CLICK to register for our next FREE Foreclosure Options Seminar   Greystone at the Country Club of Lakewood Ranch Homeowners Find Short Sale Choice Best When Facing Florida Foreclosure Many homeowners facing Foreclosure are looking for answers. Many aren't sure of exactly what a Short Sale is, nor how it is a better choice than just letting their property go into Foreclosure -- Greystone property owners are no different than others facing these same issues. While there are many, these are the three primary reasons why a Short sale may be your best choice when facing a Florida Foreclosure: A Foreclosure greatly damages your credit -- much more so than a Short Sale. You can qualify for a new mortgage in as little as 24-months after a Short Sale, but in as much as 7+ years after a Foreclo... 03/20/2011

  CLICK to register for our next FREE Foreclosure Options Seminar   Stone Ridge Property Owners Find Better Choice Is Short Sale When Confronting Florida Foreclosure at the Country Club of Lakewood Ranch Stone Ridge homeowners are confronting the same issues that other Country Club at Lakewood Ranch owners in Manatee County Florida are struggling with, "Is a Short Sale really a better choice than simply allowing the property to go to foreclosure?" While you certainly must consider your personal circumstances in answering this question for yourself, as a general rule it can be said that a Short Sale is far superior to a Foreclosure for a whole host of reasons. That said, the two reasons that stand out for most property owners facing Foreclosure are: Far less damage to one's personal cre... 03/20/2011

Why Short Sale? – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. John Michailidis, SaraMana Properties – Phone: (941) 822-5221   CLICK to register for our next FREE Foreclosure Options Seminar   Thornhill Residents At The Country Club of Lakewood Ranch Embrace Short Sale Foreclosure Alternative In Bradenton Florida   Foreclosures and Short Sales have become a part of the everyday reality of Thornhill homeowners at the Country Club of Lakewood Ranch. Of all Foreclosure Alternatives, Short Sales are proving to be the most practical for area residents.Lenders are embracing Short Sales, because they find them to be a more efficient means of dealing with the unpaid ... 03/20/2011

Why Short Sale? – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. John Michailidis, SaraMana Properties – Phone: (941) 822-5221   CLICK to register for our next FREE Foreclosure Options Seminar   Lismore Residents At The Country Club Of Lakewood Ranch In Bradenton Florida Recognize Benefits of Short Sale vs. Foreclosure Bailouts, HAMP's, HAFA's, TARP's -- these are all vain attempts to fix what the politicians and bankers have caused. Of course, I'm talking about the national mortgage crisis that is affecting Lismore homeowners at the Country Club in Lakewood Ranch just as it is everyone else. Truthfully, the housing mess is here to stay . . . for at least the n... 03/20/2011

Why Short Sale? – FREE information on Foreclosure Defense, Mortgage Modification, Tax Consequences, Deed-in-lieu-of-foreclosure, Short Sales, Deficiency Judgments, Bankruptcy Referrals & more. John Michailidis, SaraMana Properties – Phone: (941) 822-5221   CLICK to register for our next FREE Foreclosure Options Seminar   Advantages of Short Sale vs. Foreclosure Recognized By Homeowners in Miramar Community at The Country Club of Lakewood Ranch Florida   Many area property owners find themselves shaking their heads and wondering what to do. Few anticipated the mortgage crisis, or the impact it would have on the local real estate prices, including those in Miramar at the Country Club of Lakewood Ranch.In a curious turn of events, both homeowners and lenders alike are choosing Short Sales ... 03/20/2011

 14178 Cattle Egret in Greenbrook Lakewood Ranch http://www.youtube.com/watch?v=SkyZQ4VT2ow   Take a look at this beautiful home, you will not be disappointed. Lovingly cared for and upgraded by orginal owner from new.  Upgrades and features include stone fireplace with gas fire in living room, mirror above, and lit shelving.  Turkish glazed porce lain tile, designer light fixtures, fans, and custom window treatment in family room and living room.  The kitchen has new appliances including range, refrigerator, dishwasher, and microwave.  The kitchen cabinets have been refinished in coffee maple.  The breakfast bar has been beautifully finished with wood paneling.  Corian counter tops and a tumbled marble back splash with accent tiles. Third bedroom has wood flooring.  Hurricane protectio... 03/18/2011

 Lakewood Ranch Homes   6305 Tanager Cove  $450,000 http://www.youtube.com/watch?v=Rs9nUCX6hAI This lovely home is situated at the head of a small cull de sac in Greenbrook Trails. It has great curb appeal. Two story, built by Homes By Towne with stone accent detail to exterior. Four bedrooms and four full bathrooms with bonus room. Features of the home include tiled floors throughout the living areas, quality fixtures, fittings and blinds, neutral colors, faux painting, decorative columns & niches, crown molding, trayed ceilings, music speakers in living areas and master bedroom. The kitchen has 42 inch wood cabinets stainless steel appliances, gas cooktop, tiled backsplash, island and desk area, granite countertops. Upstairs there is a large bonus room with a wood laminate floor. The ... 03/16/2011

3310 Riverview Blvd. on The Manatee River http://www.youtube.com/watch?v=y69EbJJ0rYc   Stunning Manatee River front home designed and built by Platinum Coast Construction. Breath taking views of deep boating water in a very private setting. This newly constructed home offers 5,713 square feet of remarkable architectural and custom detail. The two story graceful entrance greets you with a wall of windows looking out to endless water. Marble floors are accented by Compass Rose brass inserts signifying the attention to detail that you will experience through out this home. The ultra gourmet kitchen boasts top of the line Thermador and Viking appliances with a lighted Euro hood. Warm solid wood cabinets are accented with lighted seeded glass display cubbies. Counter tops are exotic granite ... 03/16/2011

Considering deflated real estate values, you might wonder if buying  Lakewood Ranch real estate  makes good financial sense. According to the National Association of REALTORS® eighth annual Housing Opportunity Pulse Survey, nearly 8 out of 10 respondents believe buying a home does make good financial sense. Surprised? Let's examine three reasons Americans believe buying real estate remains a good financial choice: 1. Lower home prices and low mortgage interest rates are making homes more affordable. 2. Almost 7 out of 10 believe that home values have stabilized in their area; the same number expect home sales to remain about the same through the end of the year. 3. The rate of foreclosures is also seen as stabilizing; 51 percent say the rate is about the same as last year. Another big a... 03/16/2011

Demographic Shifts Shaping Future of the Housing Market  RISMEDIA, March 7, 2011-With the great recession driving unemployment, foreclosures and vacancy rates to historic highs, the housing market has certainly been on one wild ride the last few years. Today, we see the confluence of a deep recession driving behavioral change and shifts in the demographic distribution of the population poised to impact the real estate market in unexpected ways.Americans who have experienced or witnessed the loss of jobs, homes and home values have grown skeptical about the benefits of homeownership. Not only will the financial impacts of the housing meltdown burden the real estate market for years to come but so too will the emotional impact. More than ever, Americans of all ages are considering their o... 03/13/2011

  CLICK to register for our next FREE Foreclosure Options Seminar   Edenmore Homeowners in The Country Club of Lakewood Ranch Find Short Sale a Better Choice vs. Foreclosure Reality has come to the homeowners of Edenmore in The Country Club at Lakewood Ranch as it has to tens of thousand of others in Manatee County and the rest of the Florida Gulf Coast. Considering the long-term damage to credit, and long-term overhanging debt that Foreclosures inevitably bring, is it any wonder that Lakewood Ranch residents are turning to Short Sales as a viable alternative? A Short Sale offers many benefits over Foreclosure: Qualify for a new mortgage in as little as 24-months, vs. up to 7+ years after Foreclosure. In most cases, Avoid Deficiency Judgment and the long-term, overhanging debt that the... 03/13/2011

  CLICK to register for our next FREE Foreclosure Options Seminar   Wexford Homeowners in The Country Club of Lakewood Ranch Discover Benefits of Short Sale vs. Foreclosure in Florida   The foreclosure crisis has impacted Wexford, at the Country Club of Lakewood Ranch, just as it has elsewhere in Manatee County. Millions of hardworking citizens have come to terms with the realities of Foreclosure, and are finding Short Sales to be a viable alternative. For many reasons, many owners are finding it to be an unjustifiable drain on family resources to continue making payments on properties having current resale values that are far less than their mortgage payoff amounts. In these situations, a professionally managed Short Sale can be the solution. Interstingly, most lenders accept the fact... 03/13/2011

  CLICK to register for our next FREE Foreclosure Options Seminar   Homeowners Embrace Short Sales In The Country Club Subdivision of Highfield In Lakewood Ranch Florida   Residents of Highfield in the Country Club at Lakewood Ranch are just as succeptable to the national mortgage crisis as are other Manatee County Florida homeowners.   Nearly fifty-percent of Manatee County mortgages are underwater (the payoff balance is more than market value) and the Florida unemployment rate exceeds the national average -- it's no wonder that Short Sale transactions account for a large proportion of local real estate sales.   Given the fact that Short Sales present benefits to both property owners and lenders, this is to be expected. Owners can greatly decrease the damage to their credit, rebound m... 03/13/2011

Adjustable-Rate Mortgages May Be the Right Fit for Cautious Buyers By Eve Mitchell RISMEDIA, March 11, 2011-(MCT)-Loc Chau was looking for a super-low interest rate to finance his San Jose, Calif., condominium, a place he envisions living in for a few years. Super-low to him means below 4%.So he opted for an adjustable-rate mortgage insured by the Federal Housing Administration as an alternative to a 30-year-fixed rate mortgage.In November, 30-year fixed-rate mortgages hit a 40-year record low, averaging 4.17%. But now, they are back in the 5% range."I don't plan to stay here forever. History tells me I've averaged five years in each place I've purchased, and I don't see any benefit to lock in a rate that is higher. I didn't want to go with 30 years," Chau said.Adjustable-rate loans ca... 03/11/2011

 Manatee River Gorgeous Home built by Platinum Coast Construction,Inc / Marilyn Schroeter  941.545.7777 / www.platinumcoastinc.com  3310 Riverview Blvd. http://www.pix360tour.com/slideviewer.php?id=3310-riverview Visit this property soon at: www.jimsoda.com 941.809.7759 / 941.961.5857 sodasells@gmail.com / donnasoda@gmail.com 03/10/2011

Are you a first-time home buyer? There are a lot of things you'll want to learn before making that first purchase. Here are 9 tips to help you get a Lakewood Ranch home you'll love and be prepared for additional costs you may not have considered: 1. Ask yourself if you're ready. Are you financially ready to buy a Lakewood Ranch home? Do you have a steady job and income? Do you have money for the down payment? 2. Get pre-approved. When you get pre-approved for a mortgage loan, your lender checks your credit and lets you know the amount of mortgage for which you qualify. Having a pre-approved loan will speed up the process. 3. Identify closing costs. The cost of closing on the sale of your Lakewood Ranch home should be considered. Closing costs may include origination fees, title and sett... 03/10/2011

 Lakewood Ranch Homes & Lakewood Ranch Properties http://www.youtube.com/watch?v=lCwPqM7oBn8 Exquisite Former Model Home fully appointed. Walk home into your private courtyard. Serene private setting w/ lush landscaping. Tastefully Appointed this home offers tile throughout. Foyer entry way mixed w/granite. Tray Ceilings, Crown Molding, designer draperies & blinds. Gourmet kitchen cabinets. Granite, Stainless appli., glass block windows in kitchen. Fabulous lighting fixtures. Surround Sound, Plantation shutters, upgraded hardware, wall niches, mirrored dining wall. Off. w/ wood floors & built ins./ huge master w/mirrored closet doors. Gorgeous pool & spa with paver lanai & driveway.3 bed. Plus den, 2 full baths. Over $150,000 in appointments..... www.jimsoda.com 941.809.7759 / 941.961.5... 03/08/2011

Lakewood Ranch Homes & Lakewood Ranch Properties http://www.youtube.com/watch?v=ECr0GgQAQ1o Exquisite Anchor custom home with original design! Lots of French doors add charm and California feel. The touch of one button brings music throughout the entire home! Kitchen appointed by granite counters, Wood Mode cabinets, double Thermador Ovens, warming drawer, 6 burners with griddle, Cold water stock pot faucet, 2 dishwashers, Subzero side-by-side Refrigerators and 4 Subzero Freezer Drawers, Miele Coffee maker with own mug warming drawer! 2 Kitchen sinks both with own disposal. Bar has sink, wine cooler, ice maker and 2 pull-out refrigerator drawers. 3 Fireplaces. Paver lanai has flagstone fireplace and cedar wood ceilings; the ultimate in rich design. Summer kitchen with DCS Grill and grid... 03/08/2011

According to a recent study, buyers prefer to work with real estate agents who live in the neighborhood in which they want to buy a home, such as Lakewood Ranch. Buyers are happier when they work with local agents because they believe the agents are: 1. Familiar with the neighborhood. They know the schools and zoning laws.They can tell you the best places to shop and give you referrals to the best mechanics and home contractors.   2. Knowledgeable about the Lakewood Ranch real estate market. Local agents know all the neighborhoods, the homes and the amenities. 3. Involved in the community. Agents who are involved in community  projects are doing much more than just selling houses. They're contributing to their community. Wouldn't you prefer to work with an agent like that? 4. More atten... 03/07/2011

CLICK to register for our next FREE Foreclosure Options Seminar Riverwalk Residents Confronted With Foreclosure Embrace Short Sale in Lakewood Ranch Florida As is the case throughout Manatee County and Lakewood Ranch, Foreclosures and Short Sales have become a hot topic. That's because nearly 50% of area homeowners find themselves in the precarious situation of owing more on their homes than their properties are currently worth. Short Sales allow homeowners to avoid the negative impact of foreclosure, almost always avoid the long-term, overhanging debt of a Deficiency Judgment, and move on with their lives without the stigma and embarresment that many facing foreclosure feel. First, be kind to yourself if you are facing foreclosure -- millions upon millions of good americans are in the... 03/06/2011