If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong.Lenders are making it slightly easier for well-qualified buyers to access financing, which is opening more doors for people ready to make a move.So, if strict requirements were holding you back, this shift could be the opportunity you’ve been waiting for, without repeating the risky lending practices that led to the housing crash back in 2008.Lenders Are Opening More DoorsBanks are offering credit to more people in an effort to boost activity in the housing market, including buyers who have lower credit scores or smaller down payments. And that means more people are getting a... 07/07/2025

Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is – especially right now.Let’s break down what’s really going on and why the recent shift in the approach investors are taking could tip the scales in your favor.Large Investors Are Pulling BackThe truth is institutional investors never represented as big a share of the housing market as people think. And now, they’re backing off even more.Today, big real estate investors aren’t buying as many homes. In fact, they’re actually selling more than they’re buying.According to data from Parcl Labs, 6 out of 8 of ... 07/02/2025

If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell?  Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a red flag. It’s a return to normal. And normal doesn’t mean nothing’s happening. Buyers are still out there – and homes are still selling. Why? Because real life doesn’t pause for perfect conditions. There are always people who need to buy – and this year is no exception. Buyers who are in the middle of a big change in their lives, a new marriage, a growing family, or a new job still need to move, no matter where mortgage rates are. And they may be looking for a home just like yours. Every Minute 8 Homes Sell Let’s break it down usi... 07/03/2025

The right agent doesn’t just list your house – they help you sell smarter, faster, and with fewer surprises.With an agent’s help, you’ll know what’s happening in your local market and how to price your house right. You’ll feel confident filling out complex legal documents and at the negotiation table. And that’s priceless.Let’s connect so you have that expertise on your side.​ Contact us:PHP Houses142 W Lakeview AveUnit 1030Lake Mary, FL 32746Ph: (407) 641-1531Fax: (407) 205-1951email: info@phphouses.comLet’s Connect:FacebookLinkedinTwitterInstagramThe information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. The author does not guarantee or warrant the accuracy or completeness of the information or opinions contained herei... 07/01/2025