Palm Beach County , Florida -Property Tax Discounts Property tax bills are normally mailed to the owner's last address as it appears on the tax roll on or before November 1st of each year. The full amount is due by March 31st. The following discounts are applied for early payment: §  4% discount if paid in November §  3% discount if paid in December §  2% discount if paid in January §  1% discount if paid in February Full amount paid in March, no discount applied. Taxes become delinquent April 3rd, 2012. Make payments to: Tax Collector, PBC 10/27/2012

The Mortgage Debt Relief Act is Ending   Dear Homeowner: In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure. The act has helped many distressed homeowners find solutions to avoid foreclosure and opened up options to them that were previously unavailable. However, the Mortgage Debt Relief Act was always intended to be a temporary solution and it is now set to expire at the end of 2012. For distressed homeowners, this means that time is running out for you to take advantage of this program. As a Certified Distressed Property Expert (CDPE), I am uniquely qualified to help determine your eligibility and answer any questions... 06/13/2012

  Phone #, 561-352-3056, The Treu Group announces the use of a new ShortSale or Stay Calculator to help Banyan Estates Homeowners in their ShortSale Decisions.  Palm Beach County nationally recognized team in short sales in Palm Beach County and experts in residential real estate in Florida real estate.  The Treu Group is excited to bring you cutting edge tools to help you make decisions on your underwater home in Banyan Estates.  We have the innovative new online tool, Short or Stay Calculator ready for you to give you information so you can make the right decision for your family.  The Short or Stay Calculator is a free service to Treu Group clients and it easy to use.  The Treu Group knows that Banyan Estates residents are facing tough decisions and the Short Sale or Stay Calculator ... 04/10/2012

Happy Easter! Blessings this Easter!   May you be blessed in all you do.   May your life be reflected in all you are.   May your days be spent in worthwhile endeavors.   And may you always be joyful in your work!   04/08/2012

Major news in the short sale and housing industry! On Friday, March 9, the Obama Administration announced updates to the Home Affordable Foreclosure Alternative (HAFA) program. Created in 2009, HAFA is a government-sponsored initiative assisting all Home Affordable Modification Program (HAMP) eligible homeowners in avoiding foreclosure through short sales and deed-in-lieus. The HAFA updates will go into effect on June 1, 2012, and will allow more distressed homeowners to seek assistance. Most importantly, the deadline for submitting for HAFA eligibility will be extended a full year, from December 31, 2012, to December 31, 2013. Other major changes from March’s updates to the HAFA program include: The removal of occupancy requirements. Previously, HAFA required homeowners to have lived i... 03/14/2012

Florida Homeowners one week left to claim homestead exemption  A remind  for our 2011 homebuyers: Please contact your  county property appraiser's office before March 1 to claim the exemption.   HOMESTEAD TAX EXEMPTIONS ARE NOT TRANSFERABLE. If you had a Homestead Tax Exemption on your prior property, you must file a new Homestead Tax Exemption application for your new property.   If listed on the application, you must provide copies of the following items for each applicant:   1. Florida Driver license or Florida ID for each applicant.   2. Florida vehicle registration for each applicant (if you drive)   3. Palm Beach County voter’s registration card (if you vote)   4. Front and back of Permanent Alien Card (if you are not a U.S. Citizen)    http://www.co.palm-beach.fl.us/papa/Forms/Ho... 02/22/2012

Additional Foreclosure Avoidance Options?     Rent the Property. If your local market conditions will allow you to rent your home at or above the cost of your mortgage, renting the property and using the income to pay your mortgage could be an option.   Deed-in-Lieu of Foreclosure. Also known as a “friendly foreclosure,” a deed-in-lieu allows the homeowner to return the property to the lender rather than go through the contentious foreclosure process. Lender approval is required for this option, and the homeowner must vacate the property at a designated time.   Refinance. If you have sufficient equity in your property and your credit is in good standing, you may be able to refinance your mortgage at today’s historically low interest rates.   Service Members Civil Relief Act (military pe... 02/13/2012