With the tightening of lender guidelines and the shrinking of pocketbooks across America, USDA is growing in popularity among middle to low-income families and individuals.  However, very few Mortgage Professionals know how valuable this program is and, even more importantly, don't know how to structure the loan for a fast and smooth review. Because program literature and copy written material often provides "Program Highlights" and don't get into the nitty-gritty, I called my local USDA contact and asked for a copy of the underwriting guidelines.  He was happy to oblige, and I have (while trying to be more in depth than program fliers and handouts, but not dictate the underwriting guidelines - 24 pages of SMALL font that will bore you to tears) provided you with information I think you... 09/17/2008

Team Rhino | Keller Williams Coeur d'Alene | 208-292-3481 815 N. Brigger Street, Post Falls, ID Own A Piece Of The North Idaho Dream 6 Bdrm Multi-Family, 3 units offered at $275,000 Year Built 1993 Sq Footage 2,922 Bedrooms 6 Bathrooms 3 full, 3 partial Floors 2 Parking Unspecified Lot Size .16 acres HOA/Maint $0 per month DESCRIPTION Well Kept Hard to Find - Newer set of Triplex's each with 2 bed 1.5 baths and a carport. Walking distance to Wal Mart,shopping, Dr's offices and schools. Some long term tenants. Good Rental History. see additional photos below PROPERTY FEATURES Central A/C Central heat Family room Breakfast nook Dishwasher Stove/Oven Yard COMMUNITY FEATURES Covered parking ADDITIONAL PHOTOS Seller contact info: Team Rhino Keller Williams Coeur d'Alene 208-292-3481 For sal... 03/25/2008

Team Rhino | Keller Williams Coeur d'Alene | 208-292-3481 817 N Brigger, Post Falls, ID Excellent Investment Opportunity 6 Bdrm Multi-Family, 3 units offered at $275,000 Year Built 1993 Sq Footage 2,922 Bedrooms 6 Bathrooms 3 full, 3 partial Floors 2 Parking Unspecified Lot Size .16 acres HOA/Maint $0 per month DESCRIPTION Well Kept Hard to Find - Newer set of Triplex's each with 2 bed 1.5 baths and a carport. Walking distance to Wal Mart,shopping, Dr's offices and schools. Some long term tenants. Good Rental History. see additional photos below PROPERTY FEATURES Central A/C Central heat Family room Breakfast nook Dishwasher Stove/Oven Yard COMMUNITY FEATURES Covered parking ADDITIONAL PHOTOS Seller contact info: Team Rhino Keller Williams Coeur d'Alene 208-292-3481 For sale by agent/b... 03/25/2008

With all the negative talk and horror stories concerning the Option ARM I thought I would share this article that recently came out in BusinessWeek.Surprise: 'Toxic' Mortgages Are the Best 09/26/2007