The sea fog is so thick you can almost cut it with a knife! Yesterday afternoon we went down to Boca Ciega Bay. Ronnie wanted to check out War Veteran's Memorial Park in Bay Pines (St Petersburg) to see what their boat launch looks like and I wanted some photos of the intercoastal waterway on the bay. When we left Crystal Beach, the sun was shining and the sky was blue. By the time we had travelled almost an hour south in our own county, the sea fog was so thick, it really looked like you could cut it with a knife. This was at 2 in the afternoon! Normally, these photos should be crystal clear since the other shore isn't that far away. The sky should be blue. I was indeed disappointed. When we got back to north county, where we live, it was still blue skies and sunshine for another hour ... 02/23/2013

Bay Pines Estates in St Petersburg Florida is a well established little neighborhood less than 5 minutes from the beach, and has just about everything to offer.    With a selection of single family homes Bay Pines Estates is so well situated for access for all the main commuting routes to St Petersburg and Tampa, the airports, Florida attractions and the beaches that this neighborhood will suit both first and second home buyers. This is a well kept family community with an active home owner’s association that keep everything spotless. The communal lake is open for residents to fish or just sit and watch the wildlife and Ryans the popular meat martket is perfectly situated to supply your fresh steaks to grill on the weekend. Although the mailing address is St Petersburg and the zip code ... 06/27/2012

  Which Government Backed Home Loan Is Best Suited For Purchasing My New Home? If you want a loan with a No Money Down Option then you must be a veteran or you must purchase a home in a HUD Approved Area for Rural Housing. The VA and USDA Loan are the only type loans that offer the No Down Payment Option for buying a home. The FHA loan is the most popular type loan at this time because the down payment requirement is only 3.5% compared to the Conventional Loans which require 5% down. Both require the added cost of Mortgage Insurance any time less than 20% down is used. The VA and USDA Loans do not require mortgage Insurance but have a funding fee that is financed into the loan. The USDA funding fee is currently 3.5% but expected to rise with the growing number of defaults. The VA fundin... 08/01/2011

The FHA 203k Construction and Rehabilitation Loan Programs In Saint Petersburg Florida will be one of the most desired loan programs being offered for the next 3 to 5 years on bank owned and foreclosed properties. The FHA 203K is designed to allow buyers to purchase a home and borrow additional money to make improvements to the property up to a total acquisition amount of $303,000. The program only requires a down payment of 3.5% of the total acquisition cost. Example:         Sales Price                     $270,000.                        Improvements                $33,000.                      ____________________________                       Total Acquisition              $303,000.                        Down Payment (3.5%)     $10,605. AS-IS Feature This program is specifically ... 03/14/2011

Short Sale-9783 52nd Terrace N. St Petersburg FL For Sale Reduced to $114,900   Conveniently located ranch style home that is close to the beaches and very near Bay Pines-VA.  Remodel already well underway with newer kitchen cabinets, tile counters & backsplash, newer black appliances, new bath fixtures and vanity, French doors and neutral tile floors. With a little finishing up you could definitely have a real beauty. This home boasts a large family room with double French doors leading out to the big fenced backyard with 2 storage sheds! Inside utility room with laundry sink! Come take a look! Square footage is shown from tax records; however buyer to verify as could be larger. SHORT SALE- Listing price may not be sufficient to cover all encumbrances, closing costs, or other seller ch... 06/13/2010

Short Sale Reduced-St Petersburg Florida Ranch Home Close To VA- $114,900   Conveniently located ranch style 3 bedroom, 2 bath home that is close to the beaches and very near Bay Pines-VA.  Remodel already well underway with newer kitchen cabinets, tile counters & back splash, newer black appliances, new bath fixtures and vanity, French doors and neutral tile floors. With a little finishing up you could definitely have a real beauty. This home boasts a large family room with double French doors leading out to the big fenced backyard with 2 storage sheds! Inside utility room with laundry sink! Come take a look! Square footage is shown from tax records; however buyer to verify as could be larger. SHORT SALE- Listing price may not be sufficient to cover all encumbrances, closing costs, or ... 05/28/2010

JUST LISTEDFor Sale- 9783 52nd Terrace N. St Petersburg FL Updated Ranch Near Bay Pines-VA Hospital Just Listed-Conveniently located ranch style home that is close to the beaches and very near Bay Pines-VA Hospital.  Remodel already well underway with newer kitchen cabinets, tile counters & backsplash, newer black appliances, new bath fixtures and vanity, French doors and neutral tile floors. With a little finishing up you could definitely have a real beauty. This home boasts a large family room with double French doors leading out to the big fenced backyard with 2 storage sheds! Inside utility room with laundry sink! Come take a look! Square footage is shown from tax records; however buyer to verify as could be larger.  Short Sale Opportunity! Updated Ranch Home Near Bay Pines VA Hosp... 04/23/2010