianapolis Area, please visit my website, http://cyndisloop4indyhomes.com/.   12/18/2006

Well I was very surprised to receive the message that Chris Tesch had memed me. 1.  I was born and raised on the East side of Detroit, Michigan and graduated from Denby High School.  To the right is a picture of the neighborhood I grew up in now!  A very sad sight and most of the homes that were on my street, including mine are gone.  (This house was two doors away from where mine once sat.)2.  When I was in my teens, I worked for a music company called Grinnell Brothers.  It was probably my most favorite job (until I started Real Estate) because I love music so much!  (I know how to play the violin, guitar and piano.)3.  When I was in Jr. High my idol was Rod Stewart.  At the time, I thought it would be really cool to have a Rod Stewart hair cut and so I got one.  Needless to say, I re... 12/18/2006

Are you a consumer with questions about...  Buying a home? Qualifying for a loan? FHA loans? Down payment assistance? HUD Homes?Then contact (800) CALLFHA or (800) 225-5342  TDD: (877) TDD-2HUD (877) 833-2483) for the answers to your questions.  The call centers hours are from 8:00a.m. - 8:00p.m. Monday - Friday EST.This website is for Consumers as well as Loan Officers, Underwriters and Realtors.  You can also get answers from their website   answers.hud.gov.  or by email hud@custhelp.com.  I'm also proud to say that the call center is located here in the Indianapolis, IN area.  There's a wealth of information and times of training for some of the various aspects  to do with FHA. 12/12/2006

If you have animals and would like to come out to the Log Cabin Animal Hospital on December 2 & 3rd Legacy Portrait Studio will be there for pictures.  Free treats for the pets and treats for the owners. Here is a flyer about the event. Call 570-4575 to reserve your time. All proceeds benefit the Hamilton County Humane Society.(Hopefully your pet will appear happy than mine Heidi Girl.) Please join Higher Grounds Coffee House for our first annual Christmas Kick off party on Friday December 1 2006. There will be live music by local musician Damon Earlewine as he plays classic Christmas songs in a whole new way.  Damon will also have copies of his Christmas CD - Some Mistle Tunes - available for purchase Higher Grounds is located at 11760 Olio Rd Ste 400, next to Donato's Pizza on the cor... 12/01/2006

Christmas is always a great time to drive through the neighborhoods and see what interesting or unique Christmas lights and decorations are on the homes.  On my street, a few of the neighbors have spent a lot of time decorating the fronts of their homes.  Just take a drive down Geist Estates Drive off 75th street during the Holiday Season and you'll see what I mean.      Here's the house next door.  I really need a wide angle lens to give the full affect of the homes together.  If you live in this area and would like to see your home featured in a blog.  Please visit my site:  http://cyndisloop4indyhomes.com/ and drop me an email.  I would love to drive over and take a picture and feature your home too! 12/01/2006